AnuPal Investments

AnuPal Investments Mutual funds, Term insurance & Mediclaims

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06/02/2023

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23/03/2018

Insight on Current Share Market status

Today Nifty closed below 10000. This down trend is on since 27thJan. This correction was overdue as the market was on bull run for more than a year. Secondly, Foreign Institutional Investors (FIIs) are continuously in selling mode for last 2 months.

In addition to that US has declared of increasing import duty, which has resulted in Global Trade War mainly between US & China. There will be very limited impact on India of this trade war as India is not export driven economy but it is a domestic consumption driven economy. Only because of low sentiments, selling is happening.

As per Porinju Veliyath, one of the senior market expert, Indian market is attractive and it’s good time to invest in share market. In a long term i.e. at least a period of more than 3-4 years, market may deliver an annual return of 15%. As per him, investors who have already invested in market, needs to stay invested, they will get good returns in coming years.

Since, we have general elections in coming months, there will be high volatility in the share market. Therefore, it is advisable to keep investing in market through SIP (Systematic Investment Plan) of Mutual Fund.

Regards

Sachin Jaju
7000171001

21/03/2018

START FINANCIAL YEAR 2018-19, WITH PROPER FINANCIAL PLANNING

How would you feel, if every financial aspect of your entire life gets taken care of, through proper financial planning.

After this planning, you will be clear on fulfilling your future financial goals.

What’s app “Interested” on below number to fix up meeting.

We don’t charge for financial planning ..

Sachin Jaju
7000171001

Therefore , this is the right time to start a systematic monthly savings in Mutual Fund,which could be anything from Rs....
04/10/2017

Therefore , this is the right time to start a systematic monthly savings in Mutual Fund,which could be anything from Rs.500/-.

02/10/2017

!!! BUMPER SALE !!!
Because of correction in share market in last 5-6 days, we can buy all Mutual Funds at lower NAV.
In current scenario, Mutual Fund is the best investment avenue which has given almost around 18% annualized returns in last 15 years.
Anything above 500/- per month can be started with ..
U can call for scientific calculations of amount required for future goals like retirement, child education, marriage etc.

Archana Jaju
7000816165

20/09/2017

GOLDEN OPPORTUNITY TO INVEST IN MUTUAL FUND.
In last 1 year, almost all Mutual Funds have given Return of more than 25%.
In the current scenario of rate cut in all traditional Investment avenues, Mutual Fund Investment has become attractive.
Though the Investment is done in share market, but a fund comprises of more than 50 company's shares and that too handled by an expert. Therefore, the risk in Investment is minimized.
What are you waiting for ...
Just pick up the phone and call to understand more details about Mutual Fund.

Archana Jaju
7000816165

16/09/2017

Thumb Rule of Financial planning :-

1. 30 % of your income must be used for monthly living expenses.

2. 30% of your income must be used for Liabilities repayments, if any..

3. 30% of your income must be SAVED and INVESTED for your future LIVING.

4. 10% of your income must be spared for entertainments, vacations

5. 6 months expenses must be available for emergency fund (should be invested in LIQUID FUND, FD Etc)

6. Home loan must be registered and apply on both husband and wife name. (Both can get benefits on Home loan Tax benefits)

7. Buying second house for investment is not advisable ( Survey reports - it will fetch you only around 3% return)

8. After 45 years of age, not supposed to enter into any BIG LIABILITIES (Higher education of children and wedding of children will happen around 45 to 50 only, so plan now for the same.)

9. Have joint account @ Bank savings account.

10. Property must be registered on both Husband and wife name. (As per legal act – after husband first legal heir is wife, after wife it will go to children only)

11. Regular check on Nominations at all financial instruments. if not nominated, do it now..

12. Must register nomination in all asset class.

13. Must have Term Insurance to financially secure future of your dependants.. Conventional Insurance products can serve as Debt oriented investments and provide assured returns in the present falling interest regime with Tax benefits.

14. Don’t take any financial investment decisions EMOTIONALLY, and also Avoid last minute tax saving investment decisions, plan well in advance..

15. MEDICLAIM is must (in spite of Group mediclaim coverage given at office) (After retirement there is no mediclaim coverage, after 50-55 years of age, it's very tough and costly to enter into mediclaim)

16. For your jewelry LOCKER, Only one lakh is payable by bank, if theft or fire happen at bank. Provided insurance done.

17. Like same way Government guaranteed only one lakh for your FD also. (Fixed deposits with Banks upto Rs. 1 lakh only are backed by deposit insurance)

18. Must know all Tax implications. You cannot avoid paying tax. But you can minimize by way of tax planning and investments..

19. All financial documents must be kept safely and keep family members informed of the same..

20. Financial investments must be followed through personal financial advisor..

21. Review your portfolio at every six month..

These are general suggestions, personal Finance and investment decisions depends upon case to case.

Have a Healthy and Wealthy F.Y. 2017-18.

Thanks & Regards

Archana Sachin Jaju
Financial Distributor
Mutual Fund
Term Insurance
Mediclaim
Vehicle Insurance
7000 81 61 65

13/09/2017

*It is the starting point of Mutual Fund Revolution*

*Amazing August .... In India, Record-breaking investment of 20,000 Cr happened in stand alone August.

Now, MF AUM (Asset Under Management i.e. total Investment in Mutual Fund by Indians) crosses 20 lakh crores and total MF accounts zooms past 6 Crores.

Mutual Fund is becoming the most popular avenue of Investment.

What are you waiting for? Start investing in Mutual Fund which starts from Rs.500/- per month.

In past 15 years, Mutual Fund has given an average yearly return of 18.53%.

For more details I'm just a call away ..

Archana Jaju
7000816165

_Data Source: AMFI / SEBI_

09/09/2017

Have you calculated the amount required monthly, for your routine expenses during RETIREMENT.

If not, then here is an example for a 40 year old person.

If the current basic monthly expense is Rs.25,000/-, then after 20 years, considering an inflation of 6%, we would require Rs.1,07,000/- per month to meet the same.

Do you know, by investing Rs.10,000/- per month from today, you would start getting Rs.1,07,000/- per month for entire life from 20th year now, and moreover, you will have 1.25 crore in hand for any emergency.

THE MOST IMPORTANT POINT IS, THIS ENTIRE AMOUNT IS TAX-FREE.

In a similar way, we must scientifically calculate following for proper financial planning of our family.

- What is the exact amount of term insurance required ?
- How much mediclaim should we have ?
- Apart from retirement, have we planned for other events like child education, marriage, home loan repayment etc.

To get more details, I'm just a call away ..

Archana Jaju
7000816165

Weekly Market Wrap
19/08/2017

Weekly Market Wrap

19/08/2017

Belief in one’s abilities

Closely related to self-confidence is what psychologists call “self-efficacy,” the positive judgment of one’s own capacity to perform.
Self-efficacy is not the same as the actual skills we have, but rather our belief about what we can do with the skills we have.
Skill alone is not enough to guarantee our best performance—we have to believe in our skills in order to use them at their best.
Therefore, what financial advisors or any other professionals need, is to have belief in one’s knowledge, experience and skills.
One can educate them, give them soft skills inputs, organize certification programmes for them but unless they have self belief all their efforts will earn them a huge nought.

Happy Investing!

ANUPAL INVESTMENTS

Archana Jaju

Contact us : 7000816165

Email us : [email protected]

Follow us : https://www.facebook.com/AnuPalInvestments

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B-204 Grandura Beside Bata Showroom Baner
Pune
411001

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Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm

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