02/05/2026
Dear Channel Partner,
*Greetings from Utkarsh Small Finance Bank Ltd Home Loan & LAP Laon*
*Product Offerings*:Home loan up 3Cr
- Loan Against Property (LAP).
- Lease Rental Discounting (LRD).
- Commercial Property Purchase (Upto 5 Cr).
*Ticket Size: 2-15 Cr*
*Loan Tenure:
*Home Loan -30 Year*
*Lap -15 years*
*Eligible Properties:*
✅ Residential Property
✅ Commercial Property
✅ Industrial Property
✅ Hospital/Nursing Home**
✅ PG Property**
*Loan-to-Value (LTV):*
🏠 Residential: Up to 85%*
🏢 Commercial: Up to 75%*
🏭 Industrial: Up to 55%
🏨 Special Properties (e.g., hospitals ): Up to 50%
🏬 Commercial Purchase: Up to 80% of Agreement cost, subject to 70% of Market Value
*Available Programs :*
📈 Income-Based Program
💼 Gross Turnover Program
👨⚕️ Gross Professional Receipts Program
🏦 Banking Program
💰GST Program
📊 EMI Multiplier
📄 Lease Rental Discounting
👔 Salaried
Contact :7841868137
*Ajit Bhujbal*
Sales Manager -HL & LAP (Utkarsh small finance Bank Ltd)