ARISH BANKING POINT

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Jharkhand Rajya Gramin Bank is now certified with ISO 9001:2015 Quality Management System
27/07/2025

Jharkhand Rajya Gramin Bank is now certified with ISO 9001:2015 Quality Management System

The Reserve Bank of India has signalled that the era of entirely free digital transactions may be nearing its end. As th...
27/07/2025

The Reserve Bank of India has signalled that the era of entirely free digital transactions may be nearing its end. As the Unified Payments Interface (UPI) continues to scale new heights, RBI Governor Sanjay Malhotra stressed the need to make the system financially sustainable.

Malhotra noted that while UPI currently runs without any user charges, the government has been subsidising banks and other participants to keep the system free.

Payments and money are a lifeline,” he said while speaking at a event by Financial Express. “We need a universally efficient system. As of now, there are no charges. The government is subsidising various players such as banks and other stakeholders in the UPI payments system. Obviously, some costs have to be paid.”

Malhotra underlined that while India's commitment to accessible, secure digital payments remains firm, long-term sustainability cannot be overlooked. “Costs will have to be paid. Someone will have to bear the cost,” he added.

His remarks come amid a sharp rise in UPI usage — daily transactions have doubled in just two years, soaring from 31 crore to over 60 crore.

Malhotra also clarified that the decision on whether to continue with the current zero MDR (merchant discount rate) policy ultimately lies with the government.
On banking reforms, he pointed to past mergers of public sector banks, which he said have delivered “good results.” Future consolidation, he said, would be considered only if it makes economic sense.

Turn your dream home into a reality with BOI Home Loan! Enjoy low EMIs starting from just Rs. 689 per lakh, competitive ...
17/07/2025

Turn your dream home into a reality with BOI Home Loan! Enjoy low EMIs starting from just Rs. 689 per lakh, competitive ROIs from 7.35%, and zero processing charges. Plus, get free accidental insurance cover up to Rs. 5 Cr! Your dream is just a step away. Apply Now: http://bit.ly/453rs7F

Trusted by Generations. Evolving for you. At Bank of India, we believe that your Savings should grow in leaps and bounds...
17/07/2025

Trusted by Generations. Evolving for you. At Bank of India, we believe that your Savings should grow in leaps and bounds. Hence, from 5th July 2025, there are Zero Charges on Non-maintenance of minimum balance applicable in all Savings Bank Account Schemes.

16/05/2025

Now Today Active

BOI Mobile Omni Neo Bank is now available in 12 different languages, managing your finances has never been easier. Wheth...
01/03/2025

BOI Mobile Omni Neo Bank is now available in 12 different languages, managing your finances has never been easier. Whether you're planning, transacting, or simply staying updated, we've got you covered in your preferred language. Download today and experience seamless banking like never before!
Google Play Store: https://bit.ly/44Mdt2Y
App Store: https://bit.ly/44PgFuo

See why customers love the BOI Mobile Omni Neo App! From seamless transactions to user-friendly features, banking has ne...
01/03/2025

See why customers love the BOI Mobile Omni Neo App! From seamless transactions to user-friendly features, banking has never been easier. Rated 4.3!
Join the experience.
Download now on Google Play & App Store!
Google Play Store: https://bit.ly/44Mdt2Y
App store: https://bit.ly/44PgFuo

Indian Bank hosted a Mega SHG Credit Outreach Campaign in Trichy, sanctioning over ₹1500 Cr in SHG loans to uplift the s...
01/03/2025

Indian Bank hosted a Mega SHG Credit Outreach Campaign in Trichy, sanctioning over ₹1500 Cr in SHG loans to uplift the social status of women entrepreneurs. Our MD & CEO Shri Binod Kumar handed over sanction tickets together with Shri Chandrasekaran V (GM - FI/Rural Banking/SLBC/RRB), and other senior officials. The event was attended by over 1000 SHG members and NGOs were also felicitated for their pivotal role in guiding the SHGs.
An MoU with Sri Vethaa Dairy Pvt Ltd was signed to facilitate digital dairy loans for farmers.

Sensex and Nifty opened flat for the second consecutive session on December 12, as traders maintained a cautious stance ...
10/12/2024

Sensex and Nifty opened flat for the second consecutive session on December 12, as traders maintained a cautious stance ahead of crucial domestic and U.S. inflation data due later in the week. Investors also focused on commodity stocks amid expectations of Chinese stimulus measures. At 9:20 AM IST, the Sensex was down 22.92 points, or 0.03 percent, at 81,485.5, and the Nifty slipped 1.9 points, or 0.01 percent, to 24,617. 1,783 shares advanced, 907 declined, and 105 remained unchanged. Beijing announced plans to adopt "moderately loose monetary policies" next year and introduce steps to boost consumption, marking its first such policy shift in 14 years. "We have to wait for Trump to be in office before reacting to the China stimulus expectations. This step by China could be a way to counter Trump's tariffs against the country.

Wherever you are, we’re just a call away. With our 24/7 Helpline for NRI Customers, stay connected to your banking needs...
10/12/2024

Wherever you are, we’re just a call away. With our 24/7 Helpline for NRI Customers, stay connected to your banking needs anytime, anywhere.

RBI90Quiz Champions!🏆 Osmania Medical College, Hyderabad (Syed Mohammad Hashmi & Hussain Ahmed) take the crown!🥈 GNLU, G...
10/12/2024

RBI90Quiz Champions!

🏆 Osmania Medical College, Hyderabad (Syed Mohammad Hashmi & Hussain Ahmed) take the crown!
🥈 GNLU, Gandhinagar clinches second place.
🥉 Netaji Subhash Mahavidyalaya, Tripura secures third place.

Felicitated by Governor & Deputy Governors after a thrilling finale!

Address

Granin Bank Kadma (DR Sanaul Haque)
Pathargama
814155

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm

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