Anurag Rawat - Finance Advisor

Anurag Rawat - Finance Advisor Ex-Banker | Finance Advisor
Home & Business Loans | Insurance | Wealth
Helping you choose what’s right for you
📞 +91 8368897860

23/08/2026

🏠 Your property can do more than just sit on your balance sheet.
A Loan Against Property (LAP) can help you unlock the value of an existing property and use the funds to create or acquire another productive asset.
But leverage should be planned carefully — considering the loan cost, cash flow, repayment capacity and risk.
📞 Call/WhatsApp: +91 8368897860
Let’s discuss your funding requirement.

22/08/2026

**ECLGS 5.0 may offer additional funding to eligible existing CC/OD borrowers, based on their peak working-capital utilisation.**

If you already have a CC/OD facility, **check with your bank for your eligibility** and understand how the scheme can support your working-capital requirements.

📞 **Call / WhatsApp: +91 8368897860**

21/08/2026

Planning to expand your school? 🏫
Your student strength + fee collection plays a key role in your loan eligibility.

From 1000 Students x ₹40,000 = ₹4 Cr Annual Fee Potential to actual collections, lenders look at the full cash-flow picture.

Swipe to understand what lenders evaluate, what funding can support, and how to plan your expansion smartly. 👉

📞 Call / WhatsApp: +91 8368897860
Let's discuss your school's expansion funding requirement.

20/08/2026

Business Growing Faster Than Your Old ITR? 📈
Your latest GST returns can provide a more current picture of your business turnover. Some lenders may consider recent GST filings while assessing your loan eligibility.
If your business has grown recently, it may be worth exploring a GST-based loan eligibility program.
📞 8368897860
Let’s connect to discuss your case.
Eligibility subject to lender policy and overall credit assessment.

19/08/2026

Current Cash Flow Can Strengthen Your Loan Eligibility

Lenders want to understand the current cash flows of your business—not just what your past income documents show.

Liquid Income Assessment is one of the methods used by Banks/NBFCs to assess your loan eligibility based on your business’s current cash-flow position.

This can give you an opportunity to seek higher or more suitable loan eligibility based on your current business performance, rather than relying solely on past income proofs.

📞 Call/WhatsApp: +91 8368897860

18/08/2026

Many business owners use CC & OD interchangeably, but they are structured very differently.

CC (Cash Credit) is ideal when your business has regular stock & receivables and you need structured working capital funding.

OD (Overdraft) is ideal when your cash flow keeps fluctuating and you need flexible draw & repay options.

It's not about which is better — it's about which fits YOUR business cycle.

Swipe through to understand the key difference and how to choose the right one. 👉

Need help identifying the right funding structure for your business?

📞 Call: 8368897860
Working Capital | CC | OD | Business Funding

17/08/2026

Planning to buy your home on a salaried income? 🏠

The right Home Loan structure can potentially help you increase purchasing power, reduce upfront funding, and manage EMI comfortably.

Explore features like higher LTV, higher FOIR and longer tenure—depending on your profile and lender eligibility.

📞 Call 8368897860 to explore the right Home Loan option for you.

16/08/2026

With the right property, comfortable EMI and prudent leverage, your home loan can help you build asset while preserving your liquidity.

Buy a home. Build an asset. Use leverage wisely.

📞 Call: 8368897860

15/08/2026

Festive season means higher sales—but also higher working capital requirements. 🎯
From CC/OD top-ups and LAP/HL top-ups to unsecured funding, invoice discounting, fresh facilities and balance transfer with enhancement, there are multiple ways to arrange short-term funds.
Plan your funding before the festive rush begins and keep your business ready for higher demand.
📞 Call: +91 8368897860
Let’s discuss the right funding option for your business.

14/08/2026

# # # Healthy Banking = Better Funding Opportunities 💼🏦

Your banking behaviour can directly influence how lenders view your funding proposal.

✅ Keep your account conduct clean
✅ Avoid cheque bounces
✅ Use CC/OD limits wisely
✅ Route genuine business transactions through your bank
✅ Maintain a strong repayment track record

**Healthy banking today can mean better funding opportunities tomorrow.**

📞 **Need help reviewing your banking & funding profile?**
**Call: +91 8368897860**

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Noida
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