Policicue

Policicue PoliciCue Insurance Brokers provide customized insurance solutions of life & general insurance. So what are you waiting for ?

PoliciCue Insurance Brokers are an IRDA licensed broker based out of Noida. Our aim is to simplify the lives of people providing a one-stop-shop for all types of insurance be it Health, Life & Motor Insurance etc. We offer an effortless & quick wide range of insurance products backed by exhaustive use of technology and world class claim settlement services. As a representative of the client we ar

e able to provide more personalized attention and better service. We are a team of industry professionals having collective insurance industry experience of more than 100 years. Get the best insurance product for your needs now!

Why is paying premiums on time important?
25/05/2026

Why is paying premiums on time important?

In insurance, Salvage refers to the residual economic value recoverable from an asset after it has sustained damage or l...
22/05/2026

In insurance, Salvage refers to the residual economic value recoverable from an asset after it has sustained damage or loss.

Even in the aftermath of a significant incident — whether fire, collision, flood, or machinery breakdown — certain components, materials, or recoverable remains may continue to possess measurable commercial worth. This remaining recoverable value constitutes the salvage.

For insurers, salvage is more than a technical claims concept — it is a critical element of loss mitigation and financial recovery.

Illustratively:
A vehicle declared a total loss may still retain value through reusable parts, metal recovery, or secondary disposal markets.

In essence:
Loss may decrease its value, but it rarely eliminates it entirely and hence would be adjusted in your claims accordingly.

Today, we celebrate not just a birthday, but the journey of a leader who continues to inspire the insurance industry wit...
11/05/2026

Today, we celebrate not just a birthday, but the journey of a leader who continues to inspire the insurance industry with vision, innovation, and excellence.

Wishing Mr. Aditya Sharma a very Happy Birthday and a year filled with continued success, good health, happiness, and new milestones. Your leadership, strategic thinking, and commitment towards building stronger customer experiences have truly made a remarkable impact on the industry.

May the year ahead bring even greater achievements and continued inspiration to everyone who has the opportunity to work alongside you and learn from your journey.

Warm wishes on your special day.

— Team Policicue Insurance Brokers Pvt. Ltd

A mother’s love is the ultimate safety net. 👩‍👦💖This Mother’s Day, we honour the incredible journey of every mother. Fro...
10/05/2026

A mother’s love is the ultimate safety net. 👩‍👦💖

This Mother’s Day, we honour the incredible journey of every mother. From the first heartbeat to every milestone thereafter, we believe that welcoming a new life should be filled with joy, not worry.

We are committed to providing the care, protection, and support you need at every step, ensuring peace of mind in the moments that matter most.

Happy Mother's Day to all the mothers who nurture our dreams, protect our futures, and fill our lives with boundless love and light. 🌸✨

❤️

Today, we celebrate Rabindranath Tagore Jayanti, honouring the legendary "Gurudev" whose literary genius and visionary p...
09/05/2026

Today, we celebrate Rabindranath Tagore Jayanti, honouring the legendary "Gurudev" whose literary genius and visionary philosophy continue to inspire generations.

He is the visionary who gave the national anthem "Jana Gana Mana," the song that binds over a billion hearts in a single thread of pride. His pen did more than just write poetry; it defined the "Dispenser of India's destiny" and taught us to keep our heads held high in the pursuit of truth and freedom.

At PoliciCue, we are inspired by his legacy of excellence and his commitment to a "mind without fear." Today, we celebrate the man who made the world listen to the soul of India.

As your insurance broker, our job is to make sure you're never left in the dark — especially when things get complicated...
08/05/2026

As your insurance broker, our job is to make sure you're never left in the dark — especially when things get complicated. So let's talk about something every policyholder should know: the Insurance Ombudsman.

The Insurance Ombudsman is an independent, government-appointed authority with one job — to fairly resolve disputes between you and your insurance company. No bias, no cost, no lawyers needed.

These rules apply to all insurers, agents, and intermediaries across personal lines of insurance, group policies, sole proprietorships, and micro enterprises — meaning whether you're an individual, part of a group scheme, or a small business owner, this protection extends to you.

You can approach the Ombudsman if your claim has been rejected, delayed, or mishandled — or if you were mis-sold a policy. First, raise it with your insurer. If they don't resolve it within 30 days, take it straight to the Ombudsman. Their decision is binding on the insurer.

As your broker, we're always your first call. But knowing the Ombudsman exists — and how to use it — means you're never without a strong, independent voice.

Myth vs. Fact: The Truth About Filing Insurance Claims 🛡️Think you can wait to report a loss to your insurance company? ...
04/05/2026

Myth vs. Fact: The Truth About Filing Insurance Claims 🛡️

Think you can wait to report a loss to your insurance company? Think again! One of the most common misunderstandings in the industry is that you can "inform the insurer later" after an incident occurs, but this delay can jeopardise your entire claim.

In reality, insurance policies clearly state that you must provide timely intimation, which means notifying the insurer immediately or within a very specific timeframe after the loss.

Prompt reporting allows insurers to assess damage accurately while the evidence is fresh, verify the facts, and prevent any aggravation of the loss. Always remember: speed protects your claim, while delay weakens it.

A rider is an optional add-on that "rides" along with your main insurance policy to provide extra benefits or specialize...
01/05/2026

A rider is an optional add-on that "rides" along with your main insurance policy to provide extra benefits or specialized coverage.Think of your base policy as a basic pizza; a rider is like specific toppings that you add to make it do exactly what you want.

It fills the "cracks" in a standard plan—for example, adding coverage for a high-value piece of equipment that the basic policy normally excludes.Instead of buying a completely separate second policy, you simply pay a smaller, additional premium to "bolt" this extra protection onto your existing one.

A rider cannot stand alone. It is legally attached to your primary contract, meaning if the main policy ends, the rider ends too.

For eg - Waiver of Premium – Your policy stays active for free if you’re too disabled to work.

Income benefit rider: It offers a regular source of income to the family in case of the demise or disability of the policyholder.

This International Labour Day, we salute the dedication and hard work of the workforce that builds our nation. From the ...
01/05/2026

This International Labour Day, we salute the dedication and hard work of the workforce that builds our nation. From the frontline workers to builders to farmers in the field to the professionals in the city, every hustle contributes to a stronger nation.

We believe that true sustainability and progress begin with the safety and legal security of every worker. An empowered workforce is the foundation of a resilient tomorrow, and we are committed to ensuring that your hard work is met with the protection it deserves.

Hard work should never go unprotected. By securing your well-being, you can perform your duties with the confidence and peace of mind that your future is stable. Today, we honour your labour by helping you safeguard your journey ahead.

Happy and Blessed Buddha Purnima! ✨On this sacred day, we honour the Buddha's birth, enlightenment, and teachings, which...
01/05/2026

Happy and Blessed Buddha Purnima! ✨

On this sacred day, we honour the Buddha's birth, enlightenment, and teachings, which remind us that true harmony comes from within. The path to enlightenment begins with the silent assurance of care.

Just as spiritual wisdom guards the mind, a secure plan protects the life you have worked so hard to build, allowing you to move forward with peace and confidence.

This Buddha Purnima, let the light of wisdom guide you toward a future that is both spiritually fulfilling and securely protected. Embrace the journey of securing your well-being and finding balance in every step.

Happy Earth Day! 🌍The planet provides us with everything we need, and just like a good insurance policy, it’s our job to...
22/04/2026

Happy Earth Day! 🌍

The planet provides us with everything we need, and just like a good insurance policy, it’s our job to protect what matters most. Sustainability isn't just about the environment; it’s about ensuring a secure, resilient future for the generations to come.

At PoliciCue, we believe that every small action contributes to a larger safety net for our Earth. Whether it’s going paperless with your policy documents or supporting eco-friendly initiatives, your choices today define the security of tomorrow.

Let’s commit to protecting our biggest asset. Because when it comes to the planet, there is no "Plan B" coverage.

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Noida

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+919911910006

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