Mudra Loans

Mudra Loans Complete deatails about Mudra Yojana with Applicaton Forms at http://mudra.kybazar.com/ MUDRA loans are available in three
categories.

Micro Units Development and Refinance Agency Limited (MUDRA) has been set up for
‘funding the unfunded’ micro enterprises in the country. MUDRA will refinance all banks,
Micro-finance Institutions (MFIs) and other lending institutions, which are in the business of
lending to micro / small business entities, engaged in manufacturing, trading and services
activities. Thus, MUDRA will strengthen the

Last Mile Financial Institutions by extending
refinance and other development support to expand their outreach. This will in turn help
micro businesses across the length and breadth of the country. MUDRA’s mandate also includes
developing the micro enterprise sector into a viable economic sector, for which various
developmental interventions including financial/ business literacy programmes are planned. Pradhan Mantri Mudra Yojana (PMMY), a scheme to finance income generating small
business enterprises was launched on 08 April 2015 by the Hon’ble Prime Minister, whereby
all banks are required to finance micro entrepreneurs upto ` 10 lakh, irrespective of whether
they avail of refinance support from MUDRA or not. For small business, loans upto ` 50000/- is available under the ‘Shishu’ category
and beyond ` 50,000 and up to Rs.5 lakh under the ‘Kishor’ category. It also offers loans
beyond ` 5 lakh and up to ` 10 lakh under the “Tarun” category. PMMY loans will be extended by all Banks such as PSU banks, Regional Rural Banks (RRBs),
Cooperative Banks, Private Sector Banks, Foreign Banks, Micro Finance Institutions and
Non-Banking Finance Companies. During 2015-16, a target of ` 1,22,188 crore was set,
which has been surpassed by the end of the year. For the F.Y. 2016-17, a target of ` 180000
crore has been set. The achievements under PMMY is captured on a weekly basis through a
dedicated PMMY Portal. Apart from refinance, MUDRA will also provide credit guarantee
support to the eligible loans given under the Pradhan Mantri Mudra Yojana.

Mukhyamantri Naveen Udhyog Start Up Yojana ChhattisgarhChhattisgarh government starts Mukhyamantri Naveen Udhyog Start U...
10/05/2017

Mukhyamantri Naveen Udhyog Start Up Yojana Chhattisgarh

Chhattisgarh government starts Mukhyamantri Naveen Udhyog Start Up Yojana to provide financial assistance to the new start up. CM Raman Singh started this scheme to encourage the industries in the state. The people who are interested in the industry and in the service sector will take the benefit of this scheme.

Details and highlights of Mukhyamantri Naveen Udhyog Start Up Yojana.

1. The people who have registered their industries from 1 April
2017.
2. Under this scheme, the state government will provide plots at
the rate of 50% to the people to set up the new industry in the
industrial areas.
3. The new industry owner has to pay this amount at the rate of
3%.
4. The government will provide the loan of Rs.25 Lakh at the
subsidy of 5% less than the interest rates provided by the banks
under Mukhyamantri Naveen Udhyog Start Up Yojana.
5. The state government of Chhattisgarh will provide this loan for
the time period of 3 years.

The state government of Chhattisgarh will provide the loan to the new industry set up to start a new business under Mukhyamantri Naveen Udhyog Start Up Yojana. The new youths who have new ideas but the lack of finance can get the loan under Mukhyamantri Naveen Udhyog Start Up Yojana.

PM Modi Launches SAMPADA Food Processing SchemeModi government launches Sampada food processing scheme worth Rs.6000 cro...
10/05/2017

PM Modi Launches SAMPADA Food Processing Scheme

Modi government launches Sampada food processing scheme worth Rs.6000 crore. SAMPADA scheme is aimed to integrate current and new schemes in food processing sector for reducing food wastage and doubling farmer’s income. The umbrella scheme SAMPADA would help in overall development of the food processing sector.

Here are the complete details and highlights of Sampada Food Processing scheme:

1. Sampada scheme will Bring down post harvest losses preferably
to zero level.
2. It will provide quality food to consumers at the cheaper price.
3. It will double the income of farmers.
4. 20 Lakh farmers will be benefited by this scheme.
5. 5.3 lakh people will get employment from Sampada scheme.
6. The Central government has allotted Rs.6000 crore for this
scheme.
7. This will integrate current and new schemes aimed at reducing
food wastage and doubling farmers’ income.

Under the new Sampada scheme, the government has decided to provide a subsidy grant of up to Rs. 10 Crore for creating infrastructure at each of these clusters so that seamless transfer of food products from producing to consuming centers becomes a reality. This program will help create infrastructure for linkage of the entire supply chain.

HRD Launches Vidya Veerta Abhiyaan – Students for SoldiersHRD Minister Prakash Javedkar launches Vidya Veerta Abhiyaan s...
09/05/2017

HRD Launches Vidya Veerta Abhiyaan – Students for Soldiers

HRD Minister Prakash Javedkar launches Vidya Veerta Abhiyaan students for soldiers. HRD ministry and defence ministry will run this campaign to encourage the students and the youths towards patriotism. Dr. Subhash Bhamre launches Param Veer Chakra decorated soldiers’ portraits in a function Vidya Veerta Abhiyaan.

Details of Vidya Veerta Abhiyaan

1. The HRD ministry will put portrait of Paramveer Winners into all
private institutes and in the government colleges.
2. This campaign will be started from JNU, Du and from Jamiya
university.
3. This campaign will provide a great inspiration for students.
4. Vidya Veerta Abhiyaan will enhance patriotism among the
students as well.
5. The HRD ministry will also launch Wall of Heroes on the
launching of this campaign.
6. The initiative came in the wake of the demand by the ex-
servicemen that portraits of martyrs and tanks used in wars
should be put on display in the campus to instill sense of
nationalism and patriotism among the students.

PM Modi Launches UDAN Scheme in Shimla, Himachal PradeshUDAN (Ude Desh Ka Aam Nagrik) – PM Narendra Modi launches UDAN s...
09/05/2017

PM Modi Launches UDAN Scheme in Shimla, Himachal Pradesh

UDAN (Ude Desh Ka Aam Nagrik) – PM Narendra Modi launches UDAN scheme in Shimla Himachal Pradesh. Regional air connectivity scheme UDAN (Ude Desh Ka Aam Nagrik) is a scheme under which the fares of flights will be capped at Rs 2500 per seat per hour. PM Modi flags off the first UDAN flight under Regional Connectivity Scheme, on Shimla-Delhi sector at Shimla airport. PM Modi also flags off the inaugural UDAN flights on Kadapa–Hyderabad and Nanded-Hyderabad sectors.

Details of UDAN Scheme

1. Under UDAN Scheme the central government provides the
facility to travel by air in Rs.2500 only for the journey up to 500
km.
2. Under this programme, the government intends to connect 45
unserved and under-served airports. Five airlines were awarded
128 routes under the scheme last month after a bidding
process.
3. The selected airline operator would have to provide 50 per cent
of the flight capacity with a cap of Rs 2500 per hour on fixed
wing aircraft and a minimum of 5 and a maximum of 13 on
helicopters with the same price cap.
4. The airline companies operating under the scheme are Air
India-subsidiary Airline Allied Services, SpiceJet, Air Deccan, Air
Odisha and Turbo Megha.
5. Under UDAN Scheme, airlines would be extended viability gap
funding, for which money is partly raised by levying up to Rs
8,500 on flights operating in major routes like Delhi and
Mumbai.

So now the common man of the country can travel by air under UDAN Scheme worth RS.2500 only. Flights under the UDAN scheme would connect airports spread across more than 20 states and union territories including Punjab, Uttar Pradesh, Madhya Pradesh, Maharashtra, Andhra Pradesh, Gujarat, Himachal Pradesh, Karnataka, Tamil Nadu and Puducherry. The airports that will be connected to each other under the scheme include Shimla, Bhatinda, Neyveli, Bilaspur, Cooch Behar, Nanded and Kadapa.

Rs.6000 Pregnant Aid Scheme for Pregnant WomenPM Narendra Modi launches Pregnant Aid Scheme for pregnant women. This sch...
09/05/2017

Rs.6000 Pregnant Aid Scheme for Pregnant Women

PM Narendra Modi launches Pregnant Aid Scheme for pregnant women. This scheme has been launched in all the states of India. The main objective of the scheme is to bring down the maternal mortality rate by increasing the number of institutional deliveries across the nation. The pregnant aid yojana is implemented in 650 districts of the country. The central government provides Rs.6000 to the pregnant women after the delivery of the child in any government hospital.

How to apply for Pregnant Aid Scheme for Pregnant Women:

1. The women will get the application form the ASHA workers
during the pregnancy.
2. To take the benefit of this scheme the women have to deliver
their child in the government hospital.
3. The women will get RS.6000 under this scheme directly to their
bank accounts.
4. The financial aid amount of Rs. 6000 will be directly transferred
to the saving bank account of pregnant women through Direct
Benefit Transfer (DBT).

To take the benefit of this scheme the beneficiaries have to give following documents:
1. Ration card
2. Bank Account Number
3. Identification proof
4. Documents issued by the government hospital at the time of the delivery.

17% of all maternal deaths in the world occur in India with maternal mortality rate is pegged at 167 per 100,000 live births, whereas infant mortality is estimated at 43 per 1,000 live births. However, these numbers may not sound too high but when comparing to other nations, these are significant. The primary causes of high maternal and infant mortality rate are inadequate medical care during pregnancy and childbirth and poor nutrition. The Rs. 6000 being provided under the scheme also sums up for the vaccination and nutritious food during pregnancy.

AP Government to Introduce Direct Benefit Transfer System for All Welfare SchemesAndhra Pradesh government is going to i...
09/05/2017

AP Government to Introduce Direct Benefit Transfer System for All Welfare Schemes

Andhra Pradesh government is going to introduce direct benefit transfer system for all the welfare schemes of central government and state government. CM Chandrababu Nadu will launch this system soon for the benefit of the citizen of the state Andhra Pradesh. The state government of Andhra Pradesh will also include all scheduled caste and scheduled tribes programs under Direct Benefit Transfer (DBT) system. The State government has issued circulars to all departments to upgrade IT applications as the CGG has taken up the task creation of a portal for each department to update the beneficiary information.

Features & Highlights of Direct Benefit Transfer (DBT) System

1. The newly announced Rs 8,000 fertilizer subsidy to each farmer
in two installments and sheep rearing scheme will also be
brought under DBT system to ensure transparency.
2. The government’s major objective is to maintain an official
record of the total number of beneficiaries under various
schemes.
3. At present, the government is disbursing benefits of the old age
pension and Kalyana Laxmi through DBT system.
5. All Centrally sponsored schemes, including NREGP, ICDS
(Integrated Child Development Schemes) and National Rural
Health Mission (NRHM) programs would be networked with DBT
system and update the details of the beneficiaries on the DBT
portal regularly.

All the benefits of government schemes will be provided through the Direct Benefit Transfer (DBT) Scheme.

Rs.1800 Crore Proposed for Yogi Free Laptop Scheme Uttar PradeshYogi Adityanath new CM of Uttar Pradesh proposes Rs.18oo...
08/05/2017

Rs.1800 Crore Proposed for Yogi Free Laptop Scheme Uttar Pradesh

Yogi Adityanath new CM of Uttar Pradesh proposes Rs.18oo crore for Yogi Free laptop Scheme Uttar Pradesh. This proposal has been approved by CM Yogi Adityanath for the distribution of free laptops under this scheme. BJP government is going to complete the promise which was made before the election 2017. The state government will soon introduce a new scheme for the modernization of about 350 schools in the state. The government has allocated Rs. 175 crore for the new scheme which is likely to be named as “Atal Utkrisht Vidhyalaya Yojna.

Details & highlights of Yogi Free laptop Scheme

1. The free laptops under this scheme will be provided to the
students who have passed 12th class and willing take the
admission in further class.
2. The students who will study out of the state Uttar Pradesh will
not get the benefit of this scheme.
3. Yogi Free LaptopSscheme is to encourage youth to continue
their studies after schooling and pursue higher education.
4. This scheme is formed to help the students especially those
belonging to the economically backward section of the society
and not able to afford laptops.
5. Uttar Pradesh government will provide free laptops along with
2GB data.
6. The number of students who will be given free laptops is about
12 Lakh under Yogi Free laptop Scheme.

So the state government of Uttar Pradesh has allotted Rs. 1800 crore for the distribution of free laptops under Yogi Free Laptop Scheme Uttar Pradesh.

Railwire Saathi Project – Free Wifi Hotspots Across 7000 StationsRailwire Saathi Project – The Indian Railway is going t...
08/05/2017

Railwire Saathi Project – Free Wifi Hotspots Across 7000 Stations

Railwire Saathi Project – The Indian Railway is going to set up free wifi connectivity on 7000 stations across the country. Railwire Saathi Project will also provide services like e-commerce, online banking, insurance schemes, e-ticketing for buses and trains. The Railwire Saathi initiative is aimed at providing connectivity in rural areas and offer job opportunities as well. Railway Minister Suresh Prabhu said that Railwire Saathi will be rolled out across 7,000 stations in India.

Details of Railwire Saathi Project:

1. Railwire Saathi Project will be focused on railway stations in
rural areas, small towns, and not in the big cities.
2. The total cost of Railwire Saathi project is estimated to be
between Rs 1,500 crore and Rs 2,000 crore and a timeframe of
two years are expected for the plan to roll out completely.
3. The main objective of this project is to provide more facilities
through wifi connectivity.
4. This project will also provide services like e-commerce, online
banking, insurance schemes, e-ticketing for buses and trains.
5. The Railwire Saathi initiative is aimed at providing connectivity in
rural areas.
6. This project will also provide job opportunities to the rural areas.
7. Under this project, free Wi-Fi is offered along with the provision
of assisted digital transactions.

The Railways seems to be serious about rolling out this project to rural areas including the Naxal-hit areas. The report quotes a top railway official as saying, “I think we can have it started at rail stations in Odisha, Bihar, Chhattisgarh and Jharkhand. Stations such as Jagdalpur, Deoband, Barauni, Bettiah, Khushinagar, and Koderma, among several others, could be shortlisted for the pilot run.

Ambedkar Fellowship Scheme Rajasthan 2017- Eligibility & Online ApplicationRajasthan government launched Ambedkar Fellow...
08/05/2017

Ambedkar Fellowship Scheme Rajasthan 2017- Eligibility & Online Application

Rajasthan government launched Ambedkar Fellowship Scheme Rajasthan 2017. Under this scheme, the state government of Rajasthan government provides many various programs will be run to promote skill, livelihood, and innovation among the Dalit youths. The government of Rajasthan launched the new fibulas scheme for the talented students of Scheduled Castes category, for the research in the country at the Ph.D. level, up to 5.40 lakh rupees.

Courses Offered under Ambedkar Fellowship Scheme Rajasthan:

1. Sociology
2. Public administration Method
3. Economics
4. Politics
5. Anthropology

Eligibility Criteria for Ambedkar Fellowship Scheme Rajasthan 2017:

1. Age of the candidate is less than 35 years on the date of the
advertisement issued under the scheme.
2. Candidates of the Scheduled Castes Class of Rajasthan State.
3. Income Limit: The income earned from all the sources of the
entire family of the candidate is not more than 2.50 lakh rupees
annually.
4. The process of application: The applicant under the scheme will
have to apply as follows: –
5. The application of Fellowship by the State Government will be
made in the period of one month from the date of
advertisement.
6. The student is not receiving Fellowship from any other
department/institution other than the said scheme. The student
will have to submit the commitment to this effect to the
candidate for Rs 100 / non-judicial stamp.
7. Applicants will be required to attach the proposed
courses/subject documents for age, annual income, caste, and
Ph.D. with the application form.
8. Income certificate will be submitted in the format prescribed by
the State Government.
9. Application for Fall ships will be sent to Secretary, Ambedkar
Peeth, Mundala, Jamvarmamgarh, Jaipur.

Yogi Adityanath Free Housing Scheme Uttar Pradesh for PoorsHere comes a good news for the poor people of the state Uttar...
08/05/2017

Yogi Adityanath Free Housing Scheme Uttar Pradesh for Poors

Here comes a good news for the poor people of the state Uttar Pradesh to get free houses under Yogi Adityanath free housing scheme. The state government of Uttar Pradesh will provide free houses to the poor, BPL, EWS and MIG people. BJP government promised in its manifesto before the election to provide free houses to the poor people of the state.

The eligible applicants for the free housing scheme will be selected on the basis of Garib Kalyan Card (Poor Welfare Card). These cards will be issued by the government who would be eligible for the scheme. As per the report of SUDA, 35 lakh poor families have been selected under Pradhan Mantri Awas Yojana.

According to the sources, the state government will give a name Deendayal Upadhyaya Awas Yojana Uttar Pradesh. the housing department is working on the task to launch various housing schemes for poor people in Gujarat, Maharashtra and Madhya Pradesh etc. and these schemes will soon be launched to benefit homeless people. Regarding the matter, a meeting has been scheduled for 25 April 2017. The free housing scheme will be launched on the name of Pandit Deendayal Upadhyaya.

Yogi Adityanath will launch this scheme for the benefit of the poor people of the state. This housing scheme will be launched to provide shelter to the homeless people of the state.

Himachal Pradesh government started Unemployment Allowance Scheme 2017 to provide Berojgari Bhatta to unemployed youth o...
07/05/2017

Himachal Pradesh government started Unemployment Allowance Scheme 2017 to provide Berojgari Bhatta to unemployed youth of the state. Himachal Pradesh CM Virbhadra Singh announces this scheme in HP budget 2017-18. HP government will provide unemployment allowance from this month April 2017.

Eligibility Criteria for Berojgari Bhatta Yojana Himachal Pradesh:

1. To take unemployment under Berojgari Bhatta Yojana Himachal
Pradesh the applicant must be unemployed.
2. He/She should have passed plus two from any board/university
recognized by the H.P. Government.
3. He must be registered with any employment exchange as on
date of application for one year to take the benefit of Berojgari
Bhatta Yojana Himachal Pradesh.
4. The age of the candidate should be more than 20 years and
less than 35 years.
5. He/she should not have been dismissed from government
services.
6. The annual income of the family and the spouse of the
candidate should be less than Rs.2 Lakh per annum.

Unemployment Allowance Scheme 2017 Application Forms:

Application can be downloaded athttp://himachal.nic.in/WriteReadData/l892s/14_l892s/1491980140.pdf

An educated unemployed applicant may make an application on
his/her being eligible for the grant of Allowance along with
documents mentioned in application form ‘A’ to that Employment
Exchange in H.P., where his/her name is registered.A duly
completed application form may be sent by post or be delivered at that Employment Exchange in H.P., where his/her name is registered.

A duly completed application form may be sent by post or be delivered at that Employment Exchange in H.P., where his/her name is registered.

Samajik Suraksha Yojana – West Bengal government introduces Samajik Suraksha Yojana to merge 5 social security schemes. ...
07/05/2017

Samajik Suraksha Yojana – West Bengal government introduces Samajik Suraksha Yojana to merge 5 social security schemes. CM Mamta Banerjee launches Samajik Suraksha Yojana. Around 5 crore people will be benefitted with the introduction of Social Security Yojana with around 1 crore direct beneficiaries. People will take more benefits with the introduction of the new one compared to that of the previous five different schemes.

Five Social Security Schemes which are merged into one Samajik Suraksha Yojana:

1. Social Assistance Scheme of Provident Fund for the
unorganized worker.
2. West Bengal unorganized sector worker health security scheme.
3. Building and Other Construction workers act.
4. West Bengal transport workers social security scheme.
5. West Bengal Bidi workers welfare scheme.

Under Samajik Suraksha Yojana Samajik the beneficiaries from 46 unorganized sectors like bidi workers, construction workers, would get assistance for education of their children, health benefits including their family members, in cases of death and disability besides provident fund.

Benefits of Samajik Suraksha Yojana:

1. Samajik Suraksha Yojana is to ensure distribution of nutritional
food among pregnant women, lactating mothers, children below
six years and adolescent girls.
2. This scheme will provide education benefits for children of the
workers enrolled in the scheme.
3. This scheme will cover five separate beneficiary schemes for
workers in unorganized sectors and self-employed people.

Address

SIDBI, Ground Floor, Videocon Tower, Jhandewalan Extension, E-1, Rani Jhansi Road
New Delhi
110055

Opening Hours

Monday 9:45am - 5:30pm
Tuesday 9:45am - 5:30pm
Wednesday 9:45am - 5:30pm
Thursday 9:45am - 5:30pm
Friday 9:45am - 5:30pm

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1800 180 1111

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