Neeraj Chauhan, CFP

Neeraj Chauhan, CFP Neeraj is a Certified Financial Planner® (CFP), with experience of more than two decades. He helps

Join me at the NetworkFP 14th Annual Conference & Exposition 2025 on Thursday, 23rd January, in Sahara Star, Mumbai.I’ll...
20/01/2025

Join me at the NetworkFP 14th Annual Conference & Exposition 2025 on Thursday, 23rd January, in Sahara Star, Mumbai.

I’ll be part of a thought-provoking discussion on , alongside RITESH PATHAK and Abhishek Mohta.

Looking forward to insightful conversations and meaningful connections!

On a recent flight to Chennai, I observed something that made me pause. As the crew greeted each boarding passenger with...
01/08/2024

On a recent flight to Chennai, I observed something that made me pause. As the crew greeted each boarding passenger with a smile and a warm welcome, only about 10% responded—either with a verbal reply or a simple nod. It got me thinking, why don’t we reciprocate these small gestures?

Is it cultural? Perhaps some of us are conditioned to remain silent, seeing greetings as unnecessary or awkward. Or could it be about social hierarchy? Maybe we see the crew as professionals just doing their job, not expecting anything in return.

Then there’s the possibility of unfamiliarity—perhaps responding to service staff isn’t something we’ve grown up doing. Or are we simply too caught up in our own worlds, too focused on our travel plans to notice or care? Language barriers could also play a role, making it hard to know how to respond.

But beyond these factors, I wonder if it’s something deeper. Are we so stressed by our daily grind that we’ve forgotten how to smile, how to express gratitude? It’s easy to complain or criticize when something goes wrong, but why is it so hard to acknowledge the good?

These small acts of recognition and appreciation don’t take much effort, but they can make a world of difference. So next time you’re greeted with a smile, try giving one back. It might just brighten someone’s day—maybe even your own.

What do you think? Are there other reasons why we hesitate to appreciate good work, yet jump to criticize at the first opportunity?
Share your views in the comments below.

16/10/2023

"🤦‍♂️ We often leap before we look, especially in personal finance. It reminds me of the classic Panchatantra tale: The Monkey and the Crocodile. The monkey trusted the crocodile without research, only to find himself in danger.

Many rush into investments without proper research just to regret later. 📉 Let's break this cycle together, prioritize research before decisions. 💪 Your financial future will thank you! 💰 "

02/07/2023
26/05/2023

*You can make money two ways - make more or spend less*

08/05/2023

In Charles Dickens's classic *David Copperfield* he wrote - *"Annual Income 20 pounds and annual expenditure 19, result happiness. Annual income 20 pounds and annual expenditure 20, result misery."*

*This was written in 1849 and it is just as true in today's time - and will remain intact till eternity.*

https://youtu.be/hA3sUn3At0M
03/05/2022

https://youtu.be/hA3sUn3At0M

LIC IPO is opening for Subscription. Should you invest in this public offer? We are sharing our views with our investors to make an informed decision.

It is said "God is in ex*****on". Execution is more Important than Planning. Planning well is important, we all know tha...
30/01/2022

It is said "God is in ex*****on". Execution is more Important than Planning. Planning well is important, we all know that but the perfect plan, poorly executed, will fail. A lousy plan, well executed, is often successful. A investment plan, executed now is better than waiting for a perfect plan tomorrow. The right investment strategy is a balanced combination of thoughtful planning and ex*****on.

A Day with MDRT - 2022 Virtual event.
21/01/2022

A Day with MDRT - 2022 Virtual event.

I am sure you must have heard the inspirational story of a deaf frog wherein A frog decided to climb to the top of a tre...
20/01/2022

I am sure you must have heard the inspirational story of a deaf frog wherein A frog decided to climb to the top of a tree. All other frogs shouted 'Stop don't do it! It's impossible!' Still the frog made it to the top. similarly,You have to ignore the noise and keep moving in the direction of your goals by embracing volatility.

Warren Buffet once said “The rich invest in time, the poor invest in money.” we exchange our time from our precious life...
20/01/2022

Warren Buffet once said “The rich invest in time, the poor invest in money.” we exchange our time from our precious life to earn money but many don't save it judiciously and forget that the time is limited in life. wasting money is just like wasting part of life.

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