28/02/2026
Who is Life Cycle Fund Select 2055 for? 👇
Life Cycle Fund Select 2055 — introduced under the new retirement fund category by Securities and Exchange Board of India (SEBI) — is designed for investors planning to retire around the year 2055.
How it works:
✔️ Higher equity allocation when you’re young (for growth)
✔️ Gradually reduces risk as you age
✔️ Moves towards safer assets closer to retirement
✔️ Fully automatic asset rebalancing — no need to track markets constantly
Who should consider it?
🔹 Investors in their 20s or 30s
🔹 Long-term SIP investors
🔹 Professionals planning retirement at ~60 years
🔹 Anyone who wants disciplined, goal-based retirement investing
One fund. One target year. A disciplined path to retirement. 🎯