05/10/2026
Your building is insured. But is the machinery inside it?
The riskiest phase of a project often isn't when it goes live — it's the window before: er****on, installation, testing, commissioning. A single insulation failure or short circuit here can mean major damage, delays and costs that CAR, Marine, or Property covers weren't designed to catch.
That's where Er****on All Risks (EAR) Insurance comes in — cover built around your entire project lifecycle, not just the finished asset.
The right structure — EAR + CAR, Marine + EAR, DSU, or Cross Liability — depends on your project and risk profile.
Don't let the handover phase become a coverage gap.
📩 Book a project coverage-gap review with Equirus Raghnall.
Your project. Your timeline. Your risk. Our responsibility.