13/06/2026
π― **SEBI's Big Proposal for Salaried Employees!**
Imagine your SIP being deducted directly from your salaryβjust like EPF or NPS! π°
π’ SEBI has proposed a new **Payroll-Linked SIP Framework**, where employees can voluntarily choose a mutual fund scheme and their employer can deduct the SIP amount directly from their monthly salary and invest it on their behalf. This proposal aims to make investing simpler, more disciplined, and reduce missed SIPs. ([The Economic Times][1])
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No need to worry about bank mandate failures
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Helps build long-term investing discipline
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Completely voluntary β employee consent is mandatory
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Mutual fund units remain in the employee's name
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Redemption amount will be credited only to the employee's bank account ([ET Now][2])
β οΈ Important: This is currently a **SEBI proposal/consultation paper** and has not yet been implemented as a final rule. ([The Economic Times][3])
π‘ If implemented, this could become one of the biggest steps towards increasing mutual fund participation among salaried Indians.
π© Want to start your SIP, Insurance Planning, or Goal-Based Financial Planning? DM us today and let's build your financial future together.