18/01/2025
Global markets fell due to aggressive interest rate hikes by the U.S. Federal Reserve. Indian equities dropped ~10%-15% in 2022.
Case Study:
A 30-year-old investor earning ₹1 lakh/month had been investing ₹15,000 via SIPs since 2020.
In 2022, they invested ₹5 lakhs lump sum in mid-cap funds, taking advantage of low valuations.
Outcome:
By late 2023, mid-cap funds delivered 20%-30% returns as markets rebounded. The lump sum investment grew to ~₹7 lakhs, while the SIP portfolio continued .