23/09/2026
Thinking of switching your health insurance but worried about starting from scratch? You don’t have to.
Porting your policy lets you upgrade to better coverage while carrying over hard-earned benefits like pre-existing disease (PED) waiting periods and cumulative bonuses.
Here is what you need to keep in mind:
The 45-day rule: You must initiate the porting process at least 45 days before your policy renewal date. Missing this window means waiting another full year to switch.
What transfers over: Your PED waiting period credits, specific disease waiting period credits, and accumulated bonuses.
What changes Room rent limits, co-pay clauses, and premium rates will adhere to the terms of your new policy.
Comment “PORT” below, and our experts will review your current coverage to help you make a seamless transition!
[health, term, insurance, OneInsure, advisory]