21/08/2026
When people believe in things that come alive in the dark, how does the insurance industry respond to such unconventional concerns? That’s an interesting question we explore in this edition of our knowledge series, Believe It or Not, where we uncover some of the more unusual moments in the history of insurance.
In the early 2000s, a hotel in London reportedly obtained a form of paranormal liability coverage designed to address risks associated with unexplained or supernatural occurrences. While the idea may sound more like fiction than fact, it offers an interesting example of how insurance has occasionally responded to unique beliefs and unusual perceptions of risk. Fortunately, no claims were reported during the time the coverage remained active.
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