C2W Financial Consultants

08/05/2017

Another steep rate cut by SBI!!!

http://www.livemint.com/Industry/rTVxtOwEAJfaMUkkZBc2HO/SBI-cuts-home-loan-interest-rates.html

For low-cost SBI home loans (loans under Rs 30 lakh) the interest rates have been cut by 25 basis points to 8.35%

23/04/2017

1 Investment 2 Benefits!!! Now save tax and also earn more

http://economictimes.indiatimes.com/markets/stocks/news/how-are-you-saving-tax-this-season-10-funds-saved-tax-delivered-30-returns-too/articleshow/57120595.cms

Investors no longer fear equities and they now trust MFs as a safer route to beat inflation and create wealth over time compared with other asset classes.

15/04/2017

Are your property RERA ready?

http://economictimes.indiatimes.com/wealth/real-estate/rera-from-may-1-2017-are-on-going-projects-being-covered-in-your-state/articleshow/58161531.cms

Each State and UT will have its own Regulatory Authority showing records of all projects registered with them on its website.

24/03/2017

Home Loan Subsidy for middle income people
http://www.financialexpress.com/money/credit-linked-subsidy-scheme-for-middle-income-groups-govt-offers-interest-subsidy-to-middle-class-homebuyers-10-things-to-know/599485/

13/03/2017

Home Loan foreclosure not a sound financial decision!!!

http://economictimes.indiatimes.com/wealth/borrow/should-you-close-your-home-loan/articleshow/55127164.cms

Home loan customers get caught in a dilemma whether to save on the interest paid to their bank or save the tax paid to the government.

05/03/2017

Some helpful apps and schemes that can be handy
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Smart vault...ICICI
Saral rural banking...ICICI
Pocket - ICICI
Branch on Wheel – ICICI Bank (Odisha)
Money2World - - ICICI
Emi on Debit Card – ICICI
M-Pesa – ICICI+ VODAFONE
I-Mobile app for windows phone – ICICI
Student Travel Card – ICICI
Tap and pay – ICICI
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Buddy...SBI
Youth for India-SBI
Tab Banking Facility-SBI
Twitter Handle account – SBI
Boutique Financing Scheme – SBI
eforex – SBI
E-KYC – SBI
contact less card INTUCH - SBI
Smart hamsafar...SBI
Project Tatkal - SBI
(Home lone in 10 days)
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Danchayat...HDFC
Payzapp - HDFC
Chillar – Hdfc Bank
Click to retire scheme - - HDFC
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Speed Pay - ANDHRA BANK
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Ping Pay - - AXIS BANK
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IndPay - INDIAN BANK
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E-Wallet – IRCTC
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M-Wallet - CANARA
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Kotak Bharat - KOTAK MAHINDRA
KayPay – KOTAK MAHINDRA
(funds transfer with Facebook)
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Instant Money Transfer (IMT) – BANK OF INDIA
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Kisan card – AXIS BANK
Airtel money – AXIS BANK + AIRTEL
Asha Home loan – AXIS BANK
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Electronic huts facility - IDBI Bank
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12/02/2017

Good News!!! for all first time home buyers. You can now reduce your home loan interest rate.

http://economictimes.indiatimes.com/wealth/real-estate/first-house-on-20-year-loan-to-cost-rs-2-4-lakh-less/articleshow/57074740.cms

The net benefit to all three categories over a 20-year loan tenure is roughly Rs 2.4L and the monthly instalment reduces by roughly Rs 2,200.

07/02/2017

ELSS scores over ULIPs when we talk about Tax Saving!

http://economictimes.indiatimes.com/wealth/invest/tax-saving-why-you-should-say-no-to-insurance-and-stick-to-elss/articleshow/56619518.cms

Investing just for the sake of saving taxes is a futile exercise. Tax-saving investment should always match your investment goal.

05/02/2017

Education Loan - in lucid language

http://economictimes.indiatimes.com/wealth/borrow/heres-all-you-need-to-know-about-an-education-loan/articleshow/56624785.cms

To apply for the loan, one must be an Indian citizen, having secured an admission into a college/university recognised by a competent authority in India or abroad.

05/02/2017

Arbitrage Fund a better bet for people in higher tax bracket while liquid fund is beneficial for people in lower tax bracket.

http://economictimes.indiatimes.com/mf/analysis/should-you-shift-investments-from-liquid-funds-to-arbitrage-funds/articleshow/56419506.cms

“Arbitrage funds give you around 40 per cent additional returns because of the favourable taxation laws."

30/01/2017

Financial Calendar for FY17

http://economictimes.indiatimes.com/wealth/plan/plan-your-finances-2017/articleshow/56270026.cms

Go through this calendar to fix your financial goals and tasks in the coming year. The planning will help you save, spend and invest prudently.

30/01/2017

Basics to Home Loan

http://economictimes.indiatimes.com/wealth/borrow/all-about-home-loans/articleshow/56616177.cms