HDB Financial Services Ltd.

HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Retail & Commercial Clients. Incorporated in 2007, HDBFS is a well established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for it's long term debt & Bank facilities and an AI+ rating for it's short term debt & commercial papers, making it a strong and reliable financial institution. HDBFS has a robust network of over 1770 branches in 1170+ cities, thus catering to a wide reach of customers. HDBFS offers customized loan options to individuals to help meet their personal or household short to medium-term financial requirements. The Consumer Loans portfolio consists of Consumer Durable Loans, Digital Product Loans, Lifestyle Product Loans, Personal Loans, Auto Loans, Two Wheeler Loans, Gold Loans. HDBFS provides Loans to businesses for their growth and working capital requirements. Various Loans offered to Enterprises include Unsecured Business Loan, Enterprise Business Loan, Loan against Property, Loan against Lease Rental, Loan against Securities, HDBFS also offers loans to help customers purchase new and used vehicles and equipment to boost their income generation under the category of Asset Finance. These loans consist of Commercial Vehicle Loans, Construction Equipment Loans and Tractor Loans. Under Micro Lending, HDBFS offers micro loans to borrowers through the Joint Liability Groups (JLG) framework to empower and promote financial inclusion for sustainable development. HDBFS commenced its micro-loans in the year 2019 and is currently operating in 7 states - Maharashtra, Bihar, Rajasthan, Gujarat, Madhya Pradesh, Uttar Pradesh & Odisha covering 67 districts. HDBFS'S BPO services offerings include running collection call centers, sales support services, back office operations and processing support services