Viraj Sadekar Financial Services

12/10/2024

12/03/2024

Many investors use ETFs and index funds synonymously which is not correct.
Though there are few similarities between them, the investors must understand the differences between the two. The most important difference between index fund and ETF is that, index funds are mutual fund schemes to invest in which you do not need demat or share trading account since they are not listed on the exchange.
We can buy index funds directly from the AMC or through a MFD like any other mutual fund schemes. But to invest in ETFs one must have demat and share trading account.
ETFs are cheaper than index funds. If you buy ETFs there is no securities transaction tax (STT), but when you sell then STT is applicable. Also, you have to pay brokerage every time you buy and sell ETFs. Index funds can be bought just like any other mutual fund scheme but their expense ratio is slightly higher than Exchange traded funds.
To know more and to begin your investment in ETFs, please call or sms NOW. Click to chat on WhatsApp: http://fisage.com/WhatsApp/Index/

11/03/2024

“Success is the sum of small efforts, repeated day in and day out” by Robert Collier.

Most of the big goals in life - yours and that of your loved ones, require adequate financial assistance. All of us wish to prepare our children to receive the best quality higher education. This would require an ample amount to pay for the related educational expenses. In case something happens to you, your children would have to compromise on their educational goals because of financial crunch.
There are diverse investment-cum-insurance plans available today offering standard as well as add on benefits. As a Parent, it is our responsibility to evaluate and have one.
For any clarifications or doubts, please feel free to connect with a Life Insurance Advisor.



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08/03/2024

May there be peace, happiness, good fortune and good health to empower you. Happy Maha Shivratri 🙏 Click to chat on WhatsApp: http://fisage.com/WhatsApp/Index/

05/03/2024

Prepare the CHILD for the path, Not the PATH for the child.
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04/03/2024

The one thing on which the majority of Indian parents spend the most is their child’s education.

Many parents also make financial sacrifices so that they can cover their kids' education costs. But the rate at which the education costs in India are rising is very alarming.
While you are taking care of everything to safeguard your health and wealth, any emergency may arise.
If anyone in the family is dependent on you, you must have a life insurance.
Secure yourself with a proper insurance plan. It shall act as an additional safeguard to protect your hard-earned savings in case of any unforeseen event challenges.
If you want to ensure that your child receives the best education possible, you must be prepared to invest a significant amount of money to secure their future with a child investment and insurance plan.



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01/03/2024

Children are our greatest treasure.
They are our future.
- Nelson Mandela
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29/02/2024

It is not about earning, but it is about planning for life events.
Financial Planning is the process of determining your current financial position, long term future goals and the savings put in place to achieve your set goals. It is also a carefully strategized plan directed towards evaluating your current cash flow, spending habits and your future goals.
All days are not the same. Save for a rainy day. When you don’t work savings must work for you.
We keep on working for money throughout our lives but let money work for you when needed.
Hence ‘Plan, Prepare and Execute’ is the strategy for remaining on top of uncertainty.
“Do not save what is left after spending but spend what is left after saving.” Warren Buffet.
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