Dezerv

Dezerv Get your portfolio . Download Dezerv Wealth Monitor now.

30/05/2026

In the first four months of 2024, trading scams alone accounted for over ₹1,400 crore in reported losses.

These scams do not target people who are unfamiliar with investing. They target people who are educated and financially aware. The same habits that make someone a careful investor are what these networks are built to exploit.

India spent years building a culture around investing. But with the advent of good investors also came mechanisms to exploit them.

Through Episode 2 of How to Not Lose Money, our series on financial fraud, we take you inside one such carefully crafted scam.

🎥 Link to full episode in bio.

25/05/2026

We analyzed a ₹1.61 Cr portfolio for a 49-year-old planning for retirement and his daughter’s wedding. Despite beating the benchmark with an 18.6% IRR, the complexity of managing 120+ stocks is a full-time commitment. Remember: professional fund managers do this day in and day out so you can focus on your goals.

22/05/2026

Is your retirement plan built to last? While a portfolio may look strong now, planning for major milestones like a child’s wedding can significantly impact your long-term security. With life expectancy increasing, it is essential to plan for a 90-year life to ensure you don’t run out of funds.

21/05/2026

Thinking about investing in a New Fund Offer (NFO)? Here is what you need to know before you dive in:

- What is an NFO? It stands for New Fund Offer, which is a new scheme being launched that you can add to your portfolio right when it starts.

- The ₹10 NAV Myth: Many investors are drawn to NFOs because they start with a Net Asset Value (NAV) of just ₹10.

- Focus on Returns: Don’t be misled by a low starting price. Whether the NAV is ₹10 or ₹1,000, your portfolio’s value depends on your allocation and the percentage of returns generated.

20/05/2026

Are you picking mutual funds based on top rankings? In 2025, over two lakh Indians selected funds just by searching for the “best” options online. But choosing investments based on past performance is like trying to drive while only looking in the rearview mirror—it’s the worst way to pick a fund.

Here’s why rankings can be misleading:

- The Performance Slip: Data from DSP Mutual Fund shows that 2 out of 3 funds in the top 25% eventually slipped to the bottom 75% over the following three years.

- No Category is Safe: This trend held true across Large Cap, Mid Cap, Small Cap, and Flexi Cap categories.

- Shocking Stats: In some cases, 100% of top-performing funds fell to the bottom. Specifically, 83% of top Large, Mid, and Flexi Cap funds from 2019-2021 failed to stay in the top 25% between 2022-2024.

If you select funds based solely on past rankings, you could actually end up worse off. My recommendation? Avoid choosing mutual funds based only on past performance.

Happy investing!

18/05/2026

Pessimists sound smarter. Optimists make money.

Prashant Jain’s blunt reminder for anyone still sitting on cash.

In a growing economy like India, not investing in equities has always been the bigger risk. The math is simple — find one other economy half our size that’s compounded at 6–7% and is set to do it for another decade. There isn’t one.
What’s quietly working in our favour:
1. Lowest volatility of economic growth in the world
2. Corporate leverage at all-time lowsBank balance sheets are clean
3. India’s solar energy is the cheapest globally
4. Falling battery prices + EV transition = lower oil dependency over the next decade

The most cautious voice in the room usually sounds the smartest. It rarely ends up being the wealthiest.

Save this for the next time the doom scroll tempts you to wait it out.

Which of these tailwinds do you think is the most underrated?

16/05/2026

When markets fall, having some fixed income is what keeps you from panicking and selling your equity at exactly the wrong time. It is what lets you stay invested long enough for equity to do its job.

Kalpen Parekh, CEO of DSP Mutual Fund shared some interesting insights on the importance of having debt in a portfolio at our Bengaluru Wealth Summit last week, backed by data from the last 20 months. While equity portfolios took a serious hit, debt did its job, protecting capital and keeping investors in the game.

Catch the full session at the link in bio.

14/05/2026

If your money doubles every four years, is retirement really within reach?

A tours and travel business owner from Indore has an 18.63% IRR, enough to double his money every four years. He got into the market in 2018, made one more investment in 2020, and left it alone since.

He has two goals: get his daughter married in five years, and retire at 60. On returns alone, the picture looks fine.

The retirement calculator tells a different story.

In the latest episode of Portfolio Breakdown, we dig into what’s actually driving the gap, and what it would take to hit both goals on time.

If your portfolio has been running on autopilot for years and you’ve had no reason to question it yet, this one is worth watching.

🔗 Link in bio

At Dezerv, we’ve always believed that access to the right information is the greatest edge any investor can have, and in...
12/05/2026

At Dezerv, we’ve always believed that access to the right information is the greatest edge any investor can have, and in times like these, that belief has never felt more important.

Between global tariff shocks, wars, currency swings, and shifting rate cycles, markets have been anything but predictable lately. And these are exactly the moments where the right perspective can sharpen how you think about your portfolio, reducing the anxiety of uncertainty.

After a deeply energising Wealth Summit in Mumbai, we’re bringing that same spirit to Bengaluru on 13th May, once again in partnership with at JW Marriott, Ashok Nagar.

You’ll find some of the sharpest minds managing India’s largest pools of capital, coming together for honest, unfiltered conversations about where markets are headed and what it means for your wealth.

Can’t make it in person? The livestream is open to everyone, because great conversations shouldn’t stay in one room.

Watch it live at 5PM tomorrow (link in broadcast channel)

07/05/2026

Thinking about investing in a New Fund Offer (NFO)?

Here is what you need to know before you dive in:

- What is an NFO? It stands for New Fund Offer, which is a new scheme being launched that you can add to your portfolio right when it starts.

- The ₹10 NAV Myth: Many investors are drawn to NFOs because they start with a Net Asset Value (NAV) of just ₹10.

- Focus on Returns: Don’t be misled by a low starting price. Whether the NAV is ₹10 or ₹1,000, your portfolio’s value depends on your allocation and the percentage of returns generated.

Address

Mumbai

Website

Alerts

Be the first to know and let us send you an email when Dezerv posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Dezerv:

Shortcuts

Share

Category