Vivid Consultancy Services

27/08/2026

सुरक्षा को बनाएं अपना पेशा: Tata AIA Life के साथ एक सफल करियर की शुरुआत करें
इस रक्षाबंधन, सिर्फ सुरक्षा का वादा ही मत कीजिए, बल्कि सुरक्षा को अपना सम्मानित करियर बनाइए।
▪️अपार संभावनाएं: भारत का लाइफ इंश्योरेंस सेक्टर तेजी से बढ़ रहा है, जहाँ हर परिवार को वित्तीय सुरक्षा और बचत की सख्त जरूरत है।
▪️असीमित आमदनी: अपनी मेहनत और लगन से असीमित आय अर्जित करें। यहाँ कमाई की कोई सीमा नहीं है और साथ ही रिन्यूअल इनकम का भी लाभ मिलता है।
▪️सम्मान और पहचान: शानदार प्रदर्शन पर देश-विदेश की यात्राएं, राष्ट्रीय व अंतरराष्ट्रीय स्तर (MDRT) पर विशिष्ट पहचान और प्रतिष्ठित पुरस्कार।
▪️टाटा का भरोसा: 25 वर्षों से अधिक के विश्वास और मजबूत ब्रांड के साथ अपने काम को एक नई पहचान दें।
आज ही बतौर लाइफ इंश्योरेंस कंसलटेंट जुड़ें और अपने सपनों को नई उड़ान दें। संपर्क करें!

Vivid Consultancy Services
📞9927555566
📧 [email protected]

“Your Partner in Progress & Prosperity”

27/08/2026

25/08/2026

बहुत से लोगों ने होम लोन लेते वक्त यह अनुभव किया होगा, insurance policy लेना जैसे अनिवार्य शर्त बना दी जाती है।
अब यह practice officially बैन हो रही है। RBI की नई "Responsible Business Conduct" directions (15 जून 2026 को फाइनल, लागू 1 जनवरी 2027) के तहत बैंक अब compulsory bundling नहीं कर सकते। साथ ही 11 dark patterns को पहली बार officially नाम दिया गया है, false urgency, drip pricing, subscription traps जैसी चीज़ें अब banking apps और websites पर बैन हैं।
हर sale से पहले अब customer से साफ, अलग से consent लेना अनिवार्य है। अगर mis-selling साबित हो, तो बैंक को पूरा पैसा वापस करना होगा, नुकसान हुआ हो तो extra compensation भी।
अगर आपको कभी किसी loan या product के साथ कुछ और खरीदने के लिए मजबूर किया गया हो, तो नए नियम लागू होने पर यह अनुभव अब आपके पक्ष में होगा,
पैसों पर आपकाकंट्रोल!
(यह सामान्य जानकारी है, कानूनी/वित्तीय सलाह नहीं, विशेषज्ञ से सलाह लें)

25/08/2026

With medical inflation rising at 12–14%, traditional ₹5–10 lakh health covers are no longer enough. From tackling high metro hospital bills to using super top-ups for a ₹1 crore shield.

Here are 10 key takeaways on choosing the right health cover for you and your family.

10 Key Takeaways:
▪️Inadequacy of Traditional Covers: With annual medical inflation at 12–14%, standard ₹5–10 lakh policies are no longer enough; single procedures in metro hospitals often cost ₹15–25 lakh.
▪️High Critical Illness Costs: Data shows high average claims for major conditions, led by cancer/tumors (₹5.55L), bone & joint disorders (₹2.33L), and cardiac issues (₹2.08L).
▪️Factor in Long-Term Inflation: Sum insured must account for aging—a 30-year-old adequately covered at ₹5 lakh today will need ₹16–23 lakh by age 50.
▪️Buy High Cover Early: Secure high coverage while young and healthy, as pre-existing diseases diagnosed later can make increasing your sum insured difficult.
▪️Separate Policies for Senior Parents: Including elderly parents in a family floater risks exhausting the entire pool; separate covers are strongly recommended.
▪️Location-Based Sizing: Metro residents should hold at least ₹25 lakh cover due to elevated treatment and private room charges, whereas smaller cities may need ₹5–10 lakh.
▪️Base + Super Top-Up Strategy: To afford large coverage (like ₹1 crore), combine a base plan (e.g., ₹10L) with a super top-up to keep renewal premiums affordable.
▪️Single Cover vs. Split Cover: A single high-value policy offers a seamless, single-window cashless claim process if the budget allows.
▪️Caution on 'Unlimited' Covers: Unlimited plans remain untested and carry risks of sharp premium hikes or discontinuation by insurers over time.
▪️Regular Reviews & Emergency Fund: Review coverage every 2 years or post major life events, and maintain a dedicated healthcare emergency fund for uncovered costs.

Vivid Consultancy Services
📞9927555566
📧 [email protected]

“Your Partner in Protection, Planning & Prosperity”


💰💊🏥💸💳🏥💉👩🏻‍💼💼🩺

24/08/2026

40 crore Indians are one medical emergency away from financial crisis! Together let's reduce this number with a suitable Health Insurance!
Health insurance matters!

Vivid Consultancy Services
📞9927555566
📧 [email protected]
“Your Partner in Protection, Planning & Prosperity”

23/08/2026

State Bank of India (SBI) has updated service charges for its Basic Savings Bank Deposit (BSBD) account holders. The bank has revised rules related to cash withdrawals through the branch channel. The revised rules will be effective from October 1, 2026

22/08/2026

22/08/2026

Life insurance matters!

Vivid Consultancy Services
📞9927555566
📧 [email protected]
“Your Partner in Protection, Planning & Prosperity”

20/08/2026

Insurance is not just about selling a policy—it’s about standing between a family and the worst day of their life.

We sell something people hope they never need, but when that moment comes, our promise is simple: “When life breaks, we show up.”

That’s what makes insurance a meaningful career ❤️‍🩹

Proud to be part of an industry where doing your job well and doing something that truly matters can be the same thing 🙌

20/08/2026

Sabse Pehle Insurance: The Foundation of Family Security

When building a secure financial plan, insurance must be your first step. Before investing in wealth generation, securing financial protection ensures your family’s lifestyle stays protected against life's uncertainties.

Why Life & Health Insurance?

▪️Health Insurance: Serves as your immediate financial shield, preventing major medical emergencies from draining your life savings.
▪️Life Insurance: Secures your family's future income, ensuring long-term financial stability, children's education, and retirement security.

How Much Coverage Do You Need?
A general rule of thumb is to secure life insurance coverage equal to 10 to 15 times your annual income, plus any outstanding debts or major future liabilities.

The Early Bird Advantage (Jitna Jaldi, Utna Benefit)
Insurance premiums increase significantly with age and health risks. Buying early locks in lower premiums, maximizing long-term savings and lifelong peace of mind.

Call us for a customised protection for Financial security of your family.

Vivid Consultancy Services
📞 Mobile: 9927555566
✉️ Email: [email protected]