LIC Housing Finance Ltd.

19/06/2018

Today marks LIC HFL's glorious completion of 29 years. We deeply value our relationship and thank you for your support. We pledge to rededicate ourselves to serve you even better. TEAM LICHFL

05/09/2017

LIC Housing Finance Customer Care Numbers:-

Toll Free Number: 1800-44-0005
Customer Care Number: 022-22040006, 22049799, 22049919, 22178600
Customer Support Email: [email protected]

Lucknow Back Office :-

Jeevan Building 5th floor , Naval Kishor Road ,Hazrat Ganj , Lucknow

Phone number - 0522 4154122

28/07/2017

27/06/2017

अपने लोन से सम्बंधित किसी भी जानकारी के लिए कृपया एरिया ऑफिस में सम्पर्क करें

A-1 शाहनजफ रोड , हज़रत गंज , लखनऊ
सहारागंज के सामने

दूरभाष - 0522 2622527

नया लोन लेने के लिए ही कृपया मेरे मोबाइल न. 9919297007 पे संपर्क करें यह मेरा निजी न. है ।
इंक्वायरी के लिये कार्यालय अथवा अपने एजेंट से बात करें ।

धन्यवाद

06/10/2016

06/10/2016

Exclusive offer for govt. Employees. Now only Rs. 1150/- prossesing fee up to loan of 5 crore, ROI 9.3% .

Contact 9919297007 .

20/06/2016

25/12/2015

Loan against Property (LAP)-for Individuals

Purpose : Loan against Mortgage of Residential House / Flat.

i) Children´s Education / Marriage
ii) Children´s Education / Marriage
iii) Purchase of another Property.
iv) Business Expansion.

Loan Amount : Min Rs.2,00,000/-

Loan Term : Maximum 15 years

Disbursement Of Loan : Equated Monthly Installments

(EMI) - Monthly Rest Basis.

Security : 1. Equitable / Registered Mortgage of Residential Property - Age of property not more than 35 years.

2. Demand Promissory Note.
Upfront Fees : 1.00% of Loan Amount + Service Tax, as applicable

This scheme is applicable to Resident Indians only.

25/12/2015

Loans to Professional

Purpose : Purchase/ Extension/ Modification / Renovation of Commercial Premises for carrying on own Professional Practice & Purchase of Equipments.
Eligibility : Resident Indian Professionals. Loans can also be Sanctioned to Company or Partnership firm of such Professional.
Loan Term : 10 Years.
Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest..
Security : 1. Equitable/ Registered Mortgage of the Premise for which the Loan is raised.
2. Demand Promissory Note.
3. Personal Guarantee of Directors / Partners, as Applicable.
4. In case of Companies, Registration of Charges in R.O.C.
Addl. Security : Hypothecation of Equipment, if financed
Rate Of Interest : Contact nearest Area Office for details on the Interest rate

25/12/2015

Loan against Securities such as LIC Policies etc. – for Individuals

Loans against Fixed Deposit of Nationalized Banks
, Life Insurance Policies having surrender value and Post office instruments like National Savings Certificates, KisanVikasPatra

Loan up to 95% of face value of liquid security or surrender value in case of Life Insurance Policies.

Minimum Loan Rs.50,000/-.

Maximum Term up to 20 Years

This loan can be clubbed along with Home Loans

25/12/2015

Loan against Rental Securitization

Under this scheme, the financial assistance is provided for companies – Listed/Unlisted against the security of Commercial property – Office premises – already owned/to be purchased with the help of the loan.

The loan amount may be utilized for repayment of existing loans (including takeover)/ Purchase of fixed assets etc

Loan is provided for the properties which is completed in all respects.

Maximum Term offered :- 10 Yrs

25/12/2015

Resident Indians
1. Purchase
Loan Amount : Min.Rs.1,00,000/-

Loan to Property cost : 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above 20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan upabove 75 Lacs .

Loan Term : Maximum term - For Salaried - 30 years, for self employed 20 Years

Repayment Mode : Equated Monthly Installments (EMI)- Monthly Rest Basis

Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates

Upfront fees : As applicable from time to time

2. Construction
Loan Amount : Min.Rs.1,00,000/-

Loan to Property cost : 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan above 75 Lacs

Loan Term : Maximum term - For Salaried - 30 years, for
self employed 20 Years

Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis

Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates

Upfront fees : As applicable from time to time

3. Extension

Loan Amount : Min.Rs.1,00,000/-

Loan to Property cost : 85% of total cost of the property including Stamp Duty & Registration Charges for loan up to 20 Lacs 80% of total cost of the property including Stamp Duty & Registration Charges for loan above20 Lacs and up to 75 Lacs 75% of total cost of the property including Stamp Duty & Registration Charges for loan above 75 Lacs

Loan Term : : Maximum term - For Salaried - 30 years, for self employed 20 Years

Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis

Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates

Upfront fees : As applicable from time to time