Rajesh Goel Insurance Adviser

01/01/2023

01/01/2020

Plan :Single Premium Endowment (817)

Product Summary :
Single Premium Endowment Plan (817) is a single premium, non-linked, with profits Endowment Plan.

Premium Payment Mode:
Single Premium

Term :
10 to 25 Years

Minimum Entry Age :
90days Completed

Maximum Entry Age :
65 Year (Nearest Birthday)

Maximum Maturity Age :
75 Year

Minimum Sum Assured :
50,000

Maximum Sum Assured :
NO LIMIT (Depending upon Income)

Policy Benefits :
On Death :
On Death after commencement of risk: Sum Assured + Vested Bonus + FAB if any
On Death before commencement of risk: Return of Single Premium excluding taxes and Extra Premium.

On Survival :
On survival Sum Assured + Vested Bonus + FAB if any.

Surrendered Value :
The Policy can be surrendered at any time during the policy term subject to realization of the premium cheque.

Loan :
Loan Facility is available under this plan, after completion of one policy year.

Income Tax Benefit :
• u/s 80C up to 10% of SA.

Proposal Form : 300/340 shall be used under this plan.

01/01/2020

Plan :Jeevan Tarun (834)

Product Summary :
Jeevan Tarun Plan is non-linked, with-profits, Limited premium payment plan specially designed to meet the educational and other needs of growing children.

Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)

Term :
25 Age at Maturity Time
[25-Age at entry]Years

PPT :
[20-Age at entry]Years

Minimum Entry Age :
0 Year Last Birthday

Maximum Entry Age :
12 Year Last Birthday

Minimum Sum Assured :
75,000

Maximum Sum Assured :
NO LIMIT (Depending upon Income)

Policy Benefits :
On Death :
On death Before the Date of Commencement of Risk:
An amount equal to the total amount of premiums paid excluding taxes, extra premium and rider premium, if any shall be payable.

On death After the Date of Commencement of Risk:
Death Benefit, defined as sum of Sum Assured on Death and vested Simple Revisionary Bonuses and Final Additional Bonus, if any, shall be payable.
Where Sum Assured on Death is defined as higher of 10 times of annualized premium or Absolute amount assured to be paid on death i.e. 125% of Sum Assured
This death benefit shall not be less than 105% of the total premiums paid as on date of death.

On Survival :
Option is chosen at proposal stage.
Option-1: No Survival,Maturity Benefit 100% S.A.
Option-2: 5% S.A. every year For 5 Years from age 20 to 24,Maturity Benefit 75% S.A.
Option-3: 10% S.A. every year For 5 Years from age 20 to 24,Maturity Benefit 50% S.A.
Option-4: 15% S.A. every year For 5 Years from age 20 to 24,Maturity Benefit 25% S.A.

Surrendered Value :
The policy can be surrendered at any time during the policy term provided premiums have been paid for full three years.

Loan :
Loan facility is available under this plan after the payment of premiums for at least three full years.

Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).

01/01/2020

Plan :Child Money Back (832)

Product Summary :
New Childrens Money Back Plan is a non-linked, with-profits, regular premium payment money back plan.

Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)

Term :
25 Age at Maturity Time

Minimum Entry Age :
0 Year Last Birthday

Maximum Entry Age :
12 Year Last Birthday

Minimum Sum Assured :
1,00,000

Maximum Sum Assured :
NO LIMIT (Depending upon Income)

Policy Benefits :
On Death :
On death Before the Date of Commencement of Risk:
An amount equal to the total amount of premiums paid excluding taxes, extra premium and rider premium, if any shall be payable.

On death After the Date of Commencement of Risk:
Death Benefit, defined as sum of Sum Assured on Death and vested Simple Revisionary Bonuses and Final Additional Bonus, if any, shall be payable. Where Sum Assured on Death is defined as higher of 10 times of annualized premium or Absolute amount assured to be paid on death i.e. Basic Sum assured. This death benefit shall not be less than 105% of the total premiums paid as on date of death.

On Survival :
If Policy in full force :
Completion Age 18YRS - 20% OF MSA
Completion Age 20YRS - 20% OF MSA
Completion Age 22YRS - 20% OF MSA
On Maturity at Age 25YRS - 40% of MSA + Vested Bonus + FAB

Surrendered Value :
The policy can be surrendered at any time during the policy term provided premiums have been paid for full three years.

Loan :
Loan facility is available under this plan after the payment of premiums for at least three full years.

Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).

01/01/2020

Plan :Amulya Jeevan (823)

Product Summary :
Amulya Jeevan 2 plan number 823 is a regular premium paying conventional without profit pure protection plan.

Premium Payment Mode:
Yearly, Halfly

Term :
5 to 35 Years

Minimum Entry Age :
18 Years (Completed)

Maximum Entry Age :
60 Years (Nearest Birthday)

Minimum Sum Assured :
25,00,000

Maximum Sum Assured :
NO LIMIT

Policy Benefits :
On Death :
On death of the Life Assured during the policy term Sum Assured shall be payable.

On Survival :
On survival to the end of the policy term,no benefits shall be payable.

Surrendered Value :
No surrender value will be available under this plan.

Loan :
No loan will be granted under this plan.

Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.

01/01/2020

01/09/2018

Dear all, As per Hon' Supreme Court directions from 1st September 2018 onwards long term policies are to be issued to new Two wheeler and private car. RTO will not register the vehicle unless Long term policies are submitted. Please bring to the notice of all concerned and see that information is made available to all operating offices and Marketing team. These products will be rolled out in CWISS and other portal by tonight. For your kind information please. Regards, RD Baliga, Chief Manager, Motor OD H O

28/07/2018

https://www.youtube.com/channel/UC48VZ_dfoX9MP1YUyDgIZCQ

23/07/2018

100 years celebration in kurukshetra office