SFIC

SFIC Fiscal Services Pvt. Ltd. Reg.

No.: ARN-1487
Trusted since 1993, we provide personalized financial solutions to make finance simple & accessible for everyone with integrity & expertise, help individuals & families make informed financial decisions.

28/08/2026

Some promises are spoken. Some are tied around the wrist.

Raksha Bandhan reminds us of a bond built on care, trust and protection.

As we celebrate this special relationship, it is also a reminder that protecting the people we care about goes beyond good intentions. Planning for financial security, managing risks and preparing for the future are also ways of showing responsibility towards the people who depend on us.

Because ultimately, financial planning is not only about building wealth. It is also about protecting what matters.

This Raksha Bandhan, let us celebrate the bonds that give us strength and the responsibility that comes with them.

Wishing everyone a very Happy Raksha Bandhan! 🪢

26/08/2026

When does insurance really prove its value?

When you buy the policy? ❌
When you pay the premium? ❌

The real test of insurance comes when a claim arises.

That is when important questions come into focus:

✔️ Were the documents in order?
✔️ Was the asset valuation accurate?
✔️ Was the Sum Insured adequate?
✔️ Did the policy provide the right coverage for the actual risk?

This is why insurance planning should not begin and end with simply purchasing a policy or renewing it every year.

A claim should ideally be a process that you are prepared for, not a moment filled with unexpected surprises.

The real preparation happens before a claim.

Review your valuation.
Understand your coverage.
Keep your business details updated.
And make sure your insurance protection evolves as your business grows.

Because the value of an insurance policy may not be fully understood on the day it is issued. Its real value becomes visible on the day you need to make a claim.

Watch the full video on the SFIC Speaks YouTube channel. Link in Bio.

For more financial tips and awareness, please follow our Instagram page.

[Insurance Claim, Business Insurance, Insurance Planning, Insurance Coverage, Sum Insured, Asset Valuation, Risk Management, Underinsurance, Business Protection, Claim Settlement, Financial Awareness, SFIC Group, Devesh Sonthalia]

Disclaimer: This content is for educational and informational purposes only and does not constitute insurance, legal, tax, or financial advice. Please consult a qualified professional before making any insurance-related decisions.

24/08/2026

Your business may have grown, but has your insurance coverage grown with it?

This is a common challenge across industries, but it can become especially important for Tea Gardens and F&B businesses.

A Tea Garden may have multiple assets including factories, machinery, warehouses, labour lines, vehicles and stock. Each comes with its own set of risks and insurance considerations.

Similarly, in a restaurant or F&B business, kitchen equipment, interiors, inventory and business operations can change rapidly.

The problem arises when the business grows, assets are added and replacement costs increase, but the valuation and insurance coverage remain unchanged.

At the time of a claim, inadequate or outdated coverage can create unexpected challenges.

As Devesh Sonthalia, CEO, SFIC Group, explains, insurance planning should not be treated as a one-time activity. Regular review of your assets, valuation and coverage is an important part of business risk management.

Watch the full video on the SFIC Speaks YouTube channel. Link in Bio.

For more financial tips and awareness, please follow our Instagram page.

[Tea Garden Insurance, F&B Insurance, Business Insurance, Underinsurance, Insurance Planning, Business Risk Management, Asset Valuation, Restaurant Insurance, Business Interruption, Commercial Insurance, Insurance Awareness, SFIC Group, Devesh Sonthalia]

Disclaimer: This content is for educational and informational purposes only and does not constitute insurance, legal, tax or financial advice. Please consult a qualified professional before making any insurance-related decisions.

21/08/2026

Your business is growing. Is your insurance growing with it?

One of the biggest mistakes business owners make is treating insurance renewal as a routine formality.

But over the years, your asset values increase, new machinery gets added, replacement costs rise with inflation, and your business exposure changes. If your insurance coverage remains based on old numbers, you could discover the gap only when you need to make a claim.

Four common mistakes to watch out for:

1. Using outdated valuations
2. Not updating machinery and assets
3. Ignoring inflation and rising replacement costs
4. Treating renewal as a formality instead of reviewing the policy

Your business has grown. Your insurance shouldn't stay stuck in the past.

Watch the short to understand these mistakes and why a regular insurance review matters.

[Business Insurance, Insurance Planning, Risk Management, Asset Valuation, Business Protection, Insurance Renewal, Commercial Insurance, Claim Protection, Business Owners, SFIC Group, Devesh Sonthalia]

19/08/2026

On World Humanitarian Day, we celebrate the spirit of compassion, support and collective responsibility that makes our world stronger.

At SFIC Group, we believe that a secure future begins with empowering people with the right knowledge and guidance to make informed financial decisions.

Because building a better future is not just about wealth.
It is about creating dignity, security and hope for individuals and families.

Let’s continue to invest in humanity and empower every future. 🤝

[World Humanitarian Day, Humanitarian Values, Financial Awareness, Financial Empowerment, Financial Security, Family Financial Planning, Wealth Creation, SFIC Group]

17/08/2026

Your insurance claim may not be rejected, yet you may receive less than you expected. Why?

One important reason can be underinsurance.

If your asset is worth ₹10 crore but you insure it for only ₹5 crore, a ₹1 crore loss does not necessarily mean you will receive the full ₹1 crore.

This is why accurate valuation and adequate insurance coverage are so important for business owners.

The problem is often not the insurance company. It can be the insurance planning.

Watch this short from Devesh Sonthalia to understand how underinsurance can affect your claim settlement.

Declaration: This content is for educational and informational purposes only and does not constitute insurance, legal, tax, or financial advice. Insurance coverage and claim settlement are subject to the terms, conditions, exclusions and applicable provisions of the policy. Please consult a qualified professional before making insurance-related decisions.

SEBI Registered Mutual Fund Distributor
ARN-1487

[Underinsurance, Insurance Claim, Business Insurance, Insurance Planning, Risk Management, Claim Settlement, Asset Valuation, Commercial Insurance, Business Owners, Insurance Awareness, SFIC Group, Devesh Sonthalia]

15/08/2026

Freedom is not just the freedom to dream. It is also the freedom to plan, invest, protect, and build a better tomorrow.

This Independence Day, let’s celebrate the spirit of a growing India by making informed financial decisions and working towards a more secure future.

🇮🇳 Happy Independence Day from SFIC Group! 🇮🇳

[Independence Day, Financial Freedom, Financial Planning, Investment Awareness, Wealth Creation, Financial Security, Personal Finance, Money Management, Secure Future, SFIC Group]

14/08/2026

It was a pleasure for the SFIC Investment Team to interact with Mr. Bharat S., Head of Equity at Sundaram Mutual Fund, and exchange perspectives on the current market environment, equity trends and the opportunities shaping the investment landscape.

For us, investment advisory is not just about numbers and products. It is also about staying updated, engaging with experienced market professionals and continuously strengthening our understanding of the markets.

A valuable interaction and an insightful learning experience for the team.

12/08/2026

Youth is not just about having dreams. It is about having the knowledge, confidence, and financial discipline to turn those dreams into a secure future.

At SFIC, we encourage young minds to start early, make informed financial decisions, and understand the importance of saving, investing, protection, and long-term planning.

A financially aware generation is a financially stronger generation.

Happy International Youth Day!

[Youth Financial Awareness, Financial Planning, Investment Awareness, Young Investors, Mutual Funds, Wealth Creation, Financial Security, Personal Finance, Money Management, Financial Literacy, Future Planning, SFIC Group]

07/08/2026

Can investing ₹10,000 a month really help you build ₹1 Crore?

Yes, but not through shortcuts.

Long-term wealth is built through patience, discipline, consistent SIPs, and the power of compounding. The biggest obstacle to successful investing isn't market volatility. It's giving up on your investment journey too soon.

Stay invested. Stay consistent. Let time do the heavy lifting.

🎥 Watch the full video on the SFIC Speaks YouTube channel. Link in bio.

For more financial tips and awareness, please follow our Instagram page.

[(Long Term Investing, SIP Investment, Compounding, Wealth Creation, Financial Planning, Mutual Funds, Investment Discipline, Consistent Investing, Personal Finance, Money Management, Financial Awareness, Investment Education, SFIC Group, Vinesh Sonthalia)]

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