Arohan Financial Services Limited

Arohan Financial Services Limited Among the leading NBFC-MFIs in India, operational in 18 states serving 2.12 million end-clients.

Based in Kolkata, India, Arohan Financial Services Pvt Ltd is eastern India's largest microfinance institution operating in the states of West Bengal, Assam, Meghalaya, Odisha, Chhattisgarh, Jharkhand and Bihar, offering financial inclusion products to the under-served, with nearly seven lakh clients and counting.

28/08/2026

Arohan Financial Services Limited, part of the Aavishkaar Group, wishes you and your family a very Happy Raksha Bandhan!

Read what Leo Prasath, an   from Tamil Nadu, Business team, has to say about his experience with the organisation.Watch ...
27/08/2026

Read what Leo Prasath, an from Tamil Nadu, Business team, has to say about his experience with the organisation.

Watch this space to know more about

Building A $1.3B Impact Empire, AI in Grassroots India & The $10B Roadmap- Vineet Rai, Founder and Vice Chairman, Aavish...
26/08/2026

Building A $1.3B Impact Empire, AI in Grassroots India & The $10B Roadmap- Vineet Rai, Founder and Vice Chairman, Aavishkaar Group on CNBC TV18’s ‘Young Turks Reloaded’ with Shereen Bhan

From ₹5,000 in savings and a ₹1 lakh loan from his wife to building a $1.3 billion impact investing group — Vineet has spent 25 years betting that capital can create both returns and real-world change. “Impact investing is not about high risk and high return — it is about taking extraordinary risk for unknown returns.”

Speaking to Shereen Bhan on Young Turks Reloaded, impact investing and micro-lending giant Aavishkaar Group's founder & Vice Chairman, Vineet Rai unpacks his journey from backing underserved entrepreneurs with small cheques to building a $1.3 billion impact-focused group.

In the conversation, Vineet further discusses how India’s rural entrepreneurs and aspirations have changed, why AI and deep tech are becoming central to Aavishkaar’s next phase, and how technology could reshape financial inclusion at the grassroots.

He also lays out Aavishkaar’s ambition to reach $10 billion by 2035, explains why more than 50% of its capital is now focused on deep tech, and shares his view on where India’s next wave of entrepreneurs, capital and global opportunity will come from.

Watch the Interview -https://ow.ly/nuyg50ZFsZx

For 25 years, Vineet Rai has been betting on a simple idea: capital...

Watch Episode 19 of Clearing the BLUR- AI Is Creating New Gods. Should We Be Worried? ft Vineet Rai, Founder and Vice Ch...
25/08/2026

Watch Episode 19 of Clearing the BLUR- AI Is Creating New Gods. Should We Be Worried? ft Vineet Rai, Founder and Vice Chairman, Aavishkaar Group

In a world where AI can democratize intelligence while concentrating power in fewer hands, how should capital decide which ideas, entrepreneurs and problems deserve support?

In EP. 19 of Clearing the BLUR podcast, hosts Rajiv Jayaraman and Deepak Sharma speak with Vineet Rai about the relationship between capital, entrepreneurship, technology and a more equal India.

Drawing on his journey from working in India’s forests to leading the country’s first business incubator and pioneering impact investing, Vineet explains why ex*****on and consistency matter more than a compelling idea alone, why information must be applied before it becomes intelligence, and why meaningful change requires capital to reach sectors and communities conventional markets have overlooked.

The conversation also examines whether AI will flatten the intelligence pyramid or create a new concentration of power, why microfinance must evolve from expanding access to addressing exclusion, and how India can build technological sovereignty through deep tech, domestic capital and locally relevant AI. Vineet challenges the celebration of unicorn valuations, explores the difference between visible and systemic impact, and considers what India must do to convert entrepreneurial ambition into lasting value.

Watch the Interview -https://ow.ly/nmSe50ZF2uA

In a world where AI can democratize intelligence while concentratin...

Your personal data is valuable - know how it's protected and how you can protect it. Join Arohan Financial Services Limi...
25/08/2026

Your personal data is valuable - know how it's protected and how you can protect it. Join Arohan Financial Services Limited in building an informed and data-secure culture with

Data Privacy Awareness_9: Key Rule #6 - STRICT PROTECTION FOR CHILDREN'S DATA

Announcing the Mumbai Book Launch of ‘The Durian Flavour’Aavishkaar Group is delighted to launch in Mumbai the book, ‘Th...
25/08/2026

Announcing the Mumbai Book Launch of ‘The Durian Flavour’

Aavishkaar Group is delighted to launch in Mumbai the book, ‘The Durian Flavour: India and ASEAN After a Decade of the Act East Policy’ by Shri Gurjit Singh, Former Ambassador and Independent Director, Intellecap, part of the Aavishkaar Group.

Join us for an exclusive conversation on a decade of India-ASEAN ties and what the next one asks of business, capital and diplomacy.

Date: Thursday, 3rd September 2026
Time: 5 PM IST (followed by High Tea)
Venue: Aavishkaar Group, 2nd Floor, Naman Center, C‑31, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

To join this exclusive book launch and conversation, pls DM us before 29th August, 6 PM IST.

20/08/2026

When the beat drops, patriotism takes over!

From desks to the dance floor, our came together to celebrate the spirit of Independence Day with an electrifying flash mob at our Head Office, Kolkata!

A celebration of freedom, unity and the unstoppable spirit of India - Watch till the end and feel the Arohan energy!

Your personal data is valuable - know how it's protected and how you can protect it. Join Arohan Financial Services Limi...
18/08/2026

Your personal data is valuable - know how it's protected and how you can protect it. Join Arohan Financial Services Limited in building an informed and data-secure culture with

Data Privacy Awareness_8: Key Rule #4 & #5 - DATA MINIMIZATION & PURPOSE LIMITATION

15/08/2026

Arohan Financial Services Limited, part of the Aavishkaar Group, wishes you and your family a very Happy Independence Day!

Arohan Financial Services Limited, part of the Aavishkaar Group, is pleased to announce the release of its Annual Report...
13/08/2026

Arohan Financial Services Limited, part of the Aavishkaar Group, is pleased to announce the release of its Annual Report for the year 2025-26: PROGRESS IN EVERY HAND.

At Arohan Financial Services Limited, progress is not measured only in numbers, but in the lives, livelihoods, and aspirations of the people we serve. As a technology-enabled NBFC-MFI and a part of the Aavishkaar Group, our journey has always been guided by an entrepreneurship-led approach to development, enabling individuals to build, sustain, and grow their own economic futures.

The theme represents our borrowers - Hands that symbolizes effort, livelihood, trust, partnership, and empowerment representing a story of progress, and it is Arohan, your Company, that enables this progress.

Through this year’s Annual Report FY 2026, readers will see how Arohan’s business model, operational discipline, and people practices come together to create meaningful impact at scale. “Progress in Every Hand” is not just a theme - it is a reflection of how we see development: personal, practical, and powered by people.

The Annual Report FY 25-26 was officially unveiled at the Annual General Meeting on August 13, 2026, in the presence of our esteemed Board Members: (From Left to Right) Mr. John Arunkumar Diaz, Managing Director - Mr. Manoj Nambiar, Mr. Kummamuri Narasimha Murthy, Vice Chairman - Mr. Vineet Rai, Chairman - Mr. D.K. Mittal, Mr. Ulhas Sharadkumar Deshpande,
Mr. Jose Joseph Kattoor and Mr. Anurag Agrawal.

Read the full report here: https://www.arohan.in/wp-content/themes/arohan/resources/Arohan-Annual-Report-FY-25-26/index.html

Address

PTI Building, 4th Floor, DP Block, DP-9, Sector-V, Salt Lake
Kolkata
700091

Opening Hours

Monday 9:30am - 6:30pm
Tuesday 9:30am - 6:30pm
Wednesday 9:30am - 6:30pm
Thursday 9:30am - 6:30pm
Friday 9:30am - 6:30pm

Telephone

+913340156000

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