29/05/2026
Banks and financial institutions, taken together, reported 10,114 fraud cases involving Rs 48,021 crore in 2025-26, against 23,722 cases involving Rs 32,803 crore in 2024-25, according to the annual report for the Reserve Bank released on Friday.
An assessment of bank group-wise fraud cases over the last three years indicates that although the number of frauds for public and private sector banks has reduced, the amount involved has increased over the years, said the RBI Annual Report for 2025-26.
While the number of frauds was the highest under the card/internet/digital payments category during the 2023-24 and 2024-25 periods, the advances category accounted for the largest share in 2025-26.
In value terms, frauds were concentrated in the advances category across three years.
Public sector banks (PSBs) reported a decline in the number of fraud cases in 2025-26 year-on-year, though the amount involved rose sharply to Rs 35,709 crore.
State-owned banks reported 5,418 fraud cases during 2025-26, lower than 6,916 cases in 2024-25 and 7,446 in 2023-24.
The amount involved in such frauds at PSBs was Rs 23,617 crore in 2024-25 and Rs 8,092 crore in 2023-24.
According to the data on fraud cases, private sector banks also reported a fall in the number of fraud cases to 3,956 in 2025-26 from 14,024 in the preceding fiscal year and 23,965 in 2023-24.
The amount involved in frauds at private banks stood at Rs 11,399 crore in 2025-26 against Rs 8,927 crore in FY25 and Rs 2,667 crore in FY24.
Foreign banks reported 210 fraud cases involving Rs 290 crore during 2025-26, compared with 1,447 cases involving Rs 181 crore in the preceding year.
Small finance banks reported 467 fraud cases involving Rs 114 crore in 2025-26, while payments banks recorded 47 fraud cases amounting to Rs 11 crore.
A total of 8,640 fraud cases involving Rs 40,774 crore in advances category in the last fiscal year, compared to 7,924 cases involving Rs 30,367 during 2024-25 and 4,105 cases involving Rs 8,917 crore during 2023-24.
Its The Symbol Of Aachhe Din!!!
Hai Yeah Na???
Its The Symbol Of Development???
What Precautions And Preventive Measures Initiated By Banks ,RBI And Government For Safeguard Interest Of People Humanity Country And Democracy Besides For Upholding Image Of Nation?
Creator Of Fraud,its Sponsorers, Its Protectors, Must Punish Immediately With Stringent Punishment Immediately For Safeguard Interest Of Banks , Shareholders,Investors And Depositors Besides For Upholding Image Of Nation?
Chairman Of Bank ,Its CEO And Managing Directors, Besides Its Controllers Must Punish Immediately With Stringent Punishment Immediately For Safeguard Humanity And For National Interest.
Why Bank Extend Credit To Potential NPA And Potential Fraud Accounts, Whether Its Done For Banking Interest Or For Vested Interest?
Why Banks Imposed Various Charges On Depositors viz.ATM Card Annual Maintenance Charges,Charges For Non Maintaining A Specific Limit In Deposit Account,Hike In Locker Rental?
Why ATM Cards Were Issued To Customers?
Whether Banks Render Excellent Services To Customers At Branch Level?
Whether ATM Render Excellent Services To Customers Always?
While Bank Unable To Recover NPA,Unable To Recover Entire Valid Funds From Fraudsters,Banks Recovering Forced Avoidable Charges From Depositors,Which Is Matter Of Concern And Shame Of Banking Systems ,Which Needs Change Immediately For Safeguard Depositors Investors Interest Besides For Upholding Image Of Nation And Banking Systems.
Bank And Government Must Ensure Refund Of Entire Deposited Amounts To All Depositors And Investors, Irrespective Of Value,In Case Of Bank Failures.