19/04/2026
Most people believe returns come from finding the right entry point.
But over long periods, behaviour often matters more than precision.
In this example, even perfect timing over 26 years only created a small return gap compared to someone who simply stayed consistent.
That does not mean timing has no value.
It means timing is often overestimated, while discipline is underestimated.
The bigger edge usually comes from:
• staying invested
• continuing through uncertainty
• following a system instead of reacting emotionally
Because wealth usually looks repetitive before it looks impressive.
The market rewards consistency far more often than people realise.
