13/06/2025
𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 "𝐃𝐢𝐫𝐞𝐜𝐭" 𝐦𝐨𝐝𝐞 𝐢𝐬 𝐯𝐞𝐫𝐲 𝐠𝐨𝐨𝐝 𝐈𝐅:-
- You've become an Expert in choosing the right fund that's as per your Financial Plan.
- You've made a Comprehensive Financial Plan that not only fulfils your Financial Goals, but also Protects it from any Risks.
- You're Confident of your investment even during hard times.
- You're Discipline in your Investment.
- You've can manage your time in researching and updating yourself with everything that affects your investments.
𝐑𝐄𝐀𝐋𝐈𝐓𝐘 𝐢𝐬:
- Almost all these "Direct" investors don't have a Financial Plan while investing. They just invest for the sake of building wealth.
- Most of them Withdraw their funds to meet any emergency needs and lose the momentum to build that "Wealth".
- Most of the "Direct" MF investors are not confident of their investments.
- Most of them Stop or even Withdraw their SIPs during bad market conditions (NOT Advisable).
- Most of them sell their bad performing MF units after they "Average" out by buying more units to bring down the "Cost of Investment" (NOT Advisable).
- Most of them lose focus on their Core Competency which would have helped them to earn more income (Loss of Income as Opportunity Cost).
𝐒𝐎𝐋𝐔𝐓𝐈𝐎𝐍:
- Unless your friend is someone who earns their bread by advising on investments, don't act on it.
- Seek an Expert Advise.
- Make a good Comprehensive Financial Plan.
"𝐀 𝐠𝐨𝐨𝐝 𝐂𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧" 𝐢𝐬 𝐲𝐨𝐮𝐫 𝐆𝐮𝐢𝐝𝐞 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐇𝐚𝐩𝐩𝐲 𝐚𝐧𝐝 𝐖𝐨𝐫𝐫𝐲-𝐟𝐫𝐞𝐞 𝐋𝐢𝐟𝐞."
If you feel you need an Expert Review on your existing portfolio, then Type "𝐄𝐑" in the comments, and I'll Review your portfolio.
