26/02/2015
LOW INTEREST RATE
Our vehicle loans are designed with you in mind. Our rates of interest are competitive and tend to be customer friendly, more than anything else. You can choose between diminishing rate of interest or a flat rate as per your convenience. We consistently ensure that our customers are not given any rude surprises in this regard.
MINIMUM PROCESSING FEE
Our processing charges are among the lowest charged by financiers in the market. This is levied one time at the time of the loan approval. There are no other hidden charges by way of documentation, credit assessment, CBIL Checking, DD etc., either at the time of commencement or during or at closure of the loan.
NO ADVANCE EMI
We understand that the prospect of making the down payment could be a hassle in itself therefore, our repayment by way of EMI always begins as the regular monthly payment cycle. This is unlike other schemes floated by other financiers where the first EMI is collected at the time of loan disbursement.
NO PRE-CLOSURE CHARGES
It is now a usual practice to penalize the customer for attempting to pay up a loan before tenure is completed by levying pre-closure charges. We do not charge you pre-closure charges, thus leaving you open the option of closing your loan anytime it becomes possible.
NO HIDDEN COST
Apart from the processing fee levied at the time of processing the loan, the customers are not charged under any other head. At UAE Exchange, we walk the talk.
FAST PROCESSING & DISBURSAL
We make the promise of quickest processing of your loan applications. With all necessary documentation and requisite details provided, your loan can be processed with less than a day’s time. We transfer your loan amount directly into your account through online transfer, which ensures that delay by way of DD/Cheques which is the normal practice these days, is avoided. After approval and processing of loan as soon as all formalities are met, the fund is transferred to your account within 2 hours.
SPECIAL LOAN SHEME FOR ELECTRIC SCOOTERS
Even as we have the special schemes for premium two wheelers, we also have in our kitty a special scheme intended to promote environment friendly vehicles. Electric scooters are the answer to rush hour traffic as well as the burning environmental issue. So, we provide you with a loan to own eco-friendly two wheelers. This two is a scheme that is exclusive to us with no other financier offering anything similar.
