CAR Insurance

04/08/2020

Enquire with us for any Kind of insurance Policy.
@9622323499

07/11/2018

Have a sparkling Diwali...

On the auspicious occasion of Diwali, our Best wishes for a happy and prosperous life to all.

03/09/2018

सभी मित्रों को जन्माष्टमी की हार्दिक शुभकामनाएं।
बाल गोपाल आपके जीवन में आनंद भरें।

#जन्माष्टमी
्री_कृष्णा

03/08/2018

Why is NCB So Important In Car Insurance?

There is a buzz associated with NCB. Almost cheerful. Why? NCB is the abbreviation for No Claim Bonus. Yes, you read that right. Bonus. This word has the power to single-handedly brighten your mood, doesn’t it? However, this bonus is not available to everyone, you need to meet some conditions in order to be eligible for it. Read ahead to know why NCB is so important while getting a car insurance.

What is NCB?

You drive safely for a year and make no claims during the policy period. Your policy period is about to end and it is time for insurance renewal. Your insurer acknowledges the fact that you are a safe driver and wants to reward you for not raising a claim. Thus, the insurer offers you a discount while renewing your policy. This reward is termed as a No Claim Bonus.

How Does It Work?

NCB works just like every other bonus is intended to work. First, it is a reward and second, a motivation to keep repeating the good performance. Thus, by providing an NCB, insurers encourage you to drive safe and discourage you to raise claims. This way, a car insurance holder will think twice before raising claims for trivial issues.

How Is It Calculated?

NCB is calculated as per the following table. If you do not raise claims for five consecutive years, you gain a 50% discount on insurance premium. However, the percentage will reset to zero once you raise a claim.
Claim-free renewals Discount on Premium
On first claim-free renewal 20%
On second claim-free renewal 25%
On third claim-free renewal 35%
On fourth claim-free renewal 45%
On fifth claim-free renewal 50%

Don’t Miss Out On NCB

The key to availing NCB is firstly, not raising a claim and secondly, renewing your car insurance in a timely manner. Your NCB will reset if you fail to renew your car insurance within 90 days of its expiry date. If you purchase a new car, your NCB component can be carried forward to the new four-wheeler as well. Another way of ensuring you do not miss out on NCB is to go for the NCB Protect Add-on.

Protect Your NCB

If you go for a Comprehensive Car Insurance policy, you can choose appropriate Add-ons for wider coverage. The NCB Protect Add-on is designed to keep your NCB component active even if you make a claim during the policy period. Note that the number of claims one can make is at the insurer’s discretion, thus read the terms and conditions carefully before purchasing the Add-on. Usually, two claims are allowed in a policy year.

31/07/2018

Safe drivers make safe roads.​ ​Driving safe is a lifelong commitment​. Here is a fun question that we would like you all to answer. ​Leave your answers in the comment section!

19/07/2018

Message us for any type of enquires.

We all have the same rooms our service is what will set us apart.

13/06/2018

Ensure the safety of your car.
Do contact us for any enquires and get free QUOTE.

07/03/2018

SKIP THE LONG QUEUES AND GET YOUR VEHICLE INSURED AT YOUR COMFORT WITH ATTRACTIVE DISCOUNTS......