We encourage Peer- to-Peer Lending (P2PL) and Peer-to-Peer Investing (P2PI). We invite Banks, Financial Institutions as lenders. We enable lender, Investor exchange funds directly with Borrowers. Our proprietary algorithms include Credit Scoring, Underwriting and Agreement Preparation. How it works:
OxyLoans.com is a revolutionary FinTech platform where Borrowers and Lenders register Online and get connected. We help Borrowers with low interest rates and Lender with high returns. Retain the diagram as it is. Lenders:
All citizens of India, GCC and UK are eligible. Lenders are free to choose their preferred Borrowers. They can quote the rate of interest they want on their principal. They can distribute the principal among Borrowers to minimize the risk. Borrowers:
All citizens of India, GCC and UK are eligible. Borrowers can apply for a loan online
Borrowers can negotiate with Lenders directly through OxyLoans platform about the interest rates, tenure, and repayment cycles
Our platform carefully screens each borrower. We encourage Borrowers with valid documents. Investors:
• We invite Investors from all over the world.
• Investors can invest in different loan portfolios like businesses, SMEs, start-ups and Personal Loans through OxyLoans by taking equity in the portfolio chosen.
• Through the platform, Investors can explore different loan portfolios and earn high returns.
• Investors can contribute substantially to expanding businesses locally and internationally to significantly increase their income. Partners:
• International and Indian companies are eligible to be partners.
• Partners are there to get a sense of what the borrowers need. They work to understand Borrower loan requirements and offer the services or products that Borrowers will need through the loans. Borrowers who wanted CASIO keyboards, for instance, would be given the opportunity to get individual keyboards on a payment plan.
• During their business expansion, partners manage to attract investors.
• Partners and lenders will often work together in order to give borrowers the best possible experience overall.
• Borrowers will be able to get products or services as loans from partners.
