Telangana School of Banking

11/06/2016

02/03/2016

Important (ABBREVIATIONS - of ALL SCHEMES)
----------------------------------------------------------------------
•UDAY- UJWAL DISCOM ASSURANCE YOJANA
•SEHAT- SOCIAL ENDEVOUR FOR HEALTHCARE AND TELEMEDICINE.
•PMMY - PRADHAN MANTRI MUDRA YOJANA
•PMJDY - PRADHAN MANTRI JAN DHAN YOJANA
•PMJJBY - PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA
•PMSBY - PRADHAN MANTRI SURAKSHA BIMA YOJANA
•APY - ATAL PENSION YOJANA ( old name swalamban yojana )
•KVP - KISAN VIKAS PATRA
•SBA - SWACHH BHARAT ABHIYAN
•PMSAGY - PRDHAN MANTRI SANSAD ADARSH GRAM YOJANA.
•KABY - KRISHI AMDANI BEEMA YOJANA
•AMRUT- ATAL MISSION FOR REJUVENATION & URBAN TRANSFORMATION
•PMGSY - PRADHAN MANTRI GRAM SINCHAI YOJANA
•BSA - BAL SWACHHTA ABHIYAN
•NGM - NAMAMI GANGA YOJANA
•HRIDAY - HERITAGE CITY DEVELOPMENT & AUGMENTATION YOJANA
•USTTAD - UPGRADING THE SKILLS & TRAINING IN TRADITIONAL ARTS/CRAFTS FOR DEVELOPMENT
•PMMMNMTT - PANDIT MADAN MOHAN MALAVIYA MISSION ON TEACHERS & TEACHING
•PRASAD - PILGRIMAGE REJUVENATION & SPRITUAL AUGMENTATION DRIVE
•IAF - INDIA ASPIRATION FUND ( 2000 crore )
SMILE - SIDBI MAKE IN INDIA FOR SMALL ENTERPRISES ( 10000 crore )
•SBA - SUGAMAYA BHARAT ABHIYAN
BBB - BANK BOARD OF BUREAU
•PKVY - PARAMPARAGAT KRISHI VIKAS YOJANA
•UCB - URBAN COOPERATIVE BANKS
•IUHDSS - INTEGRATED UNDERWATER DEFENCE & SURVEILLANCE SYSTEM
•FIPIC - FORUM FOR INDIA -- PACIFIC ISLANDS CO-OPERATION ( 14 countries )
•LARR - LAND ACQUISITION, REHABILATION & RESETTLEMENT.
•SNY - SCHOOL NURSERY YOJANA ( 6th to 9th class)
•ISS - INTEREST SUBVENTION SCHEME ( 2% & upto 3 lakhs )
•PMVLK - PRADHAN MANTRI VIDYA LAKSHMI YOJANA
•OAMS - ONLINE APPLICATION MANAGEMENT SYSTEM ( Nai Roshni )
•MUDRA - MICRO UNITS DEVELOPMENT & REFINANCE AGENCY
•SETU - SELF EMPLOYMENT & TALENT UTILIZATION
•PRAGATI - PRO ACTIVE GOVERNANCE AND TIMELY IMPLEMENTAION
•NPS - NATIONAL PENSION SCHEME

02/03/2016

Static GK Bits for LIC AAO
1). The head office of the World Trade Organisation is located in ______.
a) Nepal
b) India
c) Japan
d) Australia
e) Switzerland
Answer: e)
2). Which of the following term is not associated with the game of Hockey?
a) Bouncer
b) Bully
c) Short corner
d) Goal
e) Penalty corner
Answer: a)
3). The dividing line between France and Germany is
a) Maginot Line
b) Older Neisse Line
c) Mannerheim Line
d) Siegfried Line
e) None of the above
Answer: a)
4). 38th Parallel is the boundary line between which countries?
a) Canada and USA
b) India and Pakistan
c) South Korea and North Korea
d) Australia and South Africa
e) North Vietnam and South Vietnam
Answer: c)
5). Bihu is the popular folk dance form of which state?
a) Nagaland
b) Mizoram
c) Assam
d) Goa
e) Haryana
Answer: c)
6). The popular folk dance form of Tripura is
a) Karma
b) KinnauriNati
c) Namgen
d) Hojagiri
e) None of the above
Answer: d)
7). ‘Madhubani’ a style of folk paintings, is popular in which of the following states in India?
a) Bihar
b) Madhya Pradesh
c) West Bengal
d) Rajasthan
e) None of the above
Answer: a)
8). In which State is the religious festival Ganesh Chaturthi celebrated with gusto?
a) Rajasthan
b) Maharashtra
c) Gujarat
d) Madhya Pradesh
e) Arunachal Pradesh
Answer: b)
9). What is the capital of Kuwait?
a) Kuwait City
b) Kabul
c) Sanaa
d) Tehran
e) None of the above
Answer: a)
10). Which of the following Asian Countries referred to as “Nippon”?
a) South Korea
b) Afghanistan
c) China
d) Japan
e) Malaysia
Answer: d)

01/03/2016

HEADS IN DEFENCE & SECURITY
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1. Chief of Army Staff–General Dalbir Singh Suhag
2. Chief of Air Staff–Air Chief Marshal Arup Raha
3. Chief of Naval Staff–Admiral Robin K Dhowan
4. Chief of Integrated Defence Staff–Air Marshal PP Reddy
5. Director General, Border Security Force–D K Pathak
6. Director General, Central Reserve Police Force–Prakash Mishra
7. Director General, Central Industrial Security Force–Surender Singh
8. Director-General of Military Intelligence–Lt. Gen K G Krishna
9. Director, Central Bureau of Investigation–Anil Kumar Sinha
10. Director, Intelligence Bureau–Dineshwar Sharma
11. Director General, National Investigation Agency–Sharad Kumar
12. Secretary (Research)–Rajinder Khanna
13. Member (Investigation CBDT)–Anita Kapur
14. Director General of ITBP – Krishna Chaudhary.

01/03/2016

PLACES IN NEWS 2016
*******************************
1. Kerala was declared the 1st total primary education attained state
2. India's 1st fully organic state - Sikkim
3. 1st state to sign UDAY scheme - Jharkhand
4. New unit of HAL was inaugurated in - Tumkur, Karnatak
5. Venue for National Youth festival - Chhatishgarh
6. 1st state to introduce compulsory gender education - Telangana
7. World's 3rd and India's 2nd institute to produce cloned buffalo - Hisar
8. India's 1st cable-stayed bridge named Atal Setu - Jammu and Kashmir
9. 1st state to legally accept electronic motor insurance policy - Telangana
10. 2 Indian cities in top-30 world's most world's most powerful productive and connected cities - Delhi, Mumbai
11. 5th edition of Indian Ocean Naval Symposium - Dhaka
12. Surajkund International Crafts mela - Faridabad
13. National Organic farming research institute - Sikkim
14. SAAF Games venue - Gauhati
15. 1st Solar powered educational Institute - Puduchery
16. Surya kiran joint military exercise - Pithoragarh, Uttarakhand
17. 1st aviation park - Gujarat
18. Top cities in National Air Quality index - Varanasi and Muzafernagar
19. Kanya janmadin utsav celebrated in - Haryana
20. National Arogya fair - Dehradun
21. 1st disable friendly beach - Valsad, Gujrat
22. Wild pig declared as the vermin of the year for - Uttarakhand
23. National Science film festival - Mumbai
24. Oracle to open its 1st Campus in India at - Bengaluru
25. Apple to set up 1st technology centre (in India) at - Hyderabad
26. Rise of digital India exhibition - Colombo
27. Indian History congress - Malda
28. 35% job quota for women in - Bihar.

01/03/2016

Banking Abbreviations and Full Forms
AFSPA- Armed Forces Special Powers Act
ADB – Asian Development Bank
ADR -American Depositary Receipt
AGM – Annual General Meeting
AIDWA – All India Democratic Woman’s Association
AITUC – All India Trade Union Congress
AMFI- Association of Mutual Funds in India
AO – Additive Outliers
APEC – Asia-Pacific Economic Cooperation
APL – Above Poverty Line
APM – Administered Pricing Mechanism
ARC – Asset Reconstruction Company
ARDR – Agricultural and Rural Debt Relief
ASBA – Application Supported by Block Amount
ASEAN – Association of South-East Asian Nations
ASEM – Asia-Europe Meeting
ASSOCHAM- Associated Chambers of Commerce and Industry of India
ATM – Asynchronous Transfer Mode
ATM – Automated teller machine
BCSBI- Banking Codes and Standards Board of India
CASA- Current and Savings Accounts
CAR- Capital Adequacy Ratio
CCIL- Clearing Corporation of India Limited
CARE- Credit Analysis and Research Limited
CRISIL- Credit Rating Information Services Of India
CDRS- Corporate Debt Restructuring
CBLO- Collateralized Bank Lending Obligations
CIBIL- Credit Information Bureau of India Limited
CRR- Cash Reserve Ratio
FCNR- Foreign Currency Non Resident Deposit Accounts
IPO- Initial Public Offer
IEPF- Investors Education and Protection Fund
IRDA- Insurance Regulatory and Development Authority
ISCI- International Standard Industrial Classification
IDRBT- Institute for Development and Research Of Banking Technology
KYC- Know Your Customer Guidelines
KCC- Kisan Credit Card
LIC- Life Insurance Corporation of India
MICR- Magnetic Ink Character Recognition
MCA- Ministry Of Company Affairs
MIS- Management Information System
NBFC- Non Banking Finance Companies
NEFT- National Electronic Fund Transfer
NPA- Non Performing Assets
NSE- National Stock Exchange
OTCEI- Over the Counter Exchange Of India
QIB- Qualified Institutional Buyers
RTGS- Real Time Gross Settlement
SLR- Statutory Reserve Ratio
SEBI- Securities and Exchange Board of India
SMERA- SME Rating Agency of India Limited
SEBI- Securities and Exchange Board of India
SFMS- Structured Financial Messaging Services
SHG- Self Help Group
YTM- Yield To Maturity
YWCA – Young Women’s Christian Association
Z.A.P.U-Zimbabwe Africa Peoples Union
Z.P.Z-Zero Population Growth
Z.S-Zoological Society
ZIP Zone Improvement Plan

29/02/2016

Rail Budget Highlights:-

1. World first Bio-Vacuum Toilet- In Dibrugarh Rajdhani Express
2. Long Distance super-fast train for unresrved passangers- Antyodaya Express
3. Overnight double decker train-UDAY
4. Fully 3-AC train- Humsafar
5. High speed train operating at the speed of 130km/h and abive- Tejas
6. Coaches name for long distance trains for unresrved passangers- Deen Dayal Coaches
7. Three Pillars of Railway- Raise in Revenue, Raise in Productivity, Revamp the process
8. Total capital to be invest in 2016-17 as per rail budget- Rs. 1.21 lakh crore
9. Railway expected to grow revenue of- Rs. 1,84,800 crore (10.1% higher than the revised target of current year)
10. Fund for modernization of railway infrastructure over next 5 years- Rs. 8.5 lakh crore
11. LIC to fund railway over next 5 years- Rs. 1.5 lakh crore
12. New railway track estimate in next year- 2800km
13. Railway Freight Corridors expected by 2019- Two freight corridors
14. Number of railway stations to be developed through PPP (Public-Private-Partnership)- 400
15. Number of Stations proposed to have the Wi-Fi facility this year- 100
16. Number of Stations to be covered under CCTV surveillance- 300
17. Lower berth resrvation for senior citizens- 50%
18. Sub-quota for women- 33%
19. Number of tickets per minute in e-ticketing- 7200
20. India's first Rail Auto Hub- Chennai
21. Name given to collies- Sahayak
22. Scheme to help Senior citizens in Konkan Railways- Sarthi Seva
23. Government budgetary support to railway- Rs. 40,000 crore
24. Eliminate all unmanned crossing by- 2020

29/02/2016

Planets & Spacecrafts
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1. MERCURY -- Messenger -- NASA
2. VENUS--- Venus express-- ESA
3. MARS--- Curiosity ,Maven-- NASA , India --MOM
4. JUPITER--- Juno-- NASA
5. SATURN--Cassini --Huygens --NASA & ESA
6. URANUS-- Voyager-NASA
7. NEPTUNE ---Voyager 2 -- NASA
8. PLUTO -- New horizons
9. *MOON-- Mangalayaan

28/02/2016

, and in India:
===============================
1.Highest Tower -- Kutab Minar at Delhi (88.4 meters high)
2.Largest Desert-- Thar (Rajasthan)
3.Largest District -- Kutch district
4.Fastest Train -- Shatabadi Express running between New Delhi and Bhopal
5.State with longest coastline -- Gujarat
6.State with longest coastline of South India -- Andhra Pradesh
7.Longest Electric Railway Line-- From Delhi to Kolkata via Patna
8.Longest Railway Route-- From Assam to Kanyakumari
9.Longest Railway Platform -- Gorakhpur railway station, Uttar Pradesh,
10.Highest Railway Station -- Ghum (W. Bengal)
11. Largest Railway Yard : Mughalsarai Junction
12.Longest Tunnel -- Jawahar tunnel (Jammu & Kashmir)
13.Longest Highway-- NH-44 (NH-7) which turns from Varanasi to Kanyakumari
14.Smallest State (Population) Sikkim
15.Smallest State (Area) -- Goa
16.Largest State (Area) -- Rajasthan
17.Largest State (Population) -- Uttar Pradesh
18.Densest Populated State -- West Bengal
19.Largest Cave -- Amarnath (J&K)
20.Largest Cave Temple -- Kailash Temple, Ellora (Maharastra)
21.Largest Animal Fair-- Sonepur (Bihar)
22.Largest Auditorium -- Sri Shanmukhanand Hall (Mumbai)
23.Biggest Hotel -- Oberai-Sheraton (Mumbai)

Plz it with ur friends.

28/02/2016

REPORTS & PUBLICATIONS
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1. World development report -- IBRD(world bank)
2. Ease of doing business -- IBRD(world bank)
3. World economic outlook -- IMF
4. World investment report -- UNCTAD
5. Human development index -- UNDP
6. GENDER INEQUALITY INDEX --- UNDP
7. Millineum development goals --UNO
8. Global competative index -- WEF
9. TRAVEL & TOURISM INDEX -- WEF
10. Environmental Performance Index-- WEF
11. GLOBAL INFORMATION INDEX--WEF
12. Global finacial system report -- BIS
13. Global innovation index published--INSEAD
14. GLOBAL INNOVATIVE INDEX --INSEAD
15. Global Talent Competitiveness Index--INSEAD
16. INTELLECTUAL PROPERTY RIGHTS-- WTO
17. The energy report & Living planet report by --WWF
18. CARBON EMISSION INDEX was published by --UNFCC
19. Global Terrorism Index --Institute for Economics and Peace (IEP)
20. GLOBAL PEACE INDEX --Institute for Economics and Peace (IEP)
21. Global MONEY LAUNDERING report -- FATF

26/01/2016

Chief Guests Invited in Indian Republic Day Celebrations : (y)
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Year - Guest Name - Country
~~~~~~~~~~~~~~~~~~~~~~~
2016
President, Francois Hollande
(5th invitation)
France
2015
President, Barack Obama
(First U.S. President to be invited)
USA
2014
Prime Minister, Shinzo Abe
Japan
2013
King, Jigme Khesar Namgyel Wangchuck
(4th invitation)
Bhutan
2012
Prime minister, Yingluck Shinawatra
Thailand
2011
President, Susilo Bambang Yudhoyono
(2nd invitation)
Indonesia
2010
President, Lee Myung Bak
Republic of Korea
2009
President, Nursultan Nazarbayev
Kazakhstan
2008
President, Nicolas Sarkozy
France
2007
President, Vladimir Putin
(3rd invitation)
Russia
2006
King, Abdullah bin Abdulaziz al-Saud
Saudi Arabia
2005
King, Jigme Singye Wangchuck
Bhutan
2004
President, Luiz Inacio Lula da Silva
Brazil
2003
President, Mohammed Khatami
Iran
2002
President, Cassam Uteem
(3rd invitation)
Mauritius
2001
President, Abdelaziz Bouteflika
Algeria
2000
President, Olusegun Obasanjo
(2nd invitation)
Nigeria
1999
King, Birendra Bir Bikram Shah Dev
(2nd invitation)
Nepal
1998
President, Jacques Chirac
France
1997
Prime Minister, Basdeo Panday
Trinidad and Tobago
1996
President, Dr. Fernando Henrique Cardoso
Brazil
1995
President, Nelson Mandela
South Africa
1994
Prime Minister, Goh Chok Tong
Singapore
1993
Prime Minister, John Major
(2nd invitation)
United Kingdom
1992
President, Mário Soares
Portugal
1991
President, Maumoon Abdul Gayoom
Maldives
1990
Prime Minister, Anerood Jugnauth
Mauritius
1989
General Secretary, Nguyen Van Linh
Vietnam
1988
President, Junius Jayewardene
Sri Lanka
1987
President, Alan Garcia
Peru
1986
Prime Minister, Andreas Papandreou
Greece
1985
President, Raúl Alfonsín
Argentina
1984
King, Jigme Singye Wangchuck
Bhutan
1983
President, Shehu Shagari
Nigeria
1982
King, Juan Carlos I
Spain
1981
President, Jose Lopez Portillo
Mexico
1980
President, Valéry Giscard d’Estaing
France
1979
Prime Minister, Malcolm Fraser
Australia
1978
President, Patrick Hillery
Ireland
1977
First Secretary, Edward Gierek
Poland
1976
Prime Minister, Jacques Chirac
France
1975
President, Kenneth Kaunda
Zambia
1974
President, Josip Broz Tito
(2nd invitation)
Yugoslavia
Prime Minister, Sirimavo Ratwatte Dias Bandaranaike
Sri Lanka
1973
President, Mobutu Sese Seko
Zaire
1972
Prime Minister, Seewoosagur Ramgoolam
Mauritius
1971
President, Julius Nyerere
Tanzania
1970
-
1969
Prime Minister, Todor Zhivkov
Bulgaria
1968
Prime Minister, Alexei Kosygin
(2nd invitation)
Soviet Union
President, Josip Broz Tito
Yugoslavia
1967
-
1966
-
1965
Food and Agriculture Minister, Rana Abdul Hamid
(2nd invitation)
Pakistan
1964
-
1963
King, Norodom Sihanouk
Cambodia
1962
-
1961
Queen, Elizabeth II
United Kingdom
1960
President, Kliment Voroshilov
Soviet Union
1959
-
1958
Marshall Ye Jianying
People’s Republic of China
1957
-
1956
-
1955
Governor General, Malik Ghulam Muhammad
(First guest for parade at Rajpath)
Pakistan
1954
King, Jigme Dorji Wangchuck
Bhutan
1953
-
1952
-
1951
-
1950
President, Sukarno
Indonesia.

25/01/2016

Some Important Biology Points for Railway Exam : (y)
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1--A chemical change in DNA molecule is called mutation.
2--Glycogen acts as a shortterm food reserve in animals.
3--Estrogen is a female s*x hormone.
4--The enzyme amylase aids in the digestion of starch.
5--ATP synthesis takes place in mitochondria.
6--60%- 65% (Men) & 50- 60% (women) of the body weight of a human is water
7--Adipose tissue in human being is present below dermis.
8--The tough transparent membrane that protects the eye ball is called cornea.
9--Energy is produced in human body by Carbohydrates.
10--Cell wall and vacuoles are present in a plant cell but are absent in an animal cell.
11--Sugar is the product of the dark reactions of photosynthesis.
12--Melvin Kelvin was awarded Nobel Prize for his work on Photosynthesis
13--Chlorophyll contains magnesium in granae.
14--The largest flower in the world is Refflessia and the smallest one is wolfessia.
15--Penicillin is obtained from penicillium Notatum.
16--Reserpine derived from the plant 'serpentine' is used to alleviate high blood pressure.
17--Plants, living in acidic soils, are called oxalophytes.
18--Bile is produced in liver and stored in gel bladder.
19--The smallest bone, lies stapes is found in the human ear.
20--Enzymes are basically proteins.
21--Mitochondria is called the 'power house of the cell'
22--Pancreas is both an endocrine and exocrine gland.
23--Seedless fruits are formed by parthenogenesis.
24--Simple plants that contain no chlorophyll are called fungi.
25--Spirogyra is commonly known as 'pond silk'
26--The longest muscle in the human body is found in thigh.
27--In some leaves, the outermost layer of cells secrets continuous waxy layer, called cuticle.
28--In a leaf, the opening between two guard cells is stomata.
29--Gibberellins are responsible for cell elongation.
30--The chemical name of chlorophyll is magnesium Dihydro prophysin.