Telugu Assets

20/12/2025

09/08/2025

📱 మీరు పుస్తకం కొనాలన్నా, శ్రీనివాస్ చీకటి గారితో appointment కావాలన్నా ఈ నెంబరు కు WhatsApp చేయండి - 94918 58145
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🛑 The Real Cost of Credit Cards – Hidden Fees & Charges! 🛑

Do you think credit cards are all about cashback, rewards, and discounts? Think again! Banks and credit card companies hide several charges that can cost you thousands of rupees if you’re not careful. From high interest rates to annual fees, cash withdrawal charges, late payment fees, and GST, this video uncovers all the hidden traps of credit cards.

🔥 Topics Covered in This Video:
✅ How banks calculate credit card interest (APR & daily rates)
✅ The shocking truth about annual fees (₹500 to ₹3.5 Lakh!)
✅ Cash withdrawal fees & how they drain your money
✅ Late payment penalties & their impact on your finances
✅ No Cost EMI scam – The truth behind GST & processing fees
✅ Foreign transaction charges & what you must know
✅ The biggest fraud in credit card billing systems

📌 Must-Watch for Every Credit Card User! Learn how banks make money off you and how to avoid unnecessary charges. Don't fall into the credit card trap!

📕 Get Your Copy of Money Vitamin Book!
Learn smart credit card strategies and how to boost your CIBIL score in Chapter 18 of the Money Vitamin book.
Get it here: 📌 Buy Now – https://amzn.openinapp...​

⚡ Subscribe to Telugu Assets for More Financial Wisdom!
💰 Be Rich, Stay Rich!

🔔 Don't forget to LIKE, COMMENT & SHARE this video with your friends!

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05/08/2025

📱 మీరు పుస్తకం కొనాలన్నా, శ్రీనివాస్ చీకటి గారితో appointment కావాలన్నా ఈ నెంబరు కు WhatsApp చేయండి - 94918 58145
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👉 Buy Money Vitamin Book (కూపన్ కోడ్ 'SPECIAL86' enter చేస్తే ₹86 తగ్గింపు):
https://teluguassets.c...​

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⚠️ Meesho Fraud Exposed – Fake Copies of Money Vitamin Book!

In this eye-opening video, I, Srinivas Chikati, the author of the bestselling book Money Vitamin, expose a shocking book piracy scam running on the Meesho app. Fake sellers like “Buy Novella” are selling duplicate, low-quality copies of the Money Vitamin book at half the price.

These pirated books are printed on cheap paper, have missing design elements, and are being passed off as original. I personally ordered these fake copies from Meesho, compared them with the original, and proved how serious this fraud is — not just for me, but for every content creator, seller, and innocent buyer in India.

This scam is more than a copyright issue — it's about customer trust, product safety, and digital ethics.

⚠️ If fake books are sold so easily, imagine the danger of buying fake food and medicine on such platforms.

📣 This is NOT just my story — it could happen to any author or creator.

💥 In this video:

I explain the fraud with proof and screenshots

Show quality differences between real & fake books

Reveal how Meesho enables unverified sellers

Share the legal actions I’ve taken

Request your support to spread awareness

💬 Please comment below if you or someone you know purchased the fake Money Vitamin book.

👉 Money Vitamin is not just a book — it's a movement to build financial awareness.

🛑 Watch till the end. Like. Share. Comment. Let’s fight this together.
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25/07/2025

📱 మీరు పుస్తకం కొనాలన్నా, శ్రీనివాస్ చీకటి గారితో appointment కావాలన్నా ఈ నెంబరు కు WhatsApp చేయండి - 94918 58145
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*Financial Planning for 20s: The Ultimate Guide to Wealth Building!*

📢 *Are you in your 20s and wondering how to manage your finances?* This video is *your ultimate financial guide* to building wealth, avoiding common mistakes, and securing your future.

In our previous videos, we discussed *financial planning for 30+ and 40+ age groups**, and we received an overwhelming response. But many of you asked for financial planning tips specifically for people in their 20s. So, **this video is for YOU!*

💰 *Key Topics Covered in This Video:*
✅ *Tracking Income & Expenses* – The secret to managing money wisely
✅ *50-30-20 Rule* – A simple budgeting technique for financial discipline
✅ *Importance of Insurance* – Why you must get insured early
✅ *Building an Emergency Fund* – How much should you save?
✅ *Start Investing Early* – The power of compounding explained
✅ *Avoiding Unnecessary Debt* – Good debt vs. bad debt
✅ *Planning for Your Own Home* – The right approach to home buying
✅ *Retirement Planning* – Why it’s crucial to start in your 20s
✅ *The Influence of Your Circle* – How the people around you impact your financial future
✅ *Investing in Yourself* – The best investment you can make

🚀 *The earlier you start your financial journey, the faster you reach your goals!* This video will give you *practical, easy-to-follow financial strategies* to secure your future.

📢 *LIKE, COMMENT, and SHARE* this video with everyone you know! Don’t forget to *SUBSCRIBE* to Telugu Assets for more financial wisdom!

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19/07/2025

*9 Money Secrets Only Rich People Know | Financial Education | Telugu Assets* 💰💡

📢 *Are you ready to unlock the financial secrets of the rich?*
Most people believe wealth comes from luck or privilege, but the reality is different. *Rich people think, act, and manage money differently!* In this video, we reveal *9 powerful money secrets* that wealthy individuals follow to build financial success. 🚀

🎯 *What You'll Learn in This Video:*
✅ How to make *money work for you* instead of working for money
✅ Why thinking *long-term* is the key to wealth
✅ The *real risk-reward ratio* the rich understand
✅ How *rich people manage their time* better than others ⏳
✅ The *power of productivity* and how it creates financial success
✅ Why *networking* is more important than talent
✅ How *problems can be turned into opportunities* 💡
✅ The connection between *laziness and financial struggles*
✅ Understanding the *flow of money* and making it work for you

🔍 *Why Watch This Video?*
📌 These secrets are rarely shared by the rich but can change your financial future.
📌 Simple, practical, and *real-world financial wisdom* to help you grow wealth.
📌 Inspired by my book *Money Vitamin**, where I explain the **difference between the rich and poor* isn't just money—but mindset!

🔥 *Take Action Now!*
👉 *Watch the video till the end* for valuable insights
👍 *Like* if you found it helpful
💬 *Comment* your biggest takeaway
📢 *Share* this knowledge with friends & family who need financial wisdom

🔔 *Subscribe to Telugu Assets* for more powerful finance & investment tips! 🚀
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📱 మీరు పుస్తకం కొనాలన్నా, శ్రీనివాస్ చీకటి గారితో appointment కావాలన్నా ఈ నెంబరు కు WhatsApp చేయండి - 94918 58145
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07/05/2025

Is India moving towards *zero income tax* like Gulf countries? What will happen to the country's economy if income tax is completely removed? In this powerful conversation, *CA Shiva Teja Todupunuri**, a chartered accountant with 12 years of experience, joins **Srinivas Chikati**, the author of the bestselling book *Money Vitamin and founder of Telugu Assets YouTube channel, to decode the reality.

👉 Buy MONEY VITAMIN (telugu) book now: https://amzn.openinapp.co/dbweu
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They discuss:
Whether India can eliminate income tax
How Gulf countries and some European nations manage with zero tax
The role of *transaction taxes* and indirect taxes like GST
Why the government is increasing the *tax exemption limit* step-by-step (from ₹5L to ₹7L to ₹12L)
Will GST, Stamp Duty, Customs, and Municipal Taxes rise to compensate?
Long-term consequences of reducing direct taxes

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If you're curious about India's future tax policies, economic planning, and how governments manage public revenue, don’t miss this insightful discussion.

👉 Subscribe for more content on personal finance, taxation, and wealth planning in simple language.
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06/05/2025

👉 Buy MONEY VITAMIN (telugu) book now: https://amzn.openinapp.co/dbweu
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In this eye-opening podcast, 12+ years experienced Chartered Accountant Shiva Teja Todupunuri joins Money Vitamin author & Telugu Assets YouTube founder Srinivas Chikati to break down one of the most misunderstood topics — Income Tax and Why It’s a Responsibility, Not a Burden.
Have you ever asked, “Why should I pay tax even if I earn just ₹50,000 or ₹1 lakh?” You're not alone. Many salaried individuals think income tax is painful. But in this video, you'll learn how tax is not just about payment—it's about nation-building, infrastructure, defense, public welfare, and accountability.

Using powerful real-life analogies and simplified logic, this video explains:
Why paying tax is a civic duty, not a punishment
The difference between pain and responsibility in taxation
How taxes fund national defense, roads, education, and your lifestyle
What happens if people stop paying taxes

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This video is a must-watch for every employee, student, and aspiring entrepreneur who wants to understand taxes in the simplest, most practical way.

👉 Watch till the end to transform your mindset about money, tax, and responsibility.

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04/05/2025

Confused between the *Old Tax Regime and New Tax Regime* in India? 🤔
This video is your ultimate guide to choosing the best tax option in 2025, especially for *salaried employees* and middle-class taxpayers. Join *Chartered Accountant Shiva Teja Todupunuri* (12 years of experience) and *Srinivas Chikati**, author of *Money Vitamin and founder of the Telugu Assets YouTube channel, as they break down both regimes in a clear and simple manner.

📌 *What you’ll learn in this video:*
Which tax regime saves you more money in 2025?
Full comparison of tax slabs & deductions in both regimes
Real-life examples: Life Insurance, Medical Insurance, Housing Loan, Savings Interest
Who should opt for the old regime? Who benefits from the new one?

Whether you are filing taxes or planning your salary structure, this video helps you make a smart financial decision. Don’t miss it!

👉 Buy MONEY VITAMIN (telugu) book now: https://amzn.openinapp.co/dbweu
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📚 Make sure to subscribe for more valuable financial tips in Telugu & English!

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03/05/2025

Are you worried about paying high *Capital Gains Tax* when you sell your house or mutual fund units? Don't worry! In this video, *CA Shiva Teja Todupunuri* (12 years of experience) explains smart and legal ways to *reduce, manage, or avoid Capital Gains Tax* in India.

*Host:* Srinivas Chikati*, author of *Money Vitamin and founder of Telugu Assets YouTube channel, joins the discussion to help you clearly understand:
How to *save tax* by buying a new house after selling one
What is the *2-year rule* for claiming exemption?
How *long-term capital gains* differ from *short-term gains*
Tax implications on *mutual fund* redemptions
Why *STT (Securities Transaction Tax)* matters

Learn with real-life examples like:
Selling a property bought for ₹50 lakhs and sold at ₹1 crore
Investing the gains wisely to avoid heavy taxation

👉 Buy MONEY VITAMIN (telugu) book now: https://amzn.openinapp.co/dbweu
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If you are planning to sell a property or mutual funds soon, this is a must-watch guide to **save lakhs of rupees legally**!

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👉 Watch the full video and protect your hard-earned money!
🔔 *Subscribe* to Telugu Assets for more finance tips and tax-saving strategies!

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02/05/2025

Are you confused about *Mutual Funds* and *Capital Gains Tax**? In this detailed conversation, **12+ years experienced Chartered Accountant Shiva Teja Todupunuri* and *Money Vitamin book author, Telugu Assets YouTube channel founder Srinivas Chikati* simplify everything you need to know about Mutual Funds, SIPs, Equity vs Debt Mutual Funds, Long-Term and Short-Term Taxation Rules in India.

👉 Buy MONEY VITAMIN (telugu) book now: https://amzn.openinapp.co/dbweu
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👉 In this video, we explain:
What exactly are Mutual Funds?
What do you get in Mutual Funds – Shares or Units?
Difference between Equity Mutual Funds and Debt Mutual Funds
How Capital Gains Tax applies to Mutual Funds
SIP Investments and Taxation rules
Importance of knowing Mutual Fund Risks
How to manage your Mutual Fund investments for better tax efficiency.

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If you ever heard "Mutual Funds are subject to market risks" but don't really know what it means, this video will clear all your doubts with simple real-world examples.

💡 *Don't miss this beginner-friendly financial education video* that explains how Mutual Fund investments actually work and how to plan your taxes smartly!
📚 *Subscribe to Telugu Assets for more financial education videos in Telugu.*

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