06/07/2022
Dear All,
Greetings…
Important information of HDFC Ergo General Insurance Ltd Mediclaim Policy
New Product Name
"OPTIMA SECURE" FEATUREs:
👉 No sub-limits
👉 No co-payment
👉 No room rent Limits
👉 Sum Insured Rs. 5 Lacs
👉 Secure Benefit - Secure Benefit instantly makes your 5 lacs base cover to 10 lacs, at no extra cost.
👉 Plus Benefit - When you renew the plan for 1 year, Plus Benefit increases your base cover of 5 lacs by 50% and in 2nd year by 100%, making it 7.5 lacs and 10 lacs respectively. Plus Benefit and Secure Benefit together take the total coverage to 15 lacs.
👉 Restore Benefit - Any time you claim partial or total 5 lacs base cover, it gets 100% restored, making it 15 + 5 = 20 lacs.
👉 Protect Benefit - During hospitalization, your non-medical expenses that add up to 10-20% of the total bill amount also get covered by Protect Benefit.
👉 4x coverage after 2 years - With 5 lacs base cover eventually becoming 20 lakhs, you get 4X coverage after 2 years.
👉 This means, If you choose 5 lacs sum assured then your cover will start from Rs 10 lacs, after 1st renewal it goes up to 12.5 lacs and after two years completed it goes up to Rs 20 lacs.
👉 With all of these, you get access to a network of 13,000+ cashless healthcare providers.
👉 Pre & post Hospitalization coverage for 60 days & 180 days - These cover tests, medicine purchases and other medical expenses you have incurred during these aforementioned days.
👉 100% claims settlement with non-payable items. No need to pay any extra amount for non-medical expenses.
👉 Restore and double booster amount and no claim bonus can use for same person, same year, same illness. No limit up to sum assured.
👉 Ayush Treatment cover up to sum insured
👉 Domiciliary treatment covered up to sum assured.
👉 All day care Treatment covered.
👉 Now get home health care treatment on cashless basis in this plan.
👉 Daily cash for choosing shared accommodation.
👉 Expenses for Organ Donor
📞 e Opinion with respect to 51major Critical illness.
📅 Life Long renewal.
🚑 Emergency Ambulance up to sum insured and air Ambulance covered up to 5lacs.
💉 Free Health check-up benefit for all sum insured.
💴 No additional loadings at renewal due to claims.
👉 No geography-based sub limits.
👉 No claims-based loading.
👉 13 thousand+ cashless hospital.
🎁 Buy Individual plan for 2 or more get 10% discount.
🎁 Buy 2yr plan & get 7.5% Additional Discount and for three years 10%.
👉 Get up to 2.5℅ loyalty discount if you have any hdfc policy.
Contact person for any query
Rishikesh Wagaskar
EverGrow Investments
Financial Services and Product Distributors
09922575335
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