20/09/2026
India has 9.31 Cr registered MSMEs. 🇮🇳
But how many have truly reached formal credit?
The numbers reveal a massive opportunity.
5.71 Cr MSMEs are still away from formal credit, while around 3.6 Cr have accessed formal credit as of March 2026.
Behind every number is a real business — a kirana store, manufacturer, trader, service provider or growing enterprise with plans to do more.
And this is where ARTH sees its purpose.
We’re working to help bridge India’s MSME credit gap and build a financial ecosystem where more small businesses can access the support they need to grow.
Because 9.31 Cr businesses don’t just represent a number.
They represent 9.31 Cr possibilities.
The opportunity is still enormous.
And the journey starts with access.
Source:
1.https://dashboard.msme.gov.in/
2https://www.sidbi.in/head/uploads/msmepluse_documents/MSME_Pulse_Digital_Report_July_2026.pdf
ARTH | Building Financial Access for India’s Small Businesses.
Explore: www.arthimpact.in
What do you think is the biggest barrier keeping MSMEs away from formal credit? 👇
Commentes below