Bekifaayati

Bekifaayati We are a financial services company focussed on demystifying the Indian Banking Industry which will
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02/01/2026

Turn Your Savings into ₹25,000 Monthly Income! 💰📈

Got a lump sum amount but worried you’ll spend it too soon? Here’s a 100% safe way to turn it into a steady monthly income—Annuity Deposit Scheme!

✅ Available in all major banks 🏦
✅ Works like an FD but pays you monthly
✅ Deposit ₹10 lakh for 4 years, and you’ll get ₹25,000 every month! 💸

Perfect for students, retirees, or anyone who wants passive income while keeping their money safe!

Tag someone who needs to know this! 🚀

Follow for more smart money tips!

30/12/2025

Ever found a luxury car deal that looked “too good to be true”? It probably is. 🚩

A lot of “Total Loss” cars—especially those damaged in floods—are repaired cheaply (Jugaad) and sold in the second-hand market.

Here is the one mistake the original owner made that cost them ₹35 Lakhs: They missed the Engine Protection Cover.

💰 The Cost? Usually just ₹2,000 - ₹3,000 extra on your premium.

💸 The Risk? Losing the entire value of your car (like the ₹35L engine repair in this video).

Always check the Service History before buying a used car and ensure your own insurance has the right add-ons! ✅

27/12/2025

Loan at 6%?

Under this scheme, the government provides loan of up to ₹2 lakh at a lower rate of just 6% to support applicants interested in installing a rooftop solar system. The scheme also offers loans up to ₹6 lakh at rate similar to home loan interest rates.

According to the Ministry of Finance, Public Sector Banks (PSBs) have sanctioned over 5.79 lakh loan applications, amounting to ₹10,907 crore under this scheme till September 2025.

Loans up to ₹2 lakh under this scheme are currently available at an effective rate of 6%.

How to apply for a loan under this scheme?
You need to first register on the PM Surya Ghar Portal (https://pmsuryaghar.gov.in/), complete your application, and then click on ‘Apply for Loan’ to complete the process further on the JanSamarth portal.

23/12/2025

Check link in bio in case you wish to apply for Wealth Manager Role

20/12/2025

This is how rich use Debt to make money

15/12/2025

Did you know about these Changes?

13/12/2025

Bade log badi baatej 🤐

10/12/2025

Stop settling for 6%! 🙅‍♀️ Your bank is hiding this 8.05% safe option!

Banks love pushing FDs, but the RBI Floating Rate Savings Bond is the real winner for safe returns.

Here are the Facts:

✅ Current Rate: 8.05% (0.35% higher than NSC).

✅ Safety: 100% Government Guaranteed (Zero Risk).

✅ Tenure: 7 Years Lock-in (Great for long-term goals).

✅ Payout: Interest comes to your account every 6 months (Jan & July). ⚠️ Note: Interest is fully taxable as per your slab.

🤔 How to Invest? (You don’t need to visit the RBI!) You can buy these online via Netbanking on major banks like SBI, HDFC, ICICI, or Axis.

1️⃣ Log in to Netbanking.

2️⃣ Go to “e-Services” or “Investments”.

3️⃣ Select “Government Bonds” or “RBI Bonds”.

4️⃣ Choose “RBI Floating Rate Savings Bond 2020”.

5️⃣ Enter amount (Min ₹1,000) & Pay!

08/12/2025

🚗 On-Road Price: ₹26,00,000 (Includes Ex-Showroom ₹22L + Taxes/Ins)

The Savings: 1️⃣ GST Input Credit (ITC): Since the Ex-Showroom price (₹22L) includes 28% GST + Cess, you can claim this back if eligible. Saving: ~₹4.2 Lakhs

2️⃣ TCS Claim: The 1% Tax Collected at Source is adjusted against your income tax liability. Saving: ~₹22,000

3️⃣ Depreciation Benefit: You can show the car as a business asset. Over 4-5 years, you claim the full ₹22L value as an expense. If you are in the 30% tax bracket (plus cess), you save tax on that amount. Saving: ~₹7 Lakhs (31.2% of ₹22L)

💰 Total Savings: ₹11.5 Lakhs ✅ Effective Cost: ₹14.5 Lakhs

Stop overpaying. Start planning. Follow for more smart money moves! 🚀

26/11/2025

Has this ever happened with you?

24/11/2025

Lena hai toh lo, marzi aapki hi hai 🤐

21/11/2025

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Gurugram

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Monday 9am - 7pm
Tuesday 10am - 7pm
Wednesday 10am - 7pm
Thursday 10am - 7pm
Friday 10am - 7pm
Saturday 10am - 7pm

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