Shree Investments

30/09/2024

29/04/2022

👫 એક કપલ ને હું ઓળખું છું, લગભગ 60-65 ની ઉંમર, ભાડા ના નાના રૂમ માં રહે છે.

🍱 બંને જણા સાથે આખો દિવસ નાનો સામાન્ય વેપાર કરી ઘર ચલાવે છે અને દિવસો કાઢે છે.

🏠 હું 7-8 વાગે ઘરે આવી જાઉં છું તેઓ રાતે મોડા 10-11 વાગે આવે, મારાં થી ડબલ ઉંમર છે, નાની મોટી બીમારી પણ હોઈ, શરીર પણ સાથ ના આપતું હોય.. છતાં પણ.. 🧑🏻‍🦯

⁉️આવું શું કામ થયું? સિમ્પલ આન્સર કે "રિટાયરમેન્ટ પ્લાંનિંગ" ના કર્યું એટલે. પણ શું કામ ના કર્યું એનો જવાબ મળી શકે એમ નથી.

⚠️⚠️ દોસ્તો.. તેઓ પાસે સમય નથી હવે . પણ આપણી પાસે હજી સમય છે, હજી મોડું નથી થયું. ⏰

🎯 SIP પર ફોકસ કરો... મોટુ કોર્પસ બનાવો કે મોટી ઉંમર માં પૈસા માટે કામ ના કરવું પડે.

05/11/2021

# પાર્ટ ટાઇમ બેક-ઓફિસ વર્ક 3-4 કલાક # ફોર્મ ફિલિંગ તથા કમ્પ્યુટર વર્ક # ફ્રેશર્સ તથા આસપાસ ના ગામડે થી ગોંડલ અભ્યાસ માટે આવતા સ્ટુડન્ટ
# Call / Whatsapp : 8000 80 60 80

12/10/2021

Why Intetest Rates by Banks are Reduced ??
Why RBI Changes Repo and Reverse Repo to Manage Liquidity in the system ?
Let me explain
👉🏻👉🏻👉🏻
In situations like COVID & others where there can be a challenge to businesses and losses increases,
the government through the central bank (RBI) tries to maintain high liquidity in the system.
👉🏻👉🏻👉🏻
High liquidity means?
Keep rates low 🔻to encourage businesses & individuals to borrow & invest 💵💴
so that job losses r reduced 🔻& demand for goods can be maintained. 〰️✔️
👉🏻👉🏻👉🏻
Example-If rates are low,
Real Estate developers can borrow cheap & build more + so buyers can borrow cheap & buy more houses.
Same way Industrialists build more Plants/Units as getting cheaper finance for their businesses.
👉🏻👉🏻👉🏻
RBI Down Repo 🔻, banks get money cheaper 🔻& hence can lend cheaper. 🔻
So if the original rate was 5% of repo, the lending by banks happened @ 5%+
And now that RBI has Down the repo, so Bank lending happens @ 4%+
👉🏻👉🏻👉🏻
Similarly *when RBI Down the reverse repo rate* 🔻( lets say 4% to 3.35%)
it dis-incentives banks to lend to RBI... (because banks were earlier getting 4% to lend to RBI & now will get only 3.35% from RBI)
👉🏻👉🏻👉🏻
and hence *Banks 'might' use that to increase lending to businesses & individuals.*
👉🏻👉🏻👉🏻
RBI Does Repo and Reverse Repo doen 🔻to adjust System Liquidity for 👇🏻
To Boost Economy 📈 when it requires,
To help businesses and people to get Cheaper Finance 🔻 and Increase Profit and reduce losses of the businesses.

08/06/2021

*WHY INVEST IN MUTUAL FUNDS* 💡

🔹 *Debt Funds*
- Solution for Savings Ac.,
FD
- Can get *4 to 5% Return*
- *No Share Market Risk*
- Debt Funds invests in *Bonds*

🔸 *Hybrid Funds*
- For Medium term Goals of *3 Years +*
- Fund Invests in *mix of Bonds and Equity*
- Low Risk
- *~8 to 10% return*

🔹 *Equity Funds*
- for *Long term Goals*
- Fund Invests in Equity that can *generate More Wealth*
- *Many Equity Funds have Multiplied Investors money 50 to 100 times in Just in 20 to 25 years* 🎊

🔹 plus All MF gives you 100% Liquidity and Tax Benenfits on Income

30/04/2021

*HDFC Asset Allocator Fund*
(New Fund Launched)

* # SEBI FUND CATEGORY*
• fund of Fund: this fund invests in *various HDFC MF Funds depend on market opportunities* (change Fund Allocation to Equity, Bond, Gold)

* # HOW FUND WILL INVEST*
• *Equity : 40 to 80%* (in different HDFC MF Equity Schemes)
• *DEBT / BONDS : 10 to 50%* (in different HDFC MF Debt Schemes)
• *GOLD : 10 to 30%* (in Gold ETF)

* # WHY INVEST*
• Stability: as compared to 100% Equity Schemes this fund provides Stable and *low downside*
• Investor should *horizon Minimum 2 to 3 Years and above*
• Investors Looking for *More than FD returns but low risk and lower Equity allocation*

09/11/2019

*Why Invest in Mutual Fund :*
- *Product Range*
from 1 Day to some months or some years

- *Risk v/s. Return*
You can choose your Expected Return and How much Downside you are comfortable with, or You don't want any Downside.

- *Start from Small*
You can invest from Rs. 100 monthly

- *Ease of Process*
You do not have to go every time physical visit to Invest and withdraw, do it by your mobile.

- *Growth Potential*
MFs aims to provide better returns as per your chosen products. Whether it could be better than Savings Ac. Or FDs

- *Tax Benefits*
Tax Savings On Investment and On Maturity