04/05/2026
Hero FinCorp Ne ₹306 Crore Loss Kar Diya 💀 Phir Bhi IPO La Rahe Hain?
Hero FinCorp — Hero MotoCorp group ki NBFC — ne FY26 mein ₹306 crore ka net loss kiya hai 💀
Sabse bada reason? ₹2,493 crore ke bad loans (NPAs). Aur ek crazy fact — unhone ₹489 crore ke NPAs sirf ₹26 crore mein ek ARC ko bech diye. Yaani 6 paise per rupee. That's a 95% haircut, bhai 🪒
Lekin yahan ek interesting baat hai — unlisted market mein abhi share ₹1,200 ke around chal raha hai, jab book value sirf ₹446 hai. Matlab market FY27 ke recovery pe daav laga raha hai 🎯
📊 Quick Stats FY26:
→ Net Loss: ₹306 Cr (FY25 mein ₹58 Cr profit tha)
→ Provisions: ₹2,493 Cr
→ GNPA: 5.45% se 4.23% pe aaya (improvement ✅)
→ Loan Book: ₹47,690 Cr (flat)
→ NIM: 9.5% se 8.8% pe gira
🔥 Key changes:
→ CFO resign kar gaye
→ New CRO appointed (positive risk signal)
→ Unsecured personal loans BAND
→ Ab focus only on secured lending — 2-wheeler, MSME, LAP
💼 IPO FY27 mein expected hai. DRHP file ho chuka hai SEBI ke saath.
Full investor analysis aur unlisted share price details ke liye — link in bio 📎
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📢 What do you think? Kya ₹1,200 ka unlisted price justified hai? Comment karo 👇
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