Pragati Investments

Pragati Investments Financial Planning, Distribution and Services. Asset Allocation. Markets, Markets, Markets.

27/03/2017

27-03-2017
Dear Patron Clients,

Greetings! Happy Gudi Padawa to you all!!

It gives us immense satisfaction and pleasure to inform you that we are finally coming true on one of our most earnest wish and promise. On this auspicious day we announce the launching of our 24x7 on-the-go customised mobile application (app) for our mutual fund investors. This data-rich app is intended to give you complete information of all your Mutual Fund investments on a single screen on your fingertips. Currently, data loading operations are on in full swing and we hope to fully operationalize the app in the next few days. We are quite confident that this app will not only make your life as an investor easier but it will also enrich it.

In the second leg of our automation drive, we propose to launch online transactions (purchase, sale and switch) in Mutual Funds in the next few months. We will come out with further details of the same closer to the launch date of this initiative.

We trust you will approve and bless our initiatives to make life simpler and better. As always, we will always await your responses and feedback.

Thank you,

Falguni Bipin Shah
(ARN 38233)
9022676617

11/10/2016

Dear Ravana.....

Every year, on this day, we celebrate the victory of good over evil.... But..technically....your behaviour should be re-classified from "Evil" to "Slightly Naughty".
After all, tumne kiya hi kya thha? I agree you kidnapped a lady in haste... But.. after that...you gave her more respect we normally give to women in today's world. You offered her good food...shelter...and even women security guards (not too good looking though). Your request for marriage was full of humility..and you never threw acids when rejected. Even when Lord Rama killed you.... you were wise enough to seek his apologies. And...I believe you were more educated than half of our Parliament put together..

Trust me dude...there ain't no any hard feelings to burn you...

Just that it's the In-Thing.

Happy Dussera 💥

05/10/2016

BE SMART. START SIP

05/10/2016

CALCULATE REAL RETURNS BEFORE INVESTING HARD EARNED MONEY

03/10/2016

PPF rates reduced again!

The govt has reduced the rates on Public Provident Fund(PPF) from 8.1% to 8.0% w.e.f 1st Oct 2016.

Similarly, govt has revised the rates on

»Sukanya Samriddhi Yojna 8.6% to 8.5%p.a.

»KVP from 7.8% to 7.7% p.a.

»5Yr NSC from 8.1% to 8% p.a.

»1yr time deposit from 7.1% to 7.0%
Term deposits of 2,3, 5yr time deposits have also been reduced by 10bps to 7.1%,7.3% and 7.8% respectively.

»5yr senior Citizen Savings scheme from 8.6% to 8.5%

The govt has again set the platform for the RBI to reduce rates when the Monetary policy committee will meet on 4th Oct 2016.

This will signal banks to further reduce their FD rates and correspondingly interest rates on loans shall reduce.

02/10/2016

Interesting facts about SIPs

Indian Mutual Fund Industry today has 1,08,50,000 active SIPs

SIPs bring more than Rs 3500 crores every month to markets

In August 2016, fresh 5.74 lakh SIPs were registered.

Total SIP AUM has reached 1.25 lakh crores which is 8% of total Indian MF AUM

56 lakh SIPs are active for more than five years today.

Another 14 lakh SIPs are more than 3 years old.

Today, Investing in Mutual Funds though SIP is showing the same pattern and growth rates that the telecom sector was showing a few years back which lead to the doubling of the tele-density in the Country every few years.

Please contact us to be a part of this 'movement' and invest systematically in Mutual Funds to secure your financial future and create wealth.

02/10/2016

Britain trigerring Brexit Article 50 by 31st March, 2016. They get 2 more years after that to negotiate and actually leave the EU. Happening right now. BBC World.

27/09/2016

*Wonderful Conversation:*

*Equity:* I have delivered more than 16â„… compounding annualised return over last 37 years.

*Investor:* Not possible. I have lost my money almost all the time when I invested in you.

*Equity:* These are real data, you can check my track record.

*Investor:* Then why didn't I make money?

*Equity:* Because you treated me like a passing affair and not married to me. I can generate wealth for the people who enter in long term commitment with me, loyal to me and don't leave me in bad times.

17/09/2016

Perception makes the difference
----------------------------------------------------
*Interviewer*: How long will you have to work to buy BMW?
*Doctor*: I think I can buy one in 6-8 months of my practice.
*MBA*: I need about 11-12 months of hard work.
*Engineer*: At least 2-3 years of very hard work.
*Mr Ratan Tata* : I think... about 5 years.
*Interviewer*: Why so long, Mr Tata?
*Mr Ratan Tata*: Well, its a big company!

16/09/2016

We spend too much time on things which are not in our control.
Example: Govt policies, RBI policies, global economy, budget, commodity prices etc.

And We spend hardly some time on things which are in our control.

Example: how to cut spending and increase savings, how to beat inflation, what will be cost for child education after few years and house hold expense post retirement, am I investing enough and in right asset class to achieve financial goals?.

Control the Controllable.

14/09/2016

Conversations between PPF and ELSS*

*PPF*: I am more powerful than you.

*ELSS*: Why?

*PPF*:

1. I hold my investors for 15 yrs. They can’t leave me before that.

2. Once they choose me, they have to contribute something every year. Else I deactivate them.

3. They can’t touch me even if they are in urgent need of money.

4. I give guaranteed return. I am not volatile like you.

5. I have government backing.

*ELSS*:

I may not be powerful like you but I am helpful to my investors.

1. I don’t want to forcefully hold them. If they are not comfortable with me, they can leave after 3 yrs.

2. I don’t ask them for mandatory contribution and I don’t deactivate them.

3. As I told they can touch me any time after 3 yrs.

4. Your return is also volatile which changes every year. I know I am volatile but I provide them a tool (SIP) to get benefit from my volatility and I help them to beat inflation to create wealth.

5. Off course you have a backing of government but even govt too may not able to maintain your attractiveness in the falling interest regime . That is why you are at 8.1% now from 12%.

*Check the Reality Govt. Backing instrument Create wealth or Equity Market base volatile instrument*

*If anyone invested Rs. 1,00,000 Every Year. since 29th March 1996 in both above mention instruments Total investment would be 21,00,000*

*Valuation as on 31 Aug 2016*

*PPF= 55,20,997*
*ELSS = BSL TAX RELIEF 96= 4,13,26,784*

*PPF= 2.62 Times*
*ELSS = BSL TAX RELIEF 96= 19.67 Times* of Investment.

Investment in Mutual Fund ELSS for tax deduction under section 80C is one of the most powerful personal finance ideas. Invest in MF ELSS and wait as if you have invested in PPF. See the magic.

Address

604/B, Nav-Dombivli CHSL, Drive Rath Road, Ursekar Wadi, Opp. Railway Station
Dombivli
421201

Telephone

9819140491

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