24/09/2025
India just witnessed one of the biggest tax reforms since GST was introduced. From 22 September 2025, slabs have been simplified and rates slashed across essentials, automobiles, electronics, insurance, and more. Here’s the full breakdown 👇
🛒 Daily Essentials
• Roti, paratha, UHT milk, paneer → 0% GST
• Soap, shampoo, toothpaste, hair oil → 18% ➝ 5%
• Footwear, textiles, handicrafts, toys → now at 5%
🚗 Automobiles & Bikes
• Small cars and two-wheelers up to 350cc → 28% ➝ 18%
• Electric vehicles remain in the lowest slab to boost adoption
📺 Electronics & Home Appliances
• TVs (above 32”), ACs, dishwashers, refrigerators → major cuts, some TVs now cheaper by ₹2,500–₹85,000
• Washing machines & kitchen appliances shifted to 18%
🏥 Insurance & Healthcare
• Life insurance & health insurance premiums → now GST-exempt
• Medicines and essential drugs remain in lower slabs
🏗️ Construction & Housing
• Cement and building materials → 28% ➝ 18% (big relief for real estate & infra sector)
⚠️ But here’s the catch:
Not all retailers and online platforms are passing on the benefit. Complaints are already pouring in of being overcharged even after the GST cut. Always check your invoice and MRP — the law is on your side.
👉 Bottom line: From groceries to cars, GST 2.0 aims to leave more money in your pocket. But the real benefit depends on whether businesses pass it down.
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