19/09/2026
We are pleased to share that our CEO, *Mr. Himanshu Gupta,
participated as a speaker at the recent seminar Conference on “MSME Financing
organised by the **PHD Chamber of Commerce and Industry (PHDCCI)*, where he
shared valuable perspectives on the evolving role of NBFCs in strengthening
credit access for India’s MSME sector.
During the session, *Mr. Himanshu Gupta highlighted the
important role NBFCs play in serving underserved and emerging MSME
borrowers*—businesses that may often fall outside traditional lending
frameworks, yet contribute significantly to employment generation,
entrepreneurship and economic growth.
The opportunity is significant, but so are the challenges.
Reaching these borrowers sustainably requires us to continuously work on better
credit assessment, faster turnaround times, operating efficiency, risk
management and deeper customer understanding.
At SMC Finance, we are addressing these challenges through
a combination of:
Technology-led processes to strengthen underwriting,
decision-making and turnaround time
Strong last-mile reach to stay closer to MSME customers
and understand their businesses on the ground
Deeper understanding of MSME businesses, behaviour and
cash flows, going beyond conventional financial statements and standardised
credit parameters
A continued focus on responsible and sustainable
lending, while advancing financial inclusion
Our Director, Mr. Himanshu Gupta,
believes that the next phase of MSME credit growth will be driven not merely
by providing greater access to capital, but by bringing together
technology, local market understanding and
responsible credit judgement to serve borrowers better.
We are grateful to PHDCCI for providing this platform for
meaningful dialogue and knowledge exchange, and to our CEO, Mr. Himanshu
Gupta, for sharing his insights and perspective on how NBFCs can contribute
towards building a stronger, more accessible and inclusive MSME financing
ecosystem.
At SMC Moneywise, we remain committed to enabling
MSMEs, strengthening entrepreneurship and contributing meaningfully to India’s
growth journey.
