Family Floter Policy, Vehicle Insurance, Mediclame Insurance, Personal Accident, Overseas Mediclame, Nagarik Suraksha, Shopkeeper's Insurance, Householder's Insurance, Office Umbrella Policy etc. (A GOVT.OF INDIA UNDERTAKING)
HIGH QUALITY & LOW PRICE INSURANCE POLICY IN INDIAN CITIZEN. Personal Accident
a) Accidental Death 100% of the Sum Insured under PA Section
b) Permanent Total Disablement /
L
oss of two feet/two hands/ two
eyes / one leg and one hand /one foot and one eye / one hand
and one eye.
100% of the Sum Insured under PA Section
c) Loss of one hand / one foot /
one eye 50% of the Sum Insured under P.A Section. d) Permanent disablement of not
less than 40% in aggregate 40% or more percentage but not Exceeding 100% of the Sum Insured as % of such disability. II Hospitalization on account of
Accident. (On Production of bills of the
hospital) Maximum up to 20% of the total Sum Insured for every
12 months of the policy Period. NAGRIK SURSKSHA PREMIUM SCHEDULE
Sum Insured Period
Sl.No. PA HOSPITALIZATION TOTAL 1 Year 2 Year 3 Year 4 Year
1 80000 20000 100000 90 171 243 306
2 100000 25000 125000 113 214 304 383
3 120000 30000 150000 135 254 365 459
4 140000 35000 175000 158 299 425 536
5 160000 40000 200000 180 342 486 612
6 180000 45000 225000 203 385 547 689
7 200000 50000 250000 225 428 608 765
8 220000 55000 275000 248 470 668 842
9 240000 60000 300000 270 513 729 918
10 260000 65000 325000 293 556 790 995
11 280000 70000 350000 315 599 851 1071
12 300000 75000 375000 338 641 911 1148
13 320000 80000 400000 360 684 972 1224
14 340000 85000 425000 383 727 1033 1301
15 360000 90000 450000 405 770 1094 1377
16 380000 95000 475000 428 812 1154 1454
17 400000 100000 500000 450 855 1215 1530
A NOVEL ACCIDENTAL INSURANCE COVER
SALIENT FEATURES AT A GLANCE
COVERAGE
COMPENSATION FOR ACCIDENTAL INJURIES AND/OR REIMBURSEMENT OF EXPENSES INCURRED AT HOSPITAL AS A RESULT OF ACCIDENTAL INJURIES SUBJECT TO LIMITS SPECIFIED IN THE POLICY
TYPES OF POLICIES
INDIVIDUAL INCLUDING FAMILY PACKAGE POLICY, GROUP POLICY
SUM INSURED
MINIMUM SUM RS.ONE LAC-MAXIMUM RS.FIVE LAKHS WITH AN OPTION OF ENHANCEMENT OF MINIMUM LIMIT OF SUM INSURED IN MULTIPLES OF RS.25,000/- UP TO A MAXIMUM OF RS.5,00,000/-
POLICY PERIOD
INDIVIDUAL POLICIES RANGING BETWEEN ONE YEAR TO FOUR YEARS. GROUP POLICIES – 12 MONTHS. ELIGIBILITY
ANY CITIZEN OF INDIA IN THE AGE GROUP OF 5 YEARS TO 70 YEARS FOR FAMILY PACKAGE AND 18 YEARS TO 70 YEARS FOR INDIVIDUAL/GROUP COVER. MAXIMUM CLAIM AMOUNT PAYABLE
SUMS INSURED AS SPECIFIED IN THE POLICY SCHEDULE (UNDER SECTION I PERSONAL ACCIDENT) AND THE SUM INSURED (UNDER SECTION II) HOSPITALIZATION FOR EACH PERIOD OF 12 MONTHS DURING THE POLICY PERIOD. GEOGRAPHICAL SCOPE: WORLDWIDE
PAYMENT OF CLAIM: IN INDIAN CURRENCY ONLY. OTHER BENEFITS:
• LONG TERM DISCOUNT
• CUMULATIVE BONUS
• FAMILY PACKAGE DISCOUNT
• FUNERAL CHARGES
• EDUCATIONAL BENEFIT TO DEPENDENT CHILDREN
COMPENSATION FOR LOSS OF EMPLOYMENT
K.V.Raju. (ADVISOR) Contact: - 9958286486, 9582579289. [email protected].