18/02/2022
DBS Bank
Home Loan
# # For Salareid & Self employed individuals.
1. Loan Amount -- 5cr.
2.ROI - 6.55% to 6.60%
3. Tenor - 25 years for .Salareid & 20 years for Self employed.
4. PF -10k plus GST for all customers.
5. Maximum Age ( Salareid) - 65 years without approval 70 years with supporting documents.
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Loan Against property ( LAP- Individual Capacity )
1. Loan Amount 3 cr.
2. ROI -- 7.10% To 7.5%
3. PF - 1% with GST
4. Tenor - 15 years
5. Foreclosure- NIL
6. LTV - 65 %
7. Property ( Residential) --- Self occupied/ Vacant / Rented.
# ROI is not linked with CIBIL Score.
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Products :
1. Track BT --- 18 Month vintage loan BT without cash out.
2. FD -- 3-4 time of FD Amount. ( Against property. Fd Amount will consider for Eligibility purpose only. FD will not be pledge. )
4. AUM - On portfolio ( Shares and Mutual Fund current portfolio value.)
5. Gross receipt.- Doctors ( MBBS , MS , MD ,BDS ) Architect ( B. Arch ) and Chartered Accountant (CA)
6. NRI. -- LAP & HL.
