SNR Investment Advisers

31/07/2023

30/07/2023

29/07/2023

MONEY LESSONS
Some very important Financial Tips that Everyone should know.
1. Avoid buying property on loans without a clear repayment plan; it can deplete your earnings and increase your liabilities. Monitor cash flow. Opt for renting to benefit from low rental yields, increased liquidity, and a growing investment corpus, leading to greater wealth creation.
2. Start SIP early, save 15-25% of earnings. Avoid unnecessary car purchases.
4. Don't fear mutual funds' market risk; research their history and growth. Try having a simple wedding.
5. Most of your wealth should be liquid so you can utilize it when necessary.
6. Considering inflation, you are losing money if it is in a savings bank account. Do not keep huge money in your savings bank account.
7. If you invest in stocks, pay due attention.
8. Else a mutual fund portfolio is a better and more sustainable option where an expert fund manager looks after your portfolio. Do not have a belief that property and cars make you rich. It's what you save and invest, that creates wealth.
9. Never invest in insurance for returns. Insurance is not an investment option. It is a risk management tool. Never use credit cards for lavish spending. Use credit cards intelligently and for needs not for wants.
10s. Always remember death can come anytime, so please buy adequate term Insurance if you have dependents. Prepare a Will. It may avoid unnecessary fights after you die.
Name: Manoj Sharma
Firm Name: SNR Investment Advisers Private Limited
Mobile: 9873485885
Email: [email protected]
Website URL:

28/07/2023

24/07/2023

22/07/2023

Financial Lessons from Cricket
We have heard of people saying that while funds have made great returns, investors haven't made such returns. The following example will clarify this situation.

A person goes to watch an ODI match. His team is chasing a formidable total. The run rate required is high and his team's run rate is nowhere near it. It's the 42nd over and the run rate has climbed steep at 15 runs per over.
Hopes of winning have vanished. Dejected with the situation our friend decides to walk out of the match.

But the game turns on its head just after that. The batsman on the crease plays a blinder scoring at more than 20 runs per over that makes his team win with an over to spare.

When our friend reached home and finds out about the outcome, all he could do is to rue his decision of walking out.

Likewise, all those who had redeemed their mutual fund schemes in the past should just find out what would have been their score had they not redeemed then.

This should be one of the first steps while pitching for new business. Financial Advisors should help them figure out this figure that they chose to let go because their fear, lack of knowledge and being a Financial Advisor.
Name: Manoj Sharma
Firm Name: SNR Investment Advisers Private Limited
Mobile: 9873485885
Email: [email protected]
Website URL: