Vishwas Fincap

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Vishwas Fincap

VISHWAS GROUP was found with the vision and enterprise of Practicing Chartered Accountants, in a modest scale in 1996 in New Delhi.

It initiated with just one activity and later carved roads into various fields.

26/08/2026

IPO Gains Are Cooling. So Where Are Sophisticated Investors Looking Next?

IPO markets continue to attract attention, but something interesting is happening behind the scenes.

Family offices are increasingly exploring pre-IPO and unlisted companies looking to invest before a company reaches the public market.

Recent deals involving prominent family offices, including Premji Invest and the SUN PHARMA promoters’ family office, highlight the growing interest in this space.

Why the shift?

Average IPO listing gains reportedly fell from 28% in FY25 to around 8% in FY26.

For large investors, pre-IPO opportunities can offer access to businesses at an earlier stage, potentially at valuations that may look more attractive than post-listing prices.

But there is another side to the story.

Pre-IPO investing also comes with higher risks, including limited liquidity, less public information, valuation uncertainty and no guarantee of a successful listing.

The bigger takeaway?

The investment landscape is evolving. Investors are increasingly looking beyond the traditional IPO route and exploring opportunities earlier in a company's journey.

At Vishwas Fincap, we believe the right investment decision starts with understanding the opportunity, the valuation and the risk, not simply chasing potential returns.

www.vishwasfincap.com

Do you think pre-IPO investing will become a bigger part of India's investment landscape, or do the additional risks outweigh the potential rewards?

24/08/2026

India’s IPO Boom Is Back. But Should Investors Be Excited?

₹21,000+ crore. 20 companies. One big question: are investors looking beyond the hype?

India's IPO market is having a very active August, with companies raising more than ₹21,000 crore this month. Investor interest is clearly back, and the pipeline remains strong.

But here's where investors need to be careful.

A busy IPO market doesn't mean every IPO is a good investment.

Before applying, ask yourself:

Do I understand the business?

Is the valuation reasonable?

How are the company's revenues and profits growing?

Where will the IPO money be used?

What are the key risks?

And most importantly:

Am I investing because I understand the opportunity—or because everyone else is talking about it?

The current IPO wave is certainly encouraging for India's capital markets. But for individual investors, research should come before excitement.

At Vishwas Fincap, we believe good investing starts with asking the right questions, not simply following the crowd.

www.vishwasfincap.com

What do you check first before considering an IPO: valuation, financial performance, business growth, or listing potential?

20/08/2026

Corporate India Is Growing Stronger. But Not Every Sector Is Winning.

Q1 FY27 earnings have delivered a better-than-expected picture for Corporate India.

Across 4,220 companies, revenue grew by around 21% YoY, while profit after tax increased by 14%.

Another earnings review by ICRA also pointed to strong revenue momentum across listed companies.

But here's what investors should pay attention to:

The growth story isn't the same across every sector.

Banks and financial companies showed strong momentum.

Power and infrastructure-related businesses performed well.

Automobiles and consumption-linked sectors remained key growth drivers.

IT continued to face a softer environment.

Oil and refining businesses remained under pressure.

So, what's the real takeaway?

A strong market or strong corporate earnings don't mean that every company or every sector will perform equally well.

That's why looking beyond the headline numbers matters.

Where is the growth coming from? Which sectors are facing pressure? And can that momentum continue?

These are often more important questions than simply asking whether the market is up or down.

At Vishwas Fincap, we believe informed investing starts with understanding the bigger picture not just following the headlines.

www.vishwasfincap.com

Which sector do you think will lead Corporate India's growth in FY27—and why?

19/08/2026

Low Cost or Right Guidance? What Matters More to an Investor?

When it comes to mutual fund investing, low cost is important.

But is that the only thing investors should look at?

A recent development in the mutual fund space brings this question into focus: investors today have access to different ways of investing directly or with the support of a registered distributor.

The choice isn't necessarily about which option is better for everyone.

It depends on the investor.

Some investors may be comfortable researching funds, tracking their portfolio, and making decisions independently.

Others may value guidance in areas such as:

* Understanding their financial goals

* Choosing investments aligned with their risk profile

* Building a diversified portfolio

* Staying disciplined during market volatility

* Reviewing their investments when circumstances change

Lower costs can be an important factor.

But for many investors, the right question may be:

“Am I making informed decisions that are suitable for my financial goals?”

There is no one-size-fits-all approach to investing.

What matters is understanding the options available and choosing the approach that works best for you.

At Vishwas Fincap, we believe informed investing is not just about where you invest, but also about understanding why you are investing.

www.vishwasfincap.com

What would you value more as an investor: lower costs or professional guidance? Or do you think the ideal approach depends on the investor?

17/08/2026

₹4,740 → ₹15,295. But the Biggest Lesson Isn't the Return.

Sometimes, the biggest lesson from an investment isn't just the final return.

For Sovereign Gold Bond (SGB) 2021–22 Series V, the premature redemption price was set at ₹15,295 per unit.

For investors who subscribed online at ₹4,740 per unit, that represents an absolute capital gain of around 223%, excluding the separate 2.5% annual interest paid during the holding period.

But the real takeaway goes beyond the numbers.

What can investors learn from this?

* Patience can matter. Long-term investing gives an asset time to perform.

* Understand what you invest in. SGB returns are linked to gold prices, so the investment journey will naturally move with the underlying asset.

* Don't judge an investment only by short-term movements. A long-term strategy requires discipline.

* Diversification still matters. One strong-performing asset does not mean it is the right choice for every investor or every portfolio.

The lesson isn't that every investment will deliver a 223% return.

The real lesson is that time, patience, and understanding your investment can make a significant difference.

At Vishwas Fincap, we believe informed investing starts with looking beyond short-term market noise and understanding how an investment fits into your financial goals.

www.vishwasfincap.com

What do you think matters more for long-term investing: choosing the right asset or having the patience to stay invested?

15/08/2026

This Independence Day, Think Beyond Freedom.

True freedom also means having the confidence to make informed financial decisions.

Plan. Protect. Invest. Grow.

Wishing everyone a very Happy Independence Day!

www.vishwasfincap.com

13/08/2026

₹1 Lakh Crore Is Lying Unclaimed in Bank Accounts. Could Some of It Belong to Your Family?

It may sound surprising, but a significant amount of money is lying unclaimed in bank accounts across India.

And the reason isn't always that people don't care about their money.
Sometimes, it's because of:

• An old savings account that was forgotten
• A fixed deposit that was never claimed or renewed
• Family members being unaware of existing accounts
• Missing or outdated financial records
• Nominee details not being properly updated

This is a reminder that financial planning isn't only about earning, saving and investing. It's also about keeping your financial information organised.
What can you do?

* Review old bank accounts and fixed deposits
* Check whether nominee details are updated
* Keep a record of important financial accounts
* Make sure a trusted family member knows where essential financial documents are kept
* Use official banking and RBI facilities to check for eligible unclaimed deposits

A few minutes spent organising your financial records today could save your family a lot of confusion in the future.

At Vishwas Fincap, we believe financial awareness starts with understanding and managing what you already have.

www.vishwasfincap.com

When was the last time you reviewed your old bank accounts, fixed deposits or nominee details?

11/08/2026

LEAP India Limited IPO Enters Final Day: Beyond the Subscription Numbers

The LEAP India IPO has entered its final day of subscription today.

With an issue size of ₹2,480 crore, the IPO has attracted attention from investors. Before the public issue, the company also raised ₹743.6 crore from anchor investors.

Key Highlights
Issue Size: ₹2,480 crore
Status: Final Day of Bidding
Anchor Allocation: ₹743.6 crore
IPO Proceeds: Asset-pool expansion, debt repayment & general corporate purposes

But when evaluating an IPO, the bigger question isn't simply:
“How much is it subscribed?”

Investors should also look at:
Business fundamentals
Revenue & profitability
Valuation compared with peers
Debt levels
Use of IPO proceeds
Future growth potential
Key risks

Anchor participation can indicate institutional interest, but it doesn't guarantee listing gains or future returns.

At Vishwas Fincap, we believe an IPO deserves a closer look beyond market excitement. Understanding the business, valuation and risks is just as important as watching subscription numbers.

www.vishwasfincap.com

If you were evaluating the LEAP India IPO, what would you check first—valuation, financial performance, business growth, or debt levels?

Fini Brasil Vishwas Fincap

10/08/2026

IPO Watch: Two Mainboard IPOs Open Today

India's IPO market is seeing another busy week, with Dhoot Transmission and Molbio Diagnostics opening for subscription today.

If you're considering an IPO, it's easy to get caught up in the excitement around listing gains. But before applying, there are a few things worth looking at.

👉 Dhoot Transmission IPO

* Date: 10–12 August 2026

* Price Band: ₹829–₹871

* Issue Size: ₹3,066.89 crore

* Lot Size: 17 shares

* Minimum Investment: ₹14,807

👉 Molbio Diagnostics IPO

* Date: 10–12 August 2026

* Price Band: ₹768–₹807

* Issue Size: ₹939.70 crore

* Lot Size: 18 shares

* Minimum Investment: ₹14,526

But the bigger question isn't simply "Which IPO could give better listing gains?"

Before applying, investors should look at:

Business fundamentals

Revenue and profit growth

Valuation compared with peers

Debt and financial health

Future growth potential

Key risks

Whether it fits their own financial goals

Grey Market Premium (GMP) can indicate market sentiment, but it shouldn't be treated as a guaranteed return.

At Vishwas Fincap, we believe it's better to understand an investment first and then make a decision, rather than simply following market excitement.

www.vishwasfincap.com

If you were evaluating these two IPOs, what would you check first: valuation, financial performance, business growth, or listing gains?

07/08/2026

A ₹100 Stock Isn't Always Cheaper Than a ₹5,000 Stock.

It may sound surprising, but a stock's price doesn't tell you whether it's expensive or a good investment.

What matters is the value of the business behind that price.

Before investing, ask yourself:

* Is the company financially strong?

* Does it have a sustainable business model?

* Is the valuation reasonable?

Many successful investors focus on business quality, not just the share price.

At Vishwas Fincap, we believe informed investing begins with understanding value not just price.

www.vishwasfincap.com

What's the first thing you check before investing in a stock its price, financials, or future growth potential? Share your perspective in the comments.

Address

WZ-310, Nangal Raya, Delhi Cantt New Delhi
Delhi
110046

Telephone

+919212187004

Website

https://www.vishwasfincap.com/

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