Growthvine Capital

Call Directions Website Contact the business

Growthvine Capital Growthvine Capital is an AMFI registered investment firm that specializes in financial planning and investment advisory services.

The RBI is using another tool to manage surplus liquidity in the banking system.It has announced open-market sales of go...
29/09/2026

The RBI is using another tool to manage surplus liquidity in the banking system.

It has announced open-market sales of government securities worth ₹1 lakh crore in three tranches this month. The move comes after VRRR auctions were not absorbing enough of the excess liquidity.

Why does the RBI want to absorb liquidity?
When there is a large amount of surplus money in the banking system, short-term market rates can come under downward pressure. Managing liquidity helps the RBI keep financial conditions closer to its intended monetary stance.
For individuals, this isn't something you'll see directly on your bank statement.

But liquidity conditions can eventually influence things like:
FD rates
Bond yields
Money-market returns
Loan pricing

A small-looking RBI operation can therefore have a much wider impact across the financial system.

DISCLAIMER: The information provided in this post is for educational purpose only and should not be considered as an investment advice. Investments in the securities market are subject to market risks. Read all documents carefully before investing.

28/09/2026

Your portfolio isn’t just about finding the next multibagger. 📈

Asset allocation is about understanding how your money is distributed across equity, debt, gold and real estate — and whether that mix aligns with your goals, time horizon, risk profile and liquidity needs.

Because building a portfolio isn’t just about picking the right stock.
It’s about deciding how much of your money should depend on each asset class.

DISCLAIMER: The information provided in this video is for educational purpose only and should not be considered as an investment advice. Investments in the securities market are subject to market risks. Read all documents carefully before investing.

You probably don't think about the economics of a UPI payment.You scan a QR code, enter your PIN and move on.But behind ...
27/09/2026

You probably don't think about the economics of a UPI payment.

You scan a QR code, enter your PIN and move on.
But behind that three-second transaction is a massive payment infrastructure involving banks, payment apps, networks, technology and security.
From October 15, 2026, specified UPI merchant transactions above ₹2,000 will have an MDR structure, with a 0.4% rate for applicable transactions. That does not mean consumers will suddenly be charged a 0.4% UPI fee.

The rate also isn't the same across every transaction. Certain capital-market transactions have a much lower MDR, while recurring SIP payments through UPI AutoPay remain outside this change.

And the scale is what makes this interesting.
UPI processed 24.51 billion transactions worth ₹29.82 lakh crore in August 2026.
At that scale, even a small change in payment economics can matter to merchants, banks and payment companies.

For consumers, the important distinction is between a merchant-side payment cost and a consumer fee.
The bigger question is what businesses eventually do with that cost.
Absorb it?
Adjust pricing?
Change payment preferences?
The QR code is simple.
The economics behind it aren't.

DISCLAIMER: The information provided in this post is for educational purpose only and should not be considered as an investment advice. Investments in the securities market are subject to market risks. Read all documents carefully before investing.

Your investment portfolio may be well planned.But what happens to it if you're not around to manage it?From September 1,...
26/09/2026

Your investment portfolio may be well planned.

But what happens to it if you're not around to manage it?
From September 1, 2026, new nomination-related rules apply to demat accounts and mutual funds. Investors should check whether their nomination details are complete and updated, or whether they have formally opted out where applicable.
Nomination is often treated as paperwork that can be dealt with later.
It shouldn't be.

Your nominee helps create a clearer path for your financial assets to be transferred after your death. It can also reduce avoidable confusion for your family during an already difficult time.

So while reviewing your portfolio, don't just check:
Returns
Asset allocation
SIPs
Fund performance
Also check:
Who is the nominee?
Are the details correct?
Is the nomination updated across your investments?

Good financial planning isn't only about building wealth.
It's also about making sure your wealth can move to the right people.

DISCLAIMER: The information provided in this post is for educational purpose only and should not be considered as an investment advice. Investments in the securities market are subject to market risks. Read all documents carefully before investing.

25/09/2026

Portfolio roz dekhna can make short-term market movements feel bigger than they actually are.

A 1–2% move today doesn’t change a goal that’s 10 years away. Instead of reacting to every market movement, review your portfolio periodically and check whether your allocation, risk profile and time horizon are still aligned with your goals.

Market ko dekhkar portfolio mat badliye.
Portfolio ko dekhkar check kijiye ki woh aapke goal ke liye sahi hai ya nahi.

Because investing is not about reacting to every movement. It’s about staying aligned with your plan.

DISCLAIMER: The information provided in this video is for educational purpose only and should not be considered as an investment advice. Investments in the securities market are subject to market risks. Read all documents carefully before investing.

24/09/2026

whyyyyyy😭😂

23/09/2026

Market corrections are easy to talk about when your portfolio is going up.

But the real test of your risk appetite comes when markets fall 20%, 25% or even 30%.

The important question isn’t just “How much risk can I take?”
It’s “How much loss can I actually stay invested through without making an emotional decision?”

Your risk profile should consider your financial situation, goals, time horizon and ability to withstand losses—not just your return expectations.

Watch the reel to understand why your risk appetite needs to be tested before the market tests it for you.

Growthvine Capital | SEBI RIA - INA000018665 | ARN - 176753

DISCLAIMER: The information provided in this video is for educational purposes only and should not be considered as investment advice. Investments in securities market are subject to market risks. Read all documents carefully before investing.

When comparing mutual funds, returns naturally get the most attention.But a return number doesn't tell you everything yo...
22/09/2026

When comparing mutual funds, returns naturally get the most attention.

But a return number doesn't tell you everything you need to know.
The Risk-o-Meter provides an indication of the scheme's assessed risk level. The portfolio shows where your money is actually invested. The benchmark gives you context for evaluating performance. Scheme documents provide important information about the fund's strategy and structure.

These disclosures matter because a strong return doesn't automatically make a fund suitable for every investor.

Before investing, look beyond performance.
Understand what you own, what risks you're taking and whether it fits your goal.

DISCLAIMER: The information provided in this post is for educational purpose only and should not be considered as an investment advice. Investments in the securities market are subject to market risks. Read all documents carefully before investing.

21/09/2026

A stock split means more shares, not more wealth. 📈

10 shares at ₹1,000 = ₹10,000
After a 1:10 split → 100 shares at ~₹100 = ₹10,000

So, share count increases, but the investment value doesn’t automatically increase.

That’s one of the Money Things Nobody Tells You. 💰

Growthvine Capital | SEBI RIA - INA000018665 | ARN - 176753

DISCLAIMER: The information provided in this video is for educational purposes only and should not be considered as investment advice. Investments in securities are subject to market risks. Please read all related documents carefully before investing.

Tags: stock split, stock split explained, stock market basics, investing basics, stock market education, shares, investment value, wealth creation, stock market misconceptions, personal finance, money things nobody tells you, financial education, investing in stocks, equity investing, Growthvine Capital

SIP and lumpsum often get talked about like a competition. Mechanically, they're just two different ways of putting the ...
20/09/2026

SIP and lumpsum often get talked about like a competition. Mechanically, they're just two different ways of putting the same money into the market.

1. A lumpsum is one entry, one price. The full amount buys units at a single NAV, on a single day. Whatever the market is doing that day is the price you enter at.

2. A SIP spreads that entry across time. The same total amount goes in as smaller instalments, each at whatever NAV applies on that instalment's date, spread across weeks, months, or years depending on how it's set up.

3. This changes your average entry price, not the fund itself. A SIP averages your purchase price across multiple market levels over time. The fund's own performance is exactly the same either way, whether the money entered through a SIP or a lumpsum.

4. There's no universal winner. Which method would have worked out better is only knowable after the fact, and depends entirely on what the market did during that specific period. Anyone claiming one method definitively beats the other is making a claim about the past, not a guarantee about the future.

5. The real deciding factor is usually how the money arrives. A salaried income arriving every month naturally fits a SIP. A bonus, inheritance, or the sale of an asset arriving as one sum is a lumpsum by default, though it can also be split manually if someone prefers.

6. The more useful question usually isn't SIP or lumpsum. It's how the money actually shows up in your life, and building the investing habit around that.

DISCLAIMER: The information provided in this video is for educational purpose only and should not be considered as an investment advice. Investments in the securities market are subject to market risks. Read all documents carefully before investing.

Address

Delhi
110028

Telephone

+919560095980

Website

Alerts

Be the first to know and let us send you an email when Growthvine Capital posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Growthvine Capital:

Shortcuts

Share

Category