02/03/2016
Care
This is a basic health insurance plan that offers the policyholder an affordable way to meet health care costs. It provides a lifetime cover for individuals and their families.
Entry Age 91 days upwards; no maximum entry age.
Policy Period 1 yr.
Renewability Lifetime
Medical Screening Individual or Family Floater
Basis Individual or Family Floater
Sum Assured Rs.3, 4, 5, 7, 10, 15, 20, 25, 50 or 60 lakhs
(Chosen coverage can be enhance at renewal)
No-claim bonus: 10% increase in chosen sum assured for every claim-free year (max. 50%); awarded at renewal.
Co-payment 20% Applicable on coverage option > 4 lakhs for entrants over 61 yrs
Coverage - Inpatient hospitalisation expenses:
Room charges: Up to 1% of sum assured or single private room charges depending on the chosen coverage;
ICU costs: Up to 2% of sum assured or actuals depending on the chosen coverage;
Medical Professional’s fees and other medical treatment costs: On actuals
- Pre/Post-hospitalisation: Up to 30 / 60 days respectively
- 170 day care procedures
- Daily Cash Allowance (up to 5 days): Rs.500 depending on the chosen coverage - Ambulance costs:
Rs.1,500 to Rs.3,000 per hospitalisation depending on the chosen coverage
- Domiciliary hospitalisation: up to 10% of the chosen sum assured - Donor’s hospitalisation expenses:
Rs.50,000 to Rs.3 lakhs depending on the chosen coverage
- Yearly medical-check costs
- Consultation costs for a second opinion depending on the chosen coverage
- Pre-existing diseases: after a 4 yr. waiting period
Benefits - Reinstatement of sum assured
- Covers treatment globally
Contact : 8526254540
