JB Services - A Platform for your Solution.

30/11/2022

07/11/2022

November 2022.

07/11/2022

For Accounting Services, Loans , Investment.
Kindly contact us at Best rates contact @ 99099 27483...
JB Services - A Platform for your Solution.

* ACCOUNTING ,INCOME TAX RETURNS
* PAN CARD
* REGISTRATIONS @ GST
* PF & PAYROLL SERVICES
* LOANS

11/02/2020

For Accounting Services
Kindly contact us at Best rates contact @ 99099 27483...
JB Services

20/01/2020

The best time to plant a tree was 20 years ago. The second best time is now. It is never too late to start investing for your retirement. Start today by investing in Retirement Funds to reap the fruits in your golden years.

Contact for Investment..
JB Investment
99099 27483

16/03/2017

Professional Management - When you buy a mutual fund, you are also choosing a professional money manager. This manager will use the money that you invest to buy and sell stocks that he or she has carefully researched. Therefore, rather than having to thoroughly research every investment before you decide to buy or sell, you have a mutual fund's money manager to handle it for you.

16/03/2017

Reliance CPSE-ETF Avail 3.5% upfront discount

An Open Ended Index Exchange Traded Fund
Constituents of the index are :
ONGC | GAIL (INDIA) LTD | COAL INDIA LTD | RURAL ELECTRIFICATION CORPORATION LTD | OIL INDIA LTD | IOC
POWER FINANCE COPRORATION LTD | CONCOR | BHARAT ELECTRONICS LTD | ENGINEERS INDIA LTD

For Anchor Investors, offer opens & closes on 14th March 2017
For Non Anchor Investors, offer opens on 15th March & closes on 17th March 2017

Investment Objective:
The investment objective of the Scheme is to provide returns that, before expenses, closely correspond to the total returns of the Securities as represented by the Nifty CPSE Index, by investing in the Securities which are constituents of the Nifty CPSE Index in the same proportion as in the Index. However the performance of the Scheme may differ from that of underlying index due to tracking error. There can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Top Reasons to invest in CPSE ETF

Play on India growth story through investment in the large CPSE stocks.

Nifty CPSE index: P/E ratio and dividend yields better compared to broader market index*

Flexibility of trading on real time basis

Lower expense ratios and transaction costs
Attractive Valuation:
Attractive Valuation and Superior Dividend Yield – Compared to Other Broader Indices
Index Name P/E Ratio P/B Ratio Dividend Yield (%)
Nifty CPSE 11.72 2.17 3.74
Nifty 50 23.13 3.37 1.25
Nifty Next 50 25.02 3.75 1.49
Nifty 100 23.43 3.43 1.29
Nifty 500 26.57 3.11 1.20
Source: NSE. Data as of 28th February 2017. Note :The stock composition of all the above indices are different

CPSE ETF Managed by Reliance Nippon Life Asset Management Limited
(formerly Reliance Capital Asset Management Limited)
(An Open-ended Index Exchange Traded Scheme)
(Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme)
This product is suitable for investors who are seeking*
Long-term capital appreciation
Investment in Securities covered by the Nifty CPSE Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully

Contact your financial Advisor

10/02/2017

Y ELSS ?
Equity Linked Savings Scheme (ELSS) is a diversified equity mutual fund, which is qualified for deduction of ₹ 1, 50,000 under section 80C of the Income Tax Act. ELSS tax saving fund has the shortest lock-in period to compare with other investment products like Public Provident Fund (PPF), National Savings Certificate (NSC). Dividend declared in ELSS funds is tax-free and no tax levied on the long-term capital gains.

You can make a lump-sum or one-time investment in an ELSS fund or using the SIP route.

Start a SIP

A Systematic Investment Plan (SIP) can create wealth by investing small sums of money every month over a period of time. The biggest advantage of a SIP is that the investor doesn’t have to time the market. When an investor times the market, he usually misses out on the rally or enters the market at the wrong time, either the valuations have peaked or the markets are on the verge of declining. Investing every month ensures that one is invested during the highs and the lows.

Moreover, SIPs also have the advantage of compounding, one must start investing at an early age as the longer the investment horizon, bigger the benefits. If you start early, equity funds should constitute 80% of your portfolio as this asset class has been found to be the best bet for growing money over the long term. SIPs can be an ideal way to accumulate money for retirement. After retirement, one can withdraw the money through a systematic withdrawal plan.

Equity investment is a higher risk over the short term. However, for investment periods of three to five years or longer, the risk on equity investments is considerably lower. In fact, when you take inflation into account, it is bank FDs and similar deposits that are suboptimal for the retiree because of inflation.

Like all equity investments, the best way of investing in ELSS funds is through monthly SIPs throughout the year. That’s also the way to avoid any last minute rush. At the beginning of every year, estimate the amount you have left over from the R1.5 lakh limit after statutory deductions, divide it by 12 and start an SIP.

Best ELSS Tax Saving Mutual Funds to Invest in 2017

Here is the list of best 10 ELSS tax saving mutual funds you can invest in 2017

Axis Long Term Equity Fund

Reliance Tax Saver

DSP-BlackRock Tax Saver Fund

Tata India Tax Savings Fund

Birla Sun Life Tax Plan

Birla Sun Life Tax Relief 96

Invesco India Tax Plan

IDBI Equity Advantage Fund

Franklin India Taxshield Fund

Before Investing contact your financial advisor or feel free to call me .
HDFC Long Term Advantage Fund

10/02/2017

Why would a person choose a mutual fund over an individual stock?

A mutual fund will provide diversification through the exposure to a multitude of stocks. The reason that is recommended over owning a single stock is that owning an individual stock would carry more risk than a mutual fund. This type of risk is known as unsystematic risk. Unsystematic risk is risk that CAN be diversified against. For example, by owning just one stock, you would be carrying company risk that may not apply to other companies in the same sector of the market. What if their CEO and executive team leaves unexpectedly? What if a natural disaster hits a manufacturing center slowing down production? What if earnings are down because of a defect in a product or a lawsuit? These are just a few examples of the types of things that COULD happen to ONE company, but are not likely to happen to ALL companies at once.
Yes, there is also systematic risk, which is risk that you CANNOT diversify against. This would be similar to market risk or volatility risk. It should be understood that there is risk associated with investing in the market. If the market as a whole declines in value, that is not something that can easily be diversified against.
Therefore, if you'd like to invest in individual stocks, I would recommend researching how you can compile your own basket of stocks so that you don't own just one stock. Make sure you are sufficiently diversified between large and small companies, value and growth companies, domestic and international companies, and also between stocks and bonds, according to your risk tolerance. This is where it might be helpful to seek out professional help when constructing these types of portfolios. This type of research and portfolio construction and monitoring can take quite some time.
The alternative is to invest in a mutual fund for instant diversification...of course, there are a list of things to be aware of when choosing mutual funds as well. Fees, investment philosophy, loads, and performance are just a few components to consider when evaluating mutual funds.
These are just a few things to consider when discussing mutual funds vs. stocks.

By-Joe Allaria,

Before investing contact your financial advisor or feel free to contact us

07/11/2016

Before enrolling with GST System Portal, you must ensure to have the following information/ documents available with you:-
I. Provisional ID received from State/Central Authorities;
II. Password received from the State/Central Authorities;
III. Valid Email Address;
IV. Valid Mobile Number;
V. Bank Account Number
VI. Bank IFSC
Documents
a. Proof of Constitution of Business:
i. In case of Partnership firm: Partnership Deed of Partnership Firm (PDF and JPEG format in maximum size of 1 MB)
ii. In case of Others: Registration Certificate of the Business Entity (PDF and JPEG format in maximum size of 1 MB)
b. Photograph of Promoters/ Partners/Karta of HUF (JPEG format in maximum size of 100 KB)
c. Proof of Appointment of Authorized Signatory (PDF and JPEG format in maximum size of 1 MB)
d. Photograph of Authorized Signatory (JPEG format in maximum size of 100 KB)
e. Opening page of Bank Passbook / Statement containing Bank Account Number of < Account Number>, Address of Branch, Address of Account holder and few transaction details (PDF and JPEG format in maximum size of 1 MB)

03/08/2016

Cabinet approves amendments to GST Bill, removes 1% additional tax
*GST highlights*
1. Be ready for 36 to 49 returns per year.
2. Lumpsum turnover limit 50 lacs
3. Input tax credit available only if Electronic data matches.
4. 15 digit pan based GST no.
5. Penalty for return Per day Rs.100 and maximum Rs.5000
6. Output,input and summary based returns submission.
7. Tax credit only available if sellers tax shows online.
8. Liquors,petroleum products out of GST net.
9. Return filling limit 10,15,20 days after due date for type of return.
10. Threshhold turnovrr limit is 10 lacs and for north east 5 lacs.
11. Jammu and kashmir is also included in GST regime.
12. TDS limit 10 lacs.
13. Existing TIN will be migrated and issue Provisional GST is valid for 6 months..if documents submitted within 6 months than Final GST will be allotted.
14.Tax audit figure and GST data has to be reconciled in annual return.
15. If any mismatch in data than data will be transferred to IT dept.