Investment Advisor Adda

15/12/2025

Hiring More Employees Just Got Cheaper!

India’s growth story depends heavily on job creation, formalisation of employment, and skill-based hiring. To strengthen this vision, the Government of India has introduced the Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) — a flagship employment-linked incentive scheme aimed at encouragi...

10/10/2025

Saving Bank Account Alert for Income Tax

Your Savings Account is not just a place to park money. it’s under the scanner of the Income Tax Department!

Let’s decode the key points every taxpayer should know 👇

1. Cash Deposit Limits - Large cash deposits attract attention!
👉 Cash deposits above ₹10 lakh in a financial year (across all savings accounts) are reported to the Income Tax Department under SFT (Statement of Financial Transactions).

2. Cash Withdrawal Limit
👉 Banks report cash withdrawals over ₹1 crore in a financial year (₹20 lakh if no PAN/Aadhaar).
Frequent large withdrawals can trigger verification.

3. Interest Credit Mismatch
Interest reflected in your bank statement should match the amount reported in Form 26AS / AIS.
Mismatch may lead to notice or demand during processing of ITR.

4. Multiple Bank Accounts
Having multiple accounts is fine, but you must disclose all savings interest income in ITR — not just from your main account.

6. Joint Accounts
Income from joint accounts should be reported by the person who actually owns the funds, not necessarily both holders.

7. Dormant or Old Accounts
Even if inactive, any interest credited is still taxable. Don’t forget to include it in your return.

Stay compliant, stay stress-free. 💡

01/04/2025

Our Client Dr Dantu Murali Krishna( Retired Senior GM of Lupin) has Received prestigious highest state civilian " Kala Ratna Award", from honourable chief minister of Andhra Pradesh for his work on Bhagavad-Gita in different languages with Management concepts in different formats such as Audio albums(in classical carnartic ragas in own voice) and for authoring Books, journal publications etc.

All the best for future endeavours Sir

26/02/2025

Global Investors Summit 2025 - Madhya Pradesh

Unlock growth opportunities with MP’s latest government policies!

Download all policy documents here:
🔗 https://posts.gle/on31KE

Let’s shape the future of business together! 🚀

🌍 Global Investors Summit 2025 - Madhya Pradesh Unlock growth opportunities with MP’s latest government policies! 📈 📘 Download all policy documents here: 🔗 https://invest.mp.gov.in/policy-acts-rules/ Let’s shape the future of business together! 🚀

24/02/2025

MP’s Global Investors Summit 2025 is a catalyst for growth, showcasing investment potential in infrastructure, energy, tourism, textiles, and more!

Global Investors Summit 2025: Paving the Way for Madhya Pradesh’s Economic Transformation Introduction: The Global Investors Summit (GIS) 2025, inaugurated by Prime Minister Shri Narendra Modi in Bhopal, Madhya Pradesh, has emerged as a landmark event poised to reshape the state's economic landsca...

18/02/2025

Madhya Pradesh hosts Global Investors Summit 2025 & Pravasi MP Summit, uniting NRIs & global investors to boost industries, tourism, logistics, and more. A game-changer for MP’s economic growth

Madhya Pradesh is gearing up to host a grand global investor meet in February 2025, bringing together business leaders, policymakers, and over 500 Non-Resident Indians (NRIs) from more than 15 countries. The "Invest Madhya Pradesh - Global Investors Summit 2025" will be integrated with the "Pravasi

01/10/2024

01/10/2024

Big TDS Rate Cuts from October 2024! What You Need to Know, Stay Compliant



https://www.canatasha.com/big-tds-rate-cuts-from-october-2024-what-you-need-to-know/

TDS Changes Effective from 1st October 2024: A Detailed Overview The Income Tax Department has introduced significant changes to the Tax Deducted at Source (TDS) framework, effective from 1st October 2024. These modifications, primarily focusing on reducing TDS rates across several key sections, are

10/05/2024

Don't Get Caught Off Guard! Master High-Value Cash Transactions & Tax Notices in India 📈. Stay compliant and avoid penalties.

https://www.canatasha.com/dont-get-caught-off-guard-high-value-cash-transactions-tax-notices-in-india/

29/02/2024

Weighing Wealth Growth vs. Financial Protection: Mutual Funds vs. Insurance Policies! Discover the pros and cons of each investment option to make informed decisions. 📈

28/02/2024

Unlock Tax Savings with ELSS: Your Guide to Higher Returns and Shorter Lock-ins! Explore the potential of Equity Linked Saving Schemes for tax benefits and wealth creation. 📈

I. Introduction to ELSS: Equity Linked Saving Schemes (ELSS) stand out as a compelling option for individuals seeking tax-saving avenues with the potential for higher returns and shorter lock-in periods compared to traditional options like PPF and NSC.

22/01/2024

Ayodhya Unveiled: The Economic Odyssey Post Ram Mandir Inauguration! From tourism surges to a real estate boom, join us in exploring the city's transformation into an economic powerhouse.