We at Wealthsecure are delighted to have the opportunity to introduce you to our focus: Delivering tailored Wealth Management services for Individuals. Our professional staff with diverse talent offers a full complement of investment consulting, Risk Profiling, Financial Planning, Estate Planning & also Family Office. We offer unique approach to investing by operating as a completely independent c
onsulting firm. As Advisors, we are different from brokers and money managers, and do not have any financial tie to any fund or investment product, assuring you complete and objective device. Our clients can be certain that representing their best interests is our only goal. We believe there is disconnect between the intent & delivery of wealth management firms. Because of which, clients do not experience the best from the markets, the fund managers or the Advisors
The 3 key disconnects which effects clients and their portfolios are
A) Lack of model portfolios : This alone can assure you that you are getting the best from your advisor or his firm
B) Lack of Tactical Asset Allocation framework: This can help you know how your advisor is helping you stay ahead of the markets and profit from it. C) Lack of simultaneous ex*****on for all clients: This affects your actual portfolios performance due to the lag between advice generation & implementation. depending the for all clients irrespective of size of wealth being advised
Kindly allow me to elaborate…
Firstly, most firms and independent advisors lack model portfolios that point to their best ideas and the ideal proportions between different choices. This causes randomness in the portfolio construction, causing huge deviations in how your portfolios actually perform vi-a-vis their indicative best choices for clients similar to your risk appetite
Secondly, the largest ongoing contribution by an advisor is his interpretation of the markets and the timely adjustments he makes to your long term portfolio. This requires great skill and a no-conflict environment to operate in. From my experience of 18 years, I am yet to see any advisory firm transparently document their tactical asset allocation strategies that helps clients stay ahead of markets` major moves. Without their strategies and effective recommendations, clients are likely to suffer as much as general markets and they be better off going to fund managers directly. The third disconnect is the timeliness of the ex*****on of the advice received. We observed that there is a difference in clients` portfolios performance attributable to the size of their portfolios with an advisor. Our estimates indicate a 6 to 8% per annum under-performance, if an advisor takes about 7 to 10 days to cover all his clients and execute his best advice. We would like to meet you in person and explain the ideal way to resolve these persistent issues which may be affecting your portfolios and keep you from getting the best of markets and the fund managers.
