The Banking Times

14/07/2026

BIG MOVE BY THE GOVT FOR PUBLIC SECTOR BANKS!
The Department of Financial Services (DFS), Ministry of Finance, has directed all Public Sector Banks to hold Periodic Structured Industrial Relations (IR) Meetings with recognised unions and officers' associations.

Key Highlights:

✅ Quarterly IR meetings with recognised unions/associations.
📅 Annual meeting calendar to be published in advance.
👔 Meetings to be led by a General Manager or above (HR/IR).
📝 Agenda, minutes, and action taken reports to be maintained.

🤝 Aim: Better industrial relations, faster grievance resolution, and stronger employer-employee trust.
This is an important step towards institutionalising regular dialogue between bank management and employee representatives, ensuring issues are discussed proactively rather than reactively.

💬 Do you think regular structured IR meetings will lead to better working conditions and faster resolution of employees' concerns in Public Sector Banks?
👍 Yes ❤️ Partly 😮 No
Share your views in the comments.

10/07/2026

09/07/2026

⏰ EVERY DESERVES 30 MINUTES.
A 30-minute lunch break isn't a luxury. It's a basic human need.
Behind every counter is a person who has been serving customers since morning—often without a proper break.
A well-rested banker means: ✅ Better customer service ✅ Better concentration ✅ Fewer errors ✅ A healthier workplace

❤️ Every share is a voice for every banker.

09/07/2026

🌍 Two Central Bankers. Two Nations. One Mission.

From the United States to South Korea, central bankers are navigating very different economic landscapes—but their core mission remains the same: safeguarding economic and financial stability.

🇺🇸 Kevin Warsh (Federal Reserve) • Inflation control • Interest rate decisions • Financial stability • Central bank independence

🇰🇷 Hyun-Song Shin (Bank of Korea) • Ageing population • Low fertility • Rising household debt • Digital finance transformation

🎯 One Shared Mission ✅ Maintain price stability ✅ Support sustainable economic growth ✅ Strengthen public confidence ✅ Preserve financial stability

Every monetary policy decision impacts businesses, borrowers, investors, and millions of households.

💬 Which central banker do you think faces the tougher challenge in today's global economy?

👍 Kevin Warsh (Federal Reserve) ❤️ Hyun-Song Shin (Bank of Korea)

Share your thoughts in the comments!

09/07/2026

Which Leads in (PSL) in FY25?
Priority Sector Lending (PSL) is a key indicator of how banks support agriculture, MSMEs, education, housing, and other priority sectors.
📊 Top 5 Banks by PSL (% of ANBC):
🥇 UCO Bank – 51.7%
🥈 Central Bank of India – 50.2%
🥉 Indian Overseas Bank – 49.2%
4️⃣ Bank of Maharashtra – 46.7%
5️⃣ Axis Bank – 46.0% (Highest among Private Sector Banks)

Sector Highlights
✅ Public Sector Banks Average: 42.4%
✅ Private Sector Banks Average: 41.7%
🎯 RBI PSL Target: 40% of ANBC
Most major banks have met or exceeded the RBI's mandatory PSL target, reaffirming their commitment to inclusive growth and financial inclusion.

💬 Were you surprised by the rankings? Which bank do you think has done the best job in supporting priority sectors? Share your views in the comments.

📌 Source: RBI STRBI Table #4

09/07/2026

07/07/2026

Thanks for being a top engager and making it on to my weekly engagement list! 🎉 Sridhar Patel Kamutam, Debojyoti Brahma, Vivek Tk, Atul Kulbhushan Jain, Arun Ashutosh, Subhojit Laha, Mohan Gohil, Jaqualin Aloysius, Amitesh Kumar, Amol Pokharna