Scripbox

Scripbox India's trusted wealth manager. Scripbox is India's leading wealth manager, managing over 20,000+ Crores in AUM, with customers across 2500+ cities in India.

Founded in 2003, Scripbox understands the needs of customers in the context of their life and wealth stages, and provides customised investment solutions to help them meet their financial goals. It uses data, technology, and proprietary algorithms to deliver a full stack of wealth management solutions ranging from mutual funds, Indian and International equities, and insurance to holistic portfolio

construction and financial advisory. Scripbox is led by Atul Shinghal (Founder and CEO), and Sanjiv Singhal (Founder and Chief Operating Officer). It has been recognised as the 2nd most influential financial services brand globally by LinkedIn and has received the Financial Express’ Best Bank Award.

30/03/2026

Wedding gifts = tax-free 💍
No ₹50K limit. No restrictions.

But income from those gifts? That’s taxable.
And clubbing rules may apply.

Enjoy the gifts, just keep your paperwork sorted.

19/03/2026

It’s not about the best asset.
It’s about the right mix. 🏗️
Equity, debt, gold—each plays a role.
Together, they help you grow wealth and survive market swings.

13/03/2026

Free hotel upgrades aren’t just luck. ✨

Try this:
🏨 Book directly with the hotel
💳 Use the right credit card
🎉 Mention special occasions
⏰ Check in after 5 PM
🙂 Ask politely

Luxury travel is often about playing it smart.

13/02/2026

Your income doesn’t grow in one big jump.
It grows quietly, year after year, through increments, bonuses, and role changes.

Similarly you upgraded your lifestyle with a new phone, better vacations, and bigger apartment.

But most SIPs never grow with it.
They stay frozen at the number you picked years ago.

A flat SIP looks disciplined, but over time it becomes lazy money.
Inflation keeps moving. Goals keep getting bigger.
Your investments fall behind.

Now here’s where the shift happens.

Increase your SIP by just 10% every year.
Not a dramatic jump. Not a sacrifice.
Just a small adjustment that matches how your income already grows.

A ₹20,000 flat SIP will take 16 years to reach ₹1 crore.
Now the same ₹20,000 with 10% step-up, only 12 years.
Same starting point but 4 years faster.

You’re already spending that extra money somewhere.
Why not spend it on your future?

If your career is progressing, your SIP should move forward with it.
Your future self will thank you.

02/02/2026

Before you check your portfolio again, watch this. It might save you crores.

Every time markets drop, you think about selling.

But here’s what nobody tells you.

Between 1999 and 2025, if you invested ₹10 lakhs in Nifty and just stayed put, you’d have ₹8.95 crores today.

But if you panicked and missed just the 5 best recovery days, you’d have only ₹3.99 crores.

That’s half your wealth, gone, because you checked too often.

And those best days? They always come right after the worst crashes. When it feels scariest and everyone’s selling.

Markets were positive 23 out of 29 years. Through wars, through COVID, through every crisis you can imagine. That’s 79% of the time.

So here’s what you do instead.

Stop checking every day. Stop reacting to news.

You don’t lose money because markets fall.

You lose money because you exit.

The market will always test your patience.

Those who stay invested get rewarded.

Because time in the market will always beat timing the market.

Stay invested. Let time do the work.

28/01/2026

If you use cash for big transactions, you need to hear this before it’s too late ⚠️

A lot of people still think, cash first .

Keep it at home, pay someone, accept money, no big deal.

But the rules today are very different, and one slip can cost you up to 84 percent of that money 🚨

Now, this doesn’t mean the tax department will tax cash lying around.

The real trouble starts when you can’t explain where that cash, if it’s a substantial amount, came from.

If the source isn’t clear, the department can treat it as unexplained income.

That’s where the 60 percent tax kicks in, plus a surcharge of 25 percent on that tax which adds another 15 percent, plus 4 percent cess on the combined amount, and finally a 10 percent penalty, all of which together push the total burden to roughly 84 percent of the unexplained cash.

Accepting 2 lakh rupees or more in cash, taking or giving a cash loan above 20,000 rupees, or using cash in property dealings can trigger serious penalties and immediate scrutiny.

If your cash movement does not match your income, you are already on the radar.

The safest way to protect yourself is simple. Keep a clear paper trail. Avoid high value cash transactions. Make sure every rupee is explained.

Don’t let poor documentation turn into an 84 percent wake-up call ⏰

(Unexplained income tax India, Cash transaction limit India, Income Tax penalty on cash, Section 68 unexplained income, Tax Rules, Cash Transactions, Personal Finance, Income Tax, Money Talks)

08/01/2026

OTP delays might finally be a thing of the past 🔐
RBI is rolling out smarter authentication options — biometrics, app tokens, even behavioural checks.

Faster payments. Stronger security.
And banks pay if things go wrong.

02/01/2026

Sectoral Mutual Funds can deliver eye-catching returns — but they come with concentration risk.

Because these funds invest in a single industry, gains can be sharp when the sector is in favour, and losses can be just as painful when cycles turn.

At Scripbox, we believe sector funds aren’t bad — they’re situational.
They work best as a tactical add-on, not the core of a portfolio, and only for investors who understand the sector and can handle volatility.

Wondering if they fit your portfolio?
Book a free call with a Scripbox expert for clarity.

31/12/2025

Global money is flowing into India 🇮🇳
FDI has more than doubled — a strong sign of confidence in India’s growth story.
Manufacturing, tech, finance, and retail could be the big winners.

29/12/2025

High returns don’t always mean smart investing. ⚠️
Look beyond performance numbers — understand the risk behind them.
That’s how long-term winners are built.

21/12/2025

India & Canada are hitting reset 🇮🇳🇨🇦
Fresh CEPA talks are back on — with a $50B trade target by 2030.
Think minerals, clean energy, AI, tech, and big investment flows.
This could reshape India’s market story.

Address

Wilshire III By MFAR, 5th Floor, 492, Hobli, RHB Colony, Mahadevapura
Bangalore
560048

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+9118001021265

Website

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