Taqwa Credit Cooperative Society Ltd

05/10/2025

🌟 10 Years of Taqwa 🌟

Celebrating 10 years of Taqwa CCS Ltd — serving with faith, trust, and integrity. Grateful for your support! Premium gifts for our valued high-net-worth customers and complimentary gifts for all Taqwa customers. ✨

With sincere thanks,
Taqwa Shura Committee

11/09/2024

📉 Understanding the Confusion Around Interest vs. Riba in Islamic Finance 📈

Interest vs. Riba:
Many people believe traditional bank interest isn't Riba, as it compensates for inflation. Central Banks set deposit rates to counteract inflation, which varies by country (e.g., 27% in Latin America, 5% in the US, 11% in India). 💵🌍

Inflation and Interest Rates:
Interest rates are seen as compensation for the value of money affected by inflation. However, rates fluctuate based on market demand and supply, leading to potential distortions. 📊📉

Shari’ah Perspective:
Islamic finance REJECTS the idea that inflation-adjusted interest is acceptable. In Shari’ah, any benefit from a loan is considered Riba. 📜🔍

This summary clarifies the key issues in the debate about Interest and Riba in Islamic finance. 💡✨

04/09/2024

💰 Interest-Free Islamic Banking: Paving the Way for Fair Wealth Distribution 🌍

Interest-Free Islamic Banking offers a fresh and ethical approach to managing wealth. Here’s why it’s so impactful:

🌟 Wealth as a Trust: In Islamic banking, wealth is viewed as a trust from Allah, with people acting as caretakers, not absolute owners. This contrasts with Western capitalism, where individuals hold ultimate ownership.

🤝 Fair and Ethical Practices: Islamic Banking ensures financial practices that are both fair and responsible, promoting just distribution of wealth.

🚧 Challenges of Implementation: While the global economy is deeply rooted in interest-based systems, Islamic Banking, guided by Shari'a principles, provides a solid foundation for a more balanced and adaptable system.

📜 Overcoming Legal Hurdles: Existing laws may be obstacles, but they’re not set in stone. As the benefits of Islamic Banking become more apparent, governments might be encouraged to update these laws.

🌱 A Just Financial Future: Islamic Banking has the potential to create a fairer financial system, benefiting both financiers and customers, and contributing to a more just world.

This isn’t just about finance—it's about building a more ethical, balanced, and prosperous world for all! 🌍✨

05/08/2024

Biggest Cash Prize Ever! Plus, Earn ₹ 250 for Each Referral*!

Join our Ghina FD promo campaign for a chance to win:

🏆 1st: ₹ 1,25,000 Bumper Prize (our highest ever!)
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*Refer Flyer for more details

03/08/2024

23/07/2024

🌟 Become an Islamic Banking & Finance Changemaker 🌟

🚀 Join the Movement! 🚀

Taqwa CCS Ltd along with IBaaD Academy is ready to create 1 million Islamic Finance Literates by 2030 worldwide, insha'Allah. 🌍

📈 Gain the Skills for a Fulfilling Career in Islamic Finance! 📈

❓ Want to be the reason someone gets out of RIBA? ❓

🎁 FREE Starter Program Available!

📚 Course Features:
✅ Beginner Level
✅ English Language
✅ Certificate Awarded
✅ Self-Assessments

🗣 Courses in Arabic and Urdu Languages coming soon! 🗣

Join Now ! 👉🏻 🔗 https://bit.ly/3WfHw0q 🔗

Visit our website for more info: www.itaqwa.com

18/06/2024

Grow your future: Open a Savings Account today!

https://smpl.is/994dz

15/06/2024

*INTRODUCTION TO ISLAMIC FINANCE*

*Youtube link*
https://www.youtube.com/live/z0kEpU7T-Iw?si=CmrY_7JXnQl6pw4d

Please note that there will not be a separate English session. Today's session will be broadcasted on the link shared above and will cover both English and Urdu.

Jazakumullah Khair

01/05/2024

Attn: Islamic Banking Well-wishers ..!

Open your Savivgs Accounts (in just
Rs 1200/-) with Taqwa CCS Ltd., where you have a full-fledged Islamic banking system operated with the latest technologies.

Enjoy immersive experiences at 'Taqwa' for various banking needs, investments, finance and payment facilities throughout India along with 'Taqwa Pay' (like Google pay) and transfer of money from worldwide to your accounts with Taqwa directly.

Download our Taqwa Mobile Banking App" from "App Store" the iPhone users and "Google Play Store" the "Android Users" on to your mobiles directly to cater all your banking needs.

Browse our website: www.itaqwa.com for other banking products & services.

Taqwa Credit Co-Operative, Islamic Solutions for your financial needs with ease. We Serve Saving Account, Gold Loan, Car Loan, Bike Loan, Vehicle Loan, Instant Loan, Home Loans, Investment, Mutual Fund,

23/04/2024

ہندوستانی مسلمانوں کے لیے آگے کا راستہ..!

موجودہ دنیا میں بینک "کاروبار" کے علمبردار ہیں۔ تمام تجارتی سرگرمیاں بینکوں کے گرد گھوم رہی ہیں۔ بینکنگ وہ شعبہ ہے جس کے ذریعے پیسے کی طاقت آپنے ہاتھ میں حاصل کی جاتی ہے۔ ایک بار جب یہ طاقت آپ کے ہاتھ میں آجائے تو آپ اپنی دنیا پر غلبہ حاصل کر سکتے ہیں۔ چونکہ بینک "سود" پر کام کرتے ہیں اور اسے اسلام میں حرام ہے ، اسی لیے تقویٰ اسلامی بینکنگ ماڈل کو 35 سالوں کی تحقیقات کے بعد متعارف کرایا گیا، تاکہ ہمارے ہاتھ میں پیسے کی طاقت حاصل کی جا سکے تاکہ ہم خاص طور پر ہندوستانی مسلمانوں کے لیے ترقی کر سکیں۔
فقط:
ڈاکٹر محمد سعید شینگیری